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MidSouth Community Federal Credit Union


Overview / Commentary
www.midsouthfcu.org
478-471-9946
4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 780th largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 103 employees and 42,490 members at 10 locations. MidSouth Community Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson.
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Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #1410
Year Chartered1936
Employees103
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.35%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$455MM$428.6MM
LoansQ2 2024vs Q2 2023$310.8MM$292.2MM
DepositsQ2 2024vs Q2 2023$398MM$380.7MM
Equity CapitalQ2 2024vs Q2 2023$46.5MM$40.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$4.8MM$3.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.7MM$1.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100-IRA Savings
0.70%$100-Health Savings Account
0.25%$200-Basic Saver
0.25%$100-Holiday Club
0.25%$100-Johnny Appleseed Club
0.25%$100-Teen Advantage

MidSouth Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Money Market
OTHER TIERS: 0.60% → $2k - $10k | 0.75% → $10k - $50k | 1.00% → $50k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*$0$10kiChecking 50+ Transactions
OTHER TIERS: 0.10% → $10k+
4.01%*$0$10kiChecking 40-49 Transactions
OTHER TIERS: 0.10% → $10k+
3.00%*$0$10kiChecking 30-39 Transactions
OTHER TIERS: 0.10% → $10k+
2.00%*$0$10kiChecking 20-29 Transactions
OTHER TIERS: 0.10% → $10k+

MidSouth Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-9 Month Share Certificate Special
2.50%$1k-6 Month Share Certificate
2.50%$1k-1 Year Share Certificate
2.50%$1k-3 Year Share Certificate
2.25%$1k-2 Year Share Certificate

MidSouth Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-9 Month IRA Special
2.50%$1k-6 Month IRA
2.50%$1k-1 Year IRA
2.50%$1k-3 Year IRA
2.25%$1k-2 Year IRA
Locations


Cities: Kathleen, Macon, Milledgeville, Warner Robins

Kathleen Branches
Branch Office1101 HWY 96Kathleen, GA 31047

Macon Branches
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904

Milledgeville Branches
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office231 W Hancock StMilledgeville, GA 31061

Warner Robins Branches
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088

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