Mid-Minnesota Federal Credit Union

Overview / Commentary
13283 Isle Dr
Baxter, MN 56425

Mid-Minnesota Federal Credit Union is headquartered in Baxter and is the 12th largest credit union in the state of Minnesota. It is also the 613th largest credit union in the nation. It was established in 1970 and as of September of 2021, it had grown to 160 employees and 52,275 members at 10 locations. Mid-Minnesota Federal Credit Union has an A health rating.

Field of Membership Restrictions

Mid-Minnesota Federal Credit Union offers membership to those who live, work, worship, or attend school in the Minnesota counties of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Todd, and Wadena, and 18 townships in Aitkin County.
See current membership details

Reviews (2)

Small town banking done right

Working with Mid Minnesota is a great experience. I have been a customer since I was 5 years old and while they've updated their system with new technology, nothing has really changed. They always have the best customer service and the most competitive rates and fees in the area. When mobile apps came into design, they came out with their own and it's so convenient to use. Unless I move away from the area I will never change banks.

Best credit union around

This credit union has the best rates in the area. Excellent customer service. Mobile app is very easy to use. Have been banking here for years and will continue to use their services as long as I live in the area.


Health Grade Components

NCUA #20194
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD20.27%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$595.2MM$496.7MM
LoansQ3 2021vs Q3 2020$430.7MM$387.3MM
DepositsQ3 2021vs Q3 2020$536.5MM$447.6MM
Equity CapitalQ3 2021vs Q3 2020$51.5MM$41.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.9MM$1.6MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.9MM$1.9MM
Real Estate OwnedQ3 2021vs Q3 2020$0$232.00K
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Always verify rates and promotions with the bank or credit union. We are not Mid-Minnesota Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid-Minnesota Federal Credit Union Savings Account Rates

3.00%*$5$500Youth Education Savings Account
OTHER TIERS: 0.05% $500+
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.15% $25k+
0.97%--Estate Savings
0.15%*$50k*-Floating IRA Savings
OTHER TIERS: 0.10% $5 - $50k
0.10%$5-Health Savings Accounts
0.10%--WINcentive™ Savings
0.07%$5-Super Savers
0.05%$5-Regular Shares

Mid-Minnesota Federal Credit Union Money Market Rates

0.30%*$250k*-Money Market Savings
OTHER TIERS: 0.07% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $250k
0.10%*$10k*-Money Market Checking
OTHER TIERS: 0.05% $1.5k - $10k

Mid-Minnesota Federal Credit Union Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.15% $10k+
0.15%*$10k*-Business Dividend Checking
OTHER TIERS: 0.10% $5k - $10k
0.15%*$50k*-IOLTA Lawyers Trust Checking
OTHER TIERS: 0.10% $5k - $50k

Mid-Minnesota Federal Credit Union CD Rates

1.25%$10-36 Month Fast Forward CD Special
0.85%$500-48 Month CD
0.65%$500-36 Month CD
0.55%$500-24 Month CD
0.50%$500-18 Month CD
0.50%$2.5k-36 Month Add-On CD Special
0.50%$5k-36 Month Bump CD Special
0.45%$500-12 Month CD
0.40%$5k-24 Month Bump CD Special
0.30%$500-6 Month CD

Mid-Minnesota Federal Credit Union IRA Rates

0.85%$500-48 Month IRA
0.65%$500-36 Month IRA
0.55%$500-24 Month IRA
0.50%$500-18 Month IRA
0.45%$500-12 Month IRA
0.30%$500-6 Month IRA

Cities: Ada, Aitkin, Alexandria, Baxter, Brainerd, Crosby, Detroit Lakes, Little Falls, Pequot Lakes, Staples

Ada Branches
Branch Office104 3rd Ave WAda, MN 56510

Aitkin Branches
Branch Office961 2nd St NWAitkin, MN 56431-1151

Alexandria Branches
Branch Office405 50th Ave WAlexandria, MN 56308

Baxter Branches
Branch Office13283 Isle DrBaxter, MN 56425-8554

Brainerd Branches
Branch Office200 S 6th StBrainerd, MN 56401-3536

Crosby Branches
Branch Office117 W Main StCrosby, MN 56441-1423

Detroit Lakes Branches
Branch Office1405 Highway 10 WDetroit Lakes, MN 56501

Little Falls Branches
Branch Office307 1st St SELittle Falls, MN 56345-3005

Pequot Lakes Branches
Branch Office30563 Patriot AvePequot Lakes, MN 56472

Staples Branches
Branch Office1220 4th St NEStaples, MN 56479

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