Overview / Commentary
MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 819th largest credit union in the nation. It was established in 1936 and as of June of 2021, it had grown to 95 employees and 41,589 members at 10 locations. MidSouth Community Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details
Health
A+
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1410 |
| Year Chartered | 1936 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 9.94% |
| Annual Interest Income | $5.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $385.1MM$324.9MM |
| Loans | Q2 2021vs Q2 2020 | $237.9MM$210.8MM |
| Deposits | Q2 2021vs Q2 2020 | $335.4MM$277.9MM |
| Equity Capital | Q2 2021vs Q2 2020 | $43.5MM$41.3MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $3.2MM$2.3MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $1.4MM$672.00K |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |