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Overview / Commentary
6810 York Road
Baltimore, MD 21212

Midstate Community Bank is headquartered in Baltimore and is the 47th largest bank in the state of Maryland. It is also the 3,354th largest bank in the nation. It was established in 1884 and as of June of 2016, it had grown to 17 employees at 1 location. Midstate Community Bank's money market rates are 14% higher than the national average, and it has a B health rating.

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Reviews (1)

I'll Never Bank Anywhere Else!

Posted by: Anonymous | Jul 12, 2011

Midstate Federal has the most reliable, caring, trustworthy employees. Every time I think I'm getting the best interest rate someone from Midstate always shows me something higher. Not only that, but when I first opened my account many years ago the second time I was in there a few employees remembered my name. They know me and they know what I like. That's why I trust Midstate Federal with all life/ money.

Also, their Chairman, has been there for 61 years (she will be 90 this year and still comes to work almost everyday). They also have a few more employees that have been there for a long, long time.

Midstate Federal is a wonderful bank and I'll never bank anywhere else!


Health Grade Components

FDIC Certificate #29930
Year Established1884
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD2.93%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$167.8MM$172.5MM
LoansQ2 2016vs Q2 2015$101.6MM$103.1MM
DepositsQ2 2016vs Q2 2015$143.6MM$148.2MM
Equity CapitalQ2 2016vs Q2 2015$23.7MM$23.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$834.00K$804.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.9MM$2.8MM
Real Estate OwnedQ2 2016vs Q2 2015$1.9MM$3.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midstate Community Bank Savings Account Rates

0.40%$25-Passbook Savings
0.40%$25-Christmas Club

Midstate Community Bank Money Market Rates

0.50%*$2,500*-Money Market
OTHER TIERS: 0.40% $100 - $2,500

Midstate Community Bank Checking Account Rates

0.60%$100-Interest Checking
0.60%$100-Senior Checking

Midstate Community Bank CD Rates

1.80%$1k-60 Month CD
1.26%$1k-48 Month Double Bump-up CD
0.92%$10k-31 Month CD
0.90%$100-36 Month Add-On CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month Bump up CD
0.70%$10k-13 – 17 Month CD
0.60%$1k-18 Month CD
0.50%$1k-12 Month CD
0.25%$1k-6 Month CD
0.20%$1k-90 Day CD

Midstate Community Bank IRA Rates

2.00%--60 Month IRA
1.50%--48 Month IRA
1.20%--30 Month IRA
1.00%--18 Month IRA
0.90%--12 Month IRA

Midstate Community Bank Locations
Midstate Community Bank6810 York RoadBaltimore, MD 21212