MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 851st largest credit union in the nation. It was established in 1936 and as of September of 2020, it had grown to 92 employees and 40,394 members at 9 locations. MidSouth Community Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details
Overall | |
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NCUA # | 1410 |
Year Chartered | 1936 |
Employees | 92 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.94% |
Return on Equity - YTD | 7.3% |
Annual Interest Income | $8.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $331.0MM$284.3MM |
Loans | Q3 2020vs Q3 2019 | $218.9MM$201.9MM |
Deposits | Q3 2020vs Q3 2019 | $283.3MM$241.7MM |
Equity Capital | Q3 2020vs Q3 2019 | $42.4MM$37.7MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $2.7MM$1.8MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $778.00K$2.0MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $100 | - | IRA Savings | |
0.50% | $100 | - | Health Savings Account | |
0.15% | $200 | - | Basic Saver | |
0.15% | $100 | - | Holiday Club | |
0.15% | $100 | - | Johnny Appleseed Club | |
0.15% | $100 | - | Teen Advantage |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.30% → $2k - $10k | 0.35% → $10k - $50k | 0.40% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $1k | - | 3 Year Share Certificate | |
0.70% | $1k | - | 2 Year Share Certificate | |
0.60% | $1k | - | 1 Year Share Certificate | |
0.55% | $1k | - | 6 Month Share Certificate |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $1k | - | 3 Year IRA | |
0.70% | $1k | - | 2 Year IRA | |
0.60% | $1k | - | 1 Year IRA | |
0.55% | $1k | - | 6 Month IRA |
MidSouth Community Federal Credit Union Locations | ||
---|---|---|
Branch Office | 375 Hammock Rd NW | Milledgeville, GA 31061 |
Branch Office | 4810 Mercer University Dr | Macon, GA 31210-5675 |
Branch Office | 1611 Bass Rd | Macon, GA 31210 |
Branch Office | 231 W Hancock St | Milledgeville, GA 31061 |
Branch Office | 1869 Watson Blvd | Warner Robins, GA 31093 |
Branch Office | 302 Russell Pkwy | Warner Robins, GA 31088 |
Branch Office | 3205 Hartley Bridge Rd | Macon, GA 31216 |
Branch Office | 2306 Laseter Pl | Macon, GA 31204-0301 |
Branch Office | 1780 Anthony Rd | Macon, GA 31204-5904 |