MidSouth Community Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.midsouthfcu.org

478-471-9946

4810 Mercer University Dr
Macon, GA 31210

MidSouth Community Federal Credit Union is headquartered in Macon and is the 13^th largest credit union in the state of Georgia. It is also the 779^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 107 employees and 43,158 members at 9 locations. MidSouth Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1410
Year Chartered	1936
Employees	107
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	8.79%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$469.9MM$447.6MM
Loans	Q1 2025vs Q1 2024	$324.2MM$309.4MM
Deposits	Q1 2025vs Q1 2024	$410.8MM$393.1MM
Equity Capital	Q1 2025vs Q1 2024	$52.1MM$44.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.3MM$4.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.6MM$1.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for MidSouth Community Federal Credit Union are currently being reviewed.

Locations

MidSouth Community Federal Credit Union Locations
Branch Office	375 Hammock Rd NW	Milledgeville, GA 31061
Branch Office	4810 Mercer University Dr	Macon, GA 31210-5675
Branch Office	1611 Bass Rd	Macon, GA 31210
Branch Office	1869 Watson Blvd	Warner Robins, GA 31093
Branch Office	302 Russell Pkwy	Warner Robins, GA 31088
Branch Office	3205 Hartley Bridge Rd	Macon, GA 31216
Branch Office	2306 Laseter Pl	Macon, GA 31204-0301
Branch Office	1780 Anthony Rd	Macon, GA 31204-5904
Branch Office	1101 HWY 96	Kathleen, GA 31047

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