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  2. Midland Community Bank

Midland Community Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD60 Month CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.55%1-year CD12 Month CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
0.30%SavingsRegular Savings Account
1.20% - Ally Bank Online Savings AccountAdvertisement
View all Midland Community Bank rates »

Overview / Commentary
www.mcbbank.net
217-237-4324
112 Market Street
Kincaid, IL 62540

Midland Community Bank is headquartered in Kincaid and is the 384th largest bank in the state of Illinois. It is also the 5,151st largest bank in the nation. It was established in 1968 and as of June of 2017, it had grown to 13 employees at 2 locations. Midland Community Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q2 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Midland Community Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #19796
Year Established1968
Employees13
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.99%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$54.4MM$53.9MM
LoansQ2 2017vs Q2 2016$38.6MM$36.4MM
DepositsQ2 2017vs Q2 2016$48.2MM$46.6MM
Equity CapitalQ2 2017vs Q2 2016$5.5MM$5.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$288.00K$276.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$235.00K$232.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$18.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Regular Savings Account
OTHER TIERS: 0.10% → $100 - $25k | 0.20% → $25k - $50k
0.30%*$50k*-Junior Savings Account
OTHER TIERS: 0.10% → $100 - $25k | 0.20% → $25k - $50k

Midland Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.30% → $2,500 - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k | 0.45% → $75k - $100k

Midland Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$20k*-Super NOW Account
OTHER TIERS: 0.10% → $1k - $10k | 0.20% → $10k - $20k

Midland Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$100k*-60 Month CD
OTHER TIERS: 1.51% → $1k - $100k
1.30%*$100k*-48 Month CD
OTHER TIERS: 1.20% → $1k - $100k
1.10%*$100k*-36 Month CD
OTHER TIERS: 1.00% → $1k - $100k
0.80%*$100k*-24 Month CD
OTHER TIERS: 0.70% → $1k - $100k
0.80%*$100k*-30 Month CD
OTHER TIERS: 0.75% → $1k - $100k
0.75%*$100k*-18 Month CD
OTHER TIERS: 0.65% → $1k - $100k
0.55%*$100k*-12 Month CD
OTHER TIERS: 0.45% → $1k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.30% → $1k - $100k

Midland Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-60 Month IRA
OTHER TIERS: 1.25% → $1k - $100k
1.00%*$100k*-48 Month IRA
OTHER TIERS: 0.90% → $1k - $100k
0.80%*$100k*-36 Month IRA
OTHER TIERS: 0.70% → $1k - $100k
0.70%*$100k*-30 Month IRA
OTHER TIERS: 0.60% → $1k - $100k
0.65%*$100k*-24 Month IRA
OTHER TIERS: 0.55% → $1k - $100k
0.60%*$100k*-18 Month IRA
OTHER TIERS: 0.50% → $1k - $100k
0.50%*$100k*-12 Month IRA
OTHER TIERS: 0.40% → $1k - $100k
Locations


Midland Community Bank Locations
Midland Community Bank112 Market StreetKincaid, IL 62540
Taylorville FacilityState Route 104, Rural Route 2Taylorville, IL 62568