Featured Savings Rates
Featured Accounts

Midland Community Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD60 Month CD
0.45%1-year CD12 Month CD
0.30%SavingsRegular Savings Account

Overview / Commentary
217-237-4324
112 Market Street
Kincaid, IL 62540

Midland Community Bank is headquartered in Kincaid and is the 398th largest bank in the state of Illinois. It is also the 5,320th largest bank in the nation. It was established in 1968 and as of September of 2016, it had grown to 10 employees at 2 locations. Midland Community Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Midland Community Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #19796
Year Established1968
Employees10
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.45%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$53.6MM$51.9MM
LoansQ3 2016vs Q3 2015$38.7MM$35.0MM
DepositsQ3 2016vs Q3 2015$47.8MM$46.8MM
Equity CapitalQ3 2016vs Q3 2015$5.3MM$4.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$277.00K$239.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$465.00K$211.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$128.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Regular Savings Account
OTHER TIERS: 0.10% $100 - $25k | 0.20% $25k - $50k
0.30%*$50k*-Junior Savings Account
OTHER TIERS: 0.10% $100 - $25k | 0.20% $25k - $50k

Midland Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.30% $2,500 - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k

Midland Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$20k*-Super NOW Account
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $20k

Midland Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$100k*-60 Month CD
OTHER TIERS: 1.51% $1k - $100k
1.30%*$100k*-48 Month CD
OTHER TIERS: 1.20% $1k - $100k
1.10%*$100k*-36 Month CD
OTHER TIERS: 1.00% $1k - $100k
0.80%*$100k*-30 Month CD
OTHER TIERS: 0.75% $1k - $100k
0.75%*$100k*-24 Month CD
OTHER TIERS: 0.65% $1k - $100k
0.55%*$100k*-18 Month CD
OTHER TIERS: 0.45% $1k - $100k
0.45%*$100k*-12 Month CD
OTHER TIERS: 0.35% $1k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.30% $1k - $100k

Midland Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-60 Month IRA
OTHER TIERS: 1.25% $1k - $100k
1.00%*$100k*-48 Month IRA
OTHER TIERS: 0.90% $1k - $100k
0.80%*$100k*-36 Month IRA
OTHER TIERS: 0.70% $1k - $100k
0.70%*$100k*-30 Month IRA
OTHER TIERS: 0.60% $1k - $100k
0.60%*$100k*-24 Month IRA
OTHER TIERS: 0.50% $1k - $100k
0.50%*$100k*-18 Month IRA
OTHER TIERS: 0.40% $1k - $100k
0.40%*$100k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $100k
Locations


Midland Community Bank Locations
Midland Community Bank112 Market StreetKincaid, IL 62540
Taylorville FacilityState Route 104, Rural Route 2Taylorville, IL 62568