Midland Community Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.61%	5-year CD	3.10% - American Express National Bank 60 Month CD
0.55%	1-year CD	1.30% - National Average
0.35%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Midland Community Bank rates »

Overview / Commentary

www.mcbbank.net

217-237-4324

112 Market Street
Kincaid, IL 62540

Midland Community Bank is headquartered in Kincaid and is the 373^rd largest bank in the state of Illinois. It is also the 4,913^th largest bank in the nation. It was established in 1968 and as of September of 2018, it had grown to 14 employees at 2 locations. Midland Community Bank's money market rates are 36% higher than the national average, and it has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Midland Community Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	19796
Year Established	1968
Employees	14
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.32%
Return on Equity - YTD	12.4%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$54.1MM$53.0MM
Loans	Q3 2018vs Q3 2017	$40.5MM$38.3MM
Deposits	Q3 2018vs Q3 2017	$47.9MM$47.0MM
Equity Capital	Q3 2018vs Q3 2017	$6.0MM$5.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$266.00K$298.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$159.00K$233.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Midland Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	Regular Savings
OTHER TIERS: 0.10% → $100 - $25k \| 0.20% → $25k - $50k
0.30%^*	$50k^*	-	Junior Savings
OTHER TIERS: 0.10% → $100 - $25k \| 0.20% → $25k - $50k

Midland Community Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$100k^*	-	Money Market
OTHER TIERS: 0.30% → $2.5k - $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $75k \| 0.45% → $75k - $100k

Midland Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$20k^*	-	Super NOW
OTHER TIERS: 0.10% → $1k - $10k \| 0.20% → $10k - $20k

Midland Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%^*	$100k^*	-	60 Month CD
OTHER TIERS: 1.51% → $1k - $100k
1.45%^*	$100k^*	-	48 Month CD
OTHER TIERS: 1.35% → $1k - $100k
1.35%^*	$100k^*	-	36 Month CD
OTHER TIERS: 1.25% → $1k - $100k
1.00%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.90% → $1k - $100k
1.00%^*	$100k^*	-	30 Month CD
OTHER TIERS: 0.90% → $1k - $100k
0.85%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.75% → $1k - $100k
0.55%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.45% → $1k - $100k
0.40%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.30% → $1k - $100k

Midland Community Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 1.46% → $1k - $100k
1.20%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 1.10% → $1k - $100k
1.10%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 1.00% → $1k - $100k
0.85%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.75% → $1k - $100k
0.85%^*	$100k^*	-	30 Month IRA
OTHER TIERS: 0.75% → $1k - $100k
0.70%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.60% → $1k - $100k
0.60%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.50% → $1k - $100k

Locations

Midland Community Bank Locations
Midland Community Bank	112 Market Street	Kincaid, IL 62540
Taylorville Facility	State Route 104, Rural Route 2	Taylorville, IL 62568

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.