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MidSouth Community Federal Credit Union


Overview / Commentary
www.midsouthfcu.org
478-471-9946
4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 13th largest credit union in the state of Georgia. It is also the 815th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 96 employees and 40,878 members at 10 locations. MidSouth Community Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
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Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #1410
Year Chartered1936
Employees96
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD15.24%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$412.5MM$401.1MM
LoansQ4 2022vs Q4 2021$273.5MM$245.1MM
DepositsQ4 2022vs Q4 2021$367.0MM$349.6MM
Equity CapitalQ4 2022vs Q4 2021$37.8MM$45.2MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.7MM$3.0MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$947.00K$1.5MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MidSouth Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$100-IRA Savings
0.70%$100-Health Savings Account
0.25%$200-Basic Saver
0.25%$100-Holiday Club
0.25%$100-Johnny Appleseed Club
0.25%$100-Teen Advantage

MidSouth Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market
OTHER TIERS: 0.55% → $2k - $10k | 0.60% → $10k - $50k | 0.75% → $50k - $100k

MidSouth Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*-$10kiChecking 50+ Transactions
OTHER TIERS: 0.10% → $10k+
4.01%*-$10kiChecking 40-49 Transactions
OTHER TIERS: 0.10% → $10k+
3.00%*-$10kiChecking 30-39 Transactions
OTHER TIERS: 0.10% → $10k+
2.00%*-$10kiChecking 20-29 Transactions
OTHER TIERS: 0.10% → $10k+

MidSouth Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-13 Month Share Certificate Special
3.50%$1k-26 Month Share Certificate Special
2.00%$1k-3 Year Share Certificate
1.75%$1k-2 Year Share Certificate
1.50%$1k-1 Year Share Certificate
0.55%$1k-6 Month Share Certificate

MidSouth Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-13 Month IRA Certificate Special
3.50%$1k-26 Month IRA Certificate Special
2.00%$1k-3 Year IRA
1.75%$1k-2 Year IRA
1.50%$1k-1 Year IRA
0.55%$1k-6 Month IRA
Locations


Cities: Kathleen, Macon, Milledgeville, Warner Robins

Kathleen Branches
Branch Office1101 HWY 96Kathleen, GA 31047

Macon Branches
Branch Office4810 Mercer University DrMacon, GA 31210-5675
Branch Office1611 Bass RdMacon, GA 31210
Branch Office3205 Hartley Bridge RdMacon, GA 31216
Branch Office2306 Laseter PlMacon, GA 31204-0301
Branch Office1780 Anthony RdMacon, GA 31204-5904

Milledgeville Branches
Branch Office375 Hammock Rd NWMilledgeville, GA 31061
Branch Office231 W Hancock StMilledgeville, GA 31061

Warner Robins Branches
Branch Office1869 Watson BlvdWarner Robins, GA 31093
Branch Office302 Russell PkwyWarner Robins, GA 31088

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