MidSouth Community Federal Credit Union

Overview / Commentary
4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 804th largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 103 employees and 41,562 members at 10 locations. MidSouth Community Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson.
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Health Grade Components

NCUA #1410
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD11.4%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$430.2MM$412.5MM
LoansQ4 2023vs Q4 2022$303.8MM$273.5MM
DepositsQ4 2023vs Q4 2022$377MM$367MM
Equity CapitalQ4 2023vs Q4 2022$43.7MM$37.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.4MM$2.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.9MM$947K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

0.70%$100-IRA Savings
0.70%$100-Health Savings Account
0.25%$200-Basic Saver
0.25%$100-Holiday Club
0.25%$100-Johnny Appleseed Club
0.25%$100-Teen Advantage

MidSouth Community Federal Credit Union Money Market Rates

1.00%*$100k*-Money Market
OTHER TIERS: 0.55% $2k - $10k | 0.60% $10k - $50k | 0.75% $50k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

5.01%*-$10kiChecking 50+ Transactions
OTHER TIERS: 0.10% $10k+
4.01%*-$10kiChecking 40-49 Transactions
OTHER TIERS: 0.10% $10k+
3.00%*-$10kiChecking 30-39 Transactions
OTHER TIERS: 0.10% $10k+
2.00%*-$10kiChecking 20-29 Transactions
OTHER TIERS: 0.10% $10k+

MidSouth Community Federal Credit Union CD Rates

5.30%$1k-9 Month Share Certificate Special
4.00%$1k-1 Year Share Certificate
3.50%$1k-2 Year Share Certificate
3.00%$1k-3 Year Share Certificate
2.50%$1k-6 Month Share Certificate

MidSouth Community Federal Credit Union IRA Rates

5.30%$1k-9 Month IRA Special
4.00%$1k-1 Year IRA
3.50%$1k-2 Year IRA
3.00%$1k-3 Year IRA
2.50%$1k-6 Month IRA

Cities: Kathleen, Macon, Milledgeville, Warner Robins

Kathleen Branches
Branch Office1101 HWY 96Kathleen, GA 31047

Macon Branches
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904

Milledgeville Branches
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office231 W Hancock StMilledgeville, GA 31061

Warner Robins Branches
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088

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