Overview / Commentary
MidSouth Community Federal Credit Union is headquartered in Macon and is the 13th largest credit union in the state of Georgia. It is also the 795th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 95 employees and 41,134 members at 10 locations. MidSouth Community Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in MidSouth Community Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
See current membership details
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1410 |
| Year Chartered | 1936 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.4% |
| Return on Equity - YTD | 15.33% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $423.4MM$385.1MM |
| Loans | Q2 2022vs Q2 2021 | $255.0MM$237.9MM |
| Deposits | Q2 2022vs Q2 2021 | $377.0MM$335.4MM |
| Equity Capital | Q2 2022vs Q2 2021 | $38.4MM$43.5MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.9MM$3.2MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.3MM$1.4MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |