Overview / Commentary
MidSouth Community Federal Credit Union is headquartered in Macon and is the 13th largest credit union in the state of Georgia. It is also the 796th largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 103 employees and 41,884 members at 10 locations. MidSouth Community Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson.
See current membership details
Health
A
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1410 |
| Year Chartered | 1936 |
| Employees | 103 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 11.89% |
| Annual Interest Income | $8.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $428.6MM$423.4MM |
| Loans | Q2 2023vs Q2 2022 | $292.2MM$255.0MM |
| Deposits | Q2 2023vs Q2 2022 | $380.7MM$377.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $40.2MM$38.4MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $3.3MM$2.9MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.2MM$1.3MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |