Mid-Minnesota Federal Credit Union


Overview / Commentary
218-829-0371
13283 Isle Dr
Baxter, MN 56425

Mid-Minnesota Federal Credit Union is headquartered in Baxter and is the 11th largest credit union in the state of Minnesota. It is also the 561st largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 174 employees and 64,468 members at 12 locations. Mid-Minnesota Federal Credit Union has an A health rating.

Field of Membership Restrictions

Mid-Minnesota Federal Credit Union offers membership to those who live, work, worship, or attend school in the Minnesota counties of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter, Todd, and Wadena, and 18 townships in Aitkin County.
See current membership details

Reviews (1)

Don't Do It...

Posted by: |

Was member for 12 years and had debit card hacked into and they canceled me...no warning or reason...one was from gas pump another on computer..



Health

Health Grade Components

Overall
NCUA #20194
Year Chartered1970
Employees174
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.66%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$771MM$749.9MM
LoansQ1 2025vs Q1 2024$629.3MM$606.2MM
DepositsQ1 2025vs Q1 2024$693.4MM$676.9MM
Equity CapitalQ1 2025vs Q1 2024$69.6MM$63.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.5MM$3.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.3MM$2.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Mid-Minnesota Federal Credit Union are currently being reviewed.

Locations

Availability



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