Overview / Commentary
158 Front Royal Pike Ste 101
Winchester, VA 22602

Midway Federal Credit Union is headquartered in Winchester and is the 88th largest credit union in the state of Virginia. It is also the 3,914th largest credit union in the nation. It was established in 1961 and as of September of 2018, it had grown to 2 employees and 1,086 members at 2 locations. Midway Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees and contractors of FEMA, VA-NPSC, the US Army, Corps of Eng., Middle East District, or MWEOC.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midway Federal Credit Union has a low asset base.

Health Grade Components

NCUA #14408
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.16%
Annual Interest Income$305.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$11.9MM$12.1MM
LoansQ3 2018vs Q3 2017$3.5MM$3.4MM
DepositsQ3 2018vs Q3 2017$10.0MM$10.2MM
Equity CapitalQ3 2018vs Q3 2017$1.8MM$1.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$56.00K$70.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$88.00K$74.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0

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Midway Federal Credit Union Locations
Branch Office430 Market StWinchester, VA 22603
Corporate Office158 Front Royal Pike Ste 101Winchester, VA 22602

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