Advertising Disclosure
  1. Banks
  2. MidSouth Community Federal Credit Union

MidSouth Community Federal Credit Union


Overview / Commentary
www.midsouthfcu.org
478-471-9946
4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 818th largest credit union in the nation. It was established in 1936 and as of September of 2021, it had grown to 97 employees and 40,488 members at 10 locations. MidSouth Community Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #1410
Year Chartered1936
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD10.39%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$394.6MM$331.0MM
LoansQ3 2021vs Q3 2020$241.6MM$218.9MM
DepositsQ3 2021vs Q3 2020$343.6MM$283.3MM
Equity CapitalQ3 2021vs Q3 2020$44.8MM$42.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.1MM$2.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.2MM$778.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Savings
0.50%$100-Health Savings Account
0.15%$200-Basic Saver
0.15%$100-Holiday Club
0.15%$100-Johnny Appleseed Club
0.15%$100-Teen Advantage

MidSouth Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market
OTHER TIERS: 0.30% → $2k - $10k | 0.35% → $10k - $50k | 0.40% → $50k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*-$10kiChecking 50+ Transactions
OTHER TIERS: 0.10% → $10k+
4.01%*-$10kiChecking 40-49 Transactions
OTHER TIERS: 0.10% → $10k+
3.00%*-$10kiChecking 30-39 Transactions
OTHER TIERS: 0.10% → $10k+
2.00%*-$10kiChecking 20-29 Transactions
OTHER TIERS: 0.10% → $10k+

MidSouth Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k-3 Year Share Certificate
0.70%$1k-2 Year Share Certificate
0.60%$1k-1 Year Share Certificate
0.55%$1k-6 Month Share Certificate

MidSouth Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k-3 Year IRA
0.70%$1k-2 Year IRA
0.60%$1k-1 Year IRA
0.55%$1k-6 Month IRA
Locations


Cities: Kathleen, Macon, Milledgeville, Warner Robins

Kathleen Branches
Branch Office1101 HWY 96Kathleen, GA 31047

Macon Branches
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904

Milledgeville Branches
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office231 W Hancock StMilledgeville, GA 31061

Warner Robins Branches
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.