MidSouth Community Federal Credit Union


Overview / Commentary
478-471-9946
4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 13th largest credit union in the state of Georgia. It is also the 779th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 107 employees and 43,158 members at 9 locations. MidSouth Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson.
See current membership details

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Health

Health Grade Components

Overall
NCUA #1410
Year Chartered1936
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD8.79%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$469.9MM$447.6MM
LoansQ1 2025vs Q1 2024$324.2MM$309.4MM
DepositsQ1 2025vs Q1 2024$410.8MM$393.1MM
Equity CapitalQ1 2025vs Q1 2024$52.1MM$44.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.3MM$4.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.6MM$1.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for MidSouth Community Federal Credit Union are currently being reviewed.

Locations


MidSouth Community Federal Credit Union Locations
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904
Branch Office1101 HWY 96Kathleen, GA 31047

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