MidSouth Community Federal Credit Union is headquartered in Macon and is the 13th largest credit union in the state of Georgia. It is also the 815th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 96 employees and 40,878 members at 10 locations. MidSouth Community Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.
Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details
Overall | |
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NCUA # | 1410 |
Year Chartered | 1936 |
Employees | 96 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.39% |
Return on Equity - YTD | 15.24% |
Annual Interest Income | $14.3MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $412.5MM$401.1MM |
Loans | Q4 2022vs Q4 2021 | $273.5MM$245.1MM |
Deposits | Q4 2022vs Q4 2021 | $367.0MM$349.6MM |
Equity Capital | Q4 2022vs Q4 2021 | $37.8MM$45.2MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $2.7MM$3.0MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $947.00K$1.5MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $100 | - | IRA Savings | |
0.70% | $100 | - | Health Savings Account | |
0.25% | $200 | - | Basic Saver | |
0.25% | $100 | - | Holiday Club | |
0.25% | $100 | - | Johnny Appleseed Club | |
0.25% | $100 | - | Teen Advantage |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.55% → $2k - $10k | 0.60% → $10k - $50k | 0.75% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | $1k | - | 13 Month IRA Certificate Special | |
3.50% | $1k | - | 26 Month IRA Certificate Special | |
2.00% | $1k | - | 3 Year IRA | |
1.75% | $1k | - | 2 Year IRA | |
1.50% | $1k | - | 1 Year IRA | |
0.55% | $1k | - | 6 Month IRA |
Kathleen Branches | ||
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Branch Office | 1101 HWY 96 | Kathleen, GA 31047 |
Macon Branches | ||
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Branch Office | 4810 Mercer University Dr | Macon, GA 31210-5675 |
Branch Office | 1611 Bass Rd | Macon, GA 31210 |
Branch Office | 3205 Hartley Bridge Rd | Macon, GA 31216 |
Branch Office | 2306 Laseter Pl | Macon, GA 31204-0301 |
Branch Office | 1780 Anthony Rd | Macon, GA 31204-5904 |
Milledgeville Branches | ||
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Branch Office | 375 Hammock Rd NW | Milledgeville, GA 31061 |
Branch Office | 231 W Hancock St | Milledgeville, GA 31061 |
Warner Robins Branches | ||
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Branch Office | 1869 Watson Blvd | Warner Robins, GA 31093 |
Branch Office | 302 Russell Pkwy | Warner Robins, GA 31088 |