Midway Federal Credit Union


Overview / Commentary
540-686-7637
158 Front Royal Pike Ste 101
Winchester, VA 22602

Midway Federal Credit Union is headquartered in Winchester and is the 74th largest credit union in the state of Virginia. It is also the 3,580th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 1 employees and 829 members at 2 locations. Midway Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees and contractors of FEMA, VA-NPSC, the US Army, Corps of Eng., Middle East District, or MWEOC.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midway Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14408
Year Chartered1961
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.21%
Annual Interest Income$130K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$11.1MM$10.9MM
LoansQ1 2025vs Q1 2024$3.7MM$3.9MM
DepositsQ1 2025vs Q1 2024$9.7MM$9.5MM
Equity CapitalQ1 2025vs Q1 2024$1.5MM$1.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11K$12K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$32K$19K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Midway Federal Credit Union are currently being reviewed.

Locations


Midway Federal Credit Union Locations
Branch Office430 Market StWinchester, VA 22603
Corporate Office158 Front Royal Pike Ste 101Winchester, VA 22602

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