MidSouth Community Federal Credit Union

Popular Accounts at this Credit Union

2.00%Reward Checking
2.50%18-month CD
2.50%18-month IRA
View all MidSouth Community Federal Credit Union rates »

Overview / Commentary
4810 Mercer University Dr
Macon, GA 31210-5675

MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 876th largest credit union in the nation. It was established in 1936 and as of September of 2018, it had grown to 88 employees and 37,716 members at 9 locations. MidSouth Community Federal Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details

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Health Grade Components

NCUA #1410
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD10.99%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$262.1MM$254.0MM
LoansQ3 2018vs Q3 2017$186.9MM$170.9MM
DepositsQ3 2018vs Q3 2017$223.7MM$217.9MM
Equity CapitalQ3 2018vs Q3 2017$32.6MM$30.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.3MM$2.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.3MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

0.85%$100-IRA Savings
0.50%$100-Health Savings Account
0.25%$200-Basic Saver
0.25%$100-Holiday Club
0.25%$100-Johnny Appleseed Club
0.25%$100-Teen Advantage

MidSouth Community Federal Credit Union Money Market Rates

0.80%*$100k*-Money Market
OTHER TIERS: 0.55% $2k - $10k | 0.60% $10k - $50k | 0.70% $50k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

5.01%-$10kiChecking 50+ Transactions
4.01%-$10kiChecking 40-49 Transactions
3.00%-$10kiChecking 30-39 Transactions
2.00%-$10kiChecking 20-29 Transactions

MidSouth Community Federal Credit Union CD Rates

2.75%$1k-30 Month Share Certificate Special
2.50%$1k-20 Month Share Certificate Special
2.25%$1k-15 Month Share Certificate Special
2.00%$1k-3 Year Share Certificate
1.15%$1k-2 Year Share Certificate
0.85%$1k-1 Year Share Certificate
0.65%$1k-6 Month Share Certificate
0.45%$1k-3 Month Share Certificate
0.45%$500-Johnny Appleseed Share Certificate
0.45%$500-Teen Advantage Share Certificate

MidSouth Community Federal Credit Union IRA Rates

2.75%$1k-30 Month IRA Special
2.50%$1k-20 Month IRA Special
2.25%$1k-15 Month IRA Special
2.00%$1k-3 Year IRA
1.15%$1k-2 Year IRA
0.85%$1k-1 Year IRA
0.65%$1k-6 Month IRA
0.45%$1k-3 Month IRA
0.45%$500-Johnny Appleseed IRA
0.45%$500-Teen Advantage IRA

MidSouth Community Federal Credit Union Locations
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office231 W Hancock StMilledgeville, GA 31061
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904

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