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MidSouth Community Federal Credit Union


Overview / Commentary
www.midsouthfcu.org
478-471-9946
4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 839th largest credit union in the nation. It was established in 1936 and as of March of 2021, it had grown to 91 employees and 40,757 members at 9 locations. MidSouth Community Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
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Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #1410
Year Chartered1936
Employees91
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.92%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$368.9MM$297.2MM
LoansQ1 2021vs Q1 2020$232.8MM$206.9MM
DepositsQ1 2021vs Q1 2020$320.5MM$252.5MM
Equity CapitalQ1 2021vs Q1 2020$42.6MM$40.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$3.3MM$2.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.3MM$1.0MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Savings
0.50%$100-Health Savings Account
0.15%$200-Basic Saver
0.15%$100-Holiday Club
0.15%$100-Johnny Appleseed Club
0.15%$100-Teen Advantage

MidSouth Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market
OTHER TIERS: 0.30% → $2k - $10k | 0.35% → $10k - $50k | 0.40% → $50k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*-$10kiChecking 50+ Transactions
OTHER TIERS: 0.10% → $10k+
4.01%*-$10kiChecking 40-49 Transactions
OTHER TIERS: 0.10% → $10k+
3.00%*-$10kiChecking 30-39 Transactions
OTHER TIERS: 0.10% → $10k+
2.00%*-$10kiChecking 20-29 Transactions
OTHER TIERS: 0.10% → $10k+

MidSouth Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k-3 Year Share Certificate
0.70%$1k-2 Year Share Certificate
0.60%$1k-1 Year Share Certificate
0.55%$1k-6 Month Share Certificate

MidSouth Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k-3 Year IRA
0.70%$1k-2 Year IRA
0.60%$1k-1 Year IRA
0.55%$1k-6 Month IRA
Locations


MidSouth Community Federal Credit Union Locations
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office231 W Hancock StMilledgeville, GA 31061
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904

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