Rosedale Federal Savings and Loan Association is headquartered in NOTTINGHAM and is the 9th largest bank in the state of Maryland. It is also the 841st largest bank in the nation. It was established in 1908 and as of March of 2023, it had grown to 155 employees at 14 locations. Rosedale Federal Savings and Loan Association's money market rates are 9X the national average, and it boasts an A+ health rating.
Consumers beware this credit union is not allowing the applicant to refinance their existing loans unless you used their own appraiser. In addition you will have to pay for the fee and be denied. While seeking a loan modification it is nearly impossible trying to get help in the process of requesting the modification of your loan. Al Marco seems to be the person in charged not available and when available he is very rude. The rest of the employees who take the calls at the front desk will block your number and will not take your calls because of the lack of training or information they have available to their client in regards to collections or modifications, they said we are a very small bank and we do not know what to do but to transfer your call to these two individuals. If you are a small bank and you only have ONE person in charge of your asset management dept REO then we have a problem the net worth of this bank can very well support a bigger team to address this matter when seeking a loan modification, their financial report is not up to date in their website it is from Dec 2013. I will update this review once I hear from the CEO Vice President of this bank , His name is Thomas S Wintz and he was not available to take my call he does not have an assistant WHAT KINF OF BANK IS THIS? HOW CAN YOU TRUST YOUR INVESTMENTS/WEALTH MGMT TO A BANK THAT OPERATES IN THIS MANNER, ?????
Overall | |
---|---|
FDIC Certificate # | 29613 |
Year Established | 1908 |
Employees | 155 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.65% |
Return on Equity - YTD | 3.32% |
Annual Interest Income | $11.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2023vs Q1 2022 | $1.23B$1.06B |
Loans | Q1 2023vs Q1 2022 | $916.3MM$657.8MM |
Deposits | Q1 2023vs Q1 2022 | $954.8MM$811.2MM |
Equity Capital | Q1 2023vs Q1 2022 | $240.1MM$246.0MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $7.9MM$6.1MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $7.4MM$10.0MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $875.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Rosedale Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $100 | - | Everyday Savings | |
0.20% | $1 | - | Christmas Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | Everyday Interest Checking |