Featured Savings Rates
Featured Accounts

MidSouth Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%18-month IRA20 Month Certificate IRA Special (Traditional, Roth)
2.00%Reward CheckingiChecking
0.55%1-year CD1 Year Certificate

Overview / Commentary
478-471-9946
4810 Mercer University Dr
Macon, GA 31210-5675

MidSouth Community Federal Credit Union is headquartered in Macon and is the 13th largest credit union in the state of Georgia. It is also the 858th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 80 employees and 35,338 members at 8 locations. MidSouth Community Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #1410
Year Chartered1936
Employees80
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.26%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$244.9MM$226.1MM
LoansQ2 2016vs Q2 2015$159.6MM$151.9MM
DepositsQ2 2016vs Q2 2015$210.8MM$196.3MM
Equity CapitalQ2 2016vs Q2 2015$28.7MM$26.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.1MM$2.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$796.00K$1.1MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Savings
0.50%$100-Health Savings Account
0.25%$200-Basic Saver
0.25%$100-Holiday Club
0.25%--Johnny Appleseed Club
0.25%--Teen Advantage Accounts

MidSouth Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market
OTHER TIERS: 0.35% $2k - $10k | 0.40% $10k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$10kiChecking - Qualifying

MidSouth Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-3 Year Certificate
0.75%$1k-2 Year Certificate
0.55%$1k-1 Year Certificate
0.45%$1k-6 Month Certificate
0.45%$500-Johnny Appleseed Certificate
0.45%$500-Teen Advantage Certificate
0.15%$1k-3 Month Certificate

MidSouth Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-3 Year Certificate IRA
0.75%$1k-2 Year Certificate IRA
0.75%$1k-20 Month Certificate IRA Special
0.55%$1k-1 Year Certificate IRA
0.45%$1k-6 Month Certificate IRA
0.45%$500-Johnny Appleseed IRA Certificate
0.45%$500-Teen Advantage IRA Certificate
0.15%$1k-3 Month Certificate IRA
Locations


MidSouth Community Federal Credit Union Locations
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 BASS RDMACON, GA 31210
Branch Office231 W Hancock StMilledgeville, GA 31061
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301