Featured Savings Rates
Featured Accounts

Midland Community Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD60 Month CD
0.45%1-year CD12 Month CD
0.30%SavingsRegular Savings Account

Overview / Commentary
217-237-4324
112 Market Street
Kincaid, IL 62540

Midland Community Bank is headquartered in Kincaid and is the 395th largest bank in the state of Illinois. It is also the 5,265th largest bank in the nation. It was established in 1968 and as of December of 2016, it had grown to 12 employees at 2 locations. Midland Community Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Midland Community Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #19796
Year Established1968
Employees12
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD11.7%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$53.7MM$52.0MM
LoansQ4 2016vs Q4 2015$39.4MM$34.4MM
DepositsQ4 2016vs Q4 2015$47.9MM$46.7MM
Equity CapitalQ4 2016vs Q4 2015$5.1MM$4.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$288.00K$267.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$387.00K$168.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$18.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Regular Savings Account
OTHER TIERS: 0.10% $100 - $25k | 0.20% $25k - $50k
0.30%*$50k*-Junior Savings Account
OTHER TIERS: 0.10% $100 - $25k | 0.20% $25k - $50k

Midland Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.30% $2,500 - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k

Midland Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$20k*-Super NOW Account
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $20k

Midland Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$100k*-60 Month CD
OTHER TIERS: 1.51% $1k - $100k
1.30%*$100k*-48 Month CD
OTHER TIERS: 1.20% $1k - $100k
1.10%*$100k*-36 Month CD
OTHER TIERS: 1.00% $1k - $100k
0.80%*$100k*-30 Month CD
OTHER TIERS: 0.75% $1k - $100k
0.75%*$100k*-24 Month CD
OTHER TIERS: 0.65% $1k - $100k
0.55%*$100k*-18 Month CD
OTHER TIERS: 0.45% $1k - $100k
0.45%*$100k*-12 Month CD
OTHER TIERS: 0.35% $1k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.30% $1k - $100k

Midland Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-60 Month IRA
OTHER TIERS: 1.25% $1k - $100k
1.00%*$100k*-48 Month IRA
OTHER TIERS: 0.90% $1k - $100k
0.80%*$100k*-36 Month IRA
OTHER TIERS: 0.70% $1k - $100k
0.70%*$100k*-30 Month IRA
OTHER TIERS: 0.60% $1k - $100k
0.60%*$100k*-24 Month IRA
OTHER TIERS: 0.50% $1k - $100k
0.50%*$100k*-18 Month IRA
OTHER TIERS: 0.40% $1k - $100k
0.40%*$100k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $100k
Locations


Midland Community Bank Locations
Midland Community Bank112 Market StreetKincaid, IL 62540
Taylorville FacilityState Route 104, Rural Route 2Taylorville, IL 62568