MidSouth Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 1.33% - National Average |
| 1.00% | 1-year CD | 1.37% - National Average |
| 0.35% | Savings | 0.26% - National Average |
MidSouth Community Federal Credit Union is headquartered in Macon and is the 14th largest credit union in the state of Georgia. It is also the 877th largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 86 employees and 38,307 members at 9 locations. MidSouth Community Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details
Related Posts
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1410 |
| Year Chartered | 1936 |
| Employees | 86 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.46% |
| Return on Equity - YTD | 11.13% |
| Annual Interest Income | $9.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $261.9MM$252.6MM |
| Loans | Q4 2018vs Q4 2017 | $192.9MM$174.9MM |
| Deposits | Q4 2018vs Q4 2017 | $223.3MM$216.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $34.4MM$31.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.9MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.6MM$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not MidSouth Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
MidSouth Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | $100 | - | IRA Savings | |
| 0.85% | $100 | - | Health Savings Account | |
| 0.35% | $200 | - | Basic Saver | |
| 0.35% | $100 | - | Holiday Club | |
| 0.35% | $100 | - | Johnny Appleseed Club | |
| 0.35% | $100 | - | Teen Advantage |
MidSouth Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.60% → $2k - $10k | 0.70% → $10k - $50k | 0.80% → $50k - $100k | |||||
MidSouth Community Federal Credit Union Checking Account Rates
MidSouth Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.45% | $1k | - | 3 Year Share Certificate | |
| 2.40% | $1k | - | 2 Year Share Certificate | |
| 1.00% | $1k | - | 1 Year Share Certificate | |
| 0.65% | $1k | - | 6 Month Share Certificate |
MidSouth Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.45% | $1k | - | 3 Year IRA | |
| 2.40% | $1k | - | 2 Year IRA | |
| 1.00% | $1k | - | 1 Year IRA | |
| 0.65% | $1k | - | 6 Month IRA |
| MidSouth Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 375 Hammock Rd NW | Milledgeville, GA 31061 |
| Branch Office | 4810 Mercer University Dr | Macon, GA 31210-5675 |
| Branch Office | 1611 Bass Rd | Macon, GA 31210 |
| Branch Office | 231 W Hancock St | Milledgeville, GA 31061 |
| Branch Office | 1869 Watson Blvd | Warner Robins, GA 31093 |
| Branch Office | 302 Russell Pkwy | Warner Robins, GA 31088 |
| Branch Office | 3205 Hartley Bridge Rd | Macon, GA 31216 |
| Branch Office | 2306 Laseter Pl | Macon, GA 31204-0301 |
| Branch Office | 1780 Anthony Rd | Macon, GA 31204-5904 |