Midwest Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.99% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.95% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.27% - National Average |
Midwest Community Federal Credit Union is headquartered in Defiance and is the 39th largest credit union in the state of Ohio. It is also the 1,202nd largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 45 employees and 13,801 members at 4 locations. Midwest Community Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend or go to school, or worship in Defiance, Henry, Fulton, Paulding, Williams, and part of Putnam county in Ohio.
See current membership details
Community
Midwest Community is a place that you can always count on. They have services to fit every type of life style and offer all of the services that you would expect from a financial institution. The workers are personable and make sure that you have been fully helped before you get on your way.
In keeping with community needs they offer longer hours on some days as well as opening early and have the drive thru open on the weekend days for a few hours. This place is truly built with the needs of its' members in mind. Everyone is extremely friendly and always going out of their way to make sure all avenues are searched out to satisfy the needs of all customers coming through the door. Midwest Community is more like a club than a banking institution.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9522 |
| Year Chartered | 1954 |
| Employees | 45 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 6.9% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $162.4MM$157.6MM |
| Loans | Q4 2018vs Q4 2017 | $99.2MM$91.4MM |
| Deposits | Q4 2018vs Q4 2017 | $147.8MM$143.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $14.3MM$14.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $846.00K$840.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $491.00K$410.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Midwest Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Midwest Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $25 | - | Share (Savings) Account | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Vacation Club | |
| 0.05% | - | - | Health Savings Account | |
| 0.05% | - | - | Miscellaneous Savings Account |
Midwest Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2.5k - $25k | 1.01% → $25k - $50k | 1.16% → $50k - $100k | |||||
| 1.26%* | $100k* | - | IRA Money Market | ||
| OTHER TIERS: 0.25% → $2.5k - $25k | 1.01% → $25k - $50k | 1.16% → $50k - $100k | |||||
Midwest Community Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $100k* | - | Advantage Checking | ||
| OTHER TIERS: 0.03% → $1k - $25k | 0.05% → $25k - $50k | 0.07% → $50k - $100k | |||||
| 0.10%* | $100k* | - | Advantage Business Checking | ||
| OTHER TIERS: 0.03% → $1k - $25k | 0.05% → $25k - $50k | 0.07% → $50k - $100k | |||||
Midwest Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.99%* | $90k* | - | 60 Month CD | ||
| OTHER TIERS: 2.68% → $250 - $10k | 2.79% → $10k - $50k | 2.89% → $50k - $90k | |||||
| 2.89%* | $90k* | - | 48 Month CD | ||
| OTHER TIERS: 2.58% → $250 - $10k | 2.68% → $10k - $50k | 2.79% → $50k - $90k | |||||
| 1.16%* | $90k* | - | 36 Month CD | ||
| OTHER TIERS: 0.85% → $250 - $10k | 0.95% → $10k - $50k | 1.06% → $50k - $90k | |||||
| 1.06%* | $90k* | - | 24 Month CD | ||
| OTHER TIERS: 0.75% → $250 - $10k | 0.85% → $10k - $50k | 0.95% → $50k - $90k | |||||
| 1.01%* | $90k* | - | 18 Month CD | ||
| OTHER TIERS: 0.70% → $250 - $10k | 0.80% → $10k - $50k | 0.90% → $50k - $90k | |||||
| 0.95%* | $90k* | - | 12 Month CD | ||
| OTHER TIERS: 0.65% → $250 - $10k | 0.75% → $10k - $50k | 0.85% → $50k - $90k | |||||
| 0.75%* | $90k* | - | 6 Month CD | ||
| OTHER TIERS: 0.45% → $250 - $10k | 0.55% → $10k - $50k | 0.65% → $50k - $90k | |||||
| 0.50%* | $90k* | - | 3 Month CD | ||
| OTHER TIERS: 0.20% → $250 - $10k | 0.30% → $10k - $50k | 0.40% → $50k - $90k | |||||
Midwest Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.99%* | $90k* | - | 60 Month IRA | ||
| OTHER TIERS: 2.68% → $250 - $10k | 2.79% → $10k - $50k | 2.89% → $50k - $90k | |||||
| 2.89%* | $90k* | - | 48 Month IRA | ||
| OTHER TIERS: 2.58% → $250 - $10k | 2.68% → $10k - $50k | 2.79% → $50k - $90k | |||||
| 1.16%* | $90k* | - | 36 Month IRA | ||
| OTHER TIERS: 0.85% → $250 - $10k | 0.95% → $10k - $50k | 1.06% → $50k - $90k | |||||
| 1.06%* | $90k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.75% → $250 - $10k | 0.85% → $10k - $50k | 0.95% → $50k - $90k | |||||
| 1.01%* | $90k* | - | 18 Month IRA | ||
| OTHER TIERS: 0.70% → $250 - $10k | 0.80% → $10k - $50k | 0.90% → $50k - $90k | |||||
| 0.95%* | $90k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.65% → $250 - $10k | 0.75% → $10k - $50k | 0.85% → $50k - $90k | |||||
| 0.75%* | $90k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.45% → $250 - $10k | 0.55% → $10k - $50k | 0.65% → $50k - $90k | |||||
| 0.50%* | $90k* | - | 3 Month IRA | ||
| OTHER TIERS: 0.20% → $250 - $10k | 0.30% → $10k - $50k | 0.40% → $50k - $90k | |||||
| Midwest Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1481 Deerwood Dr | Defiance, OH 43512-6738 |
| Branch Office | 1429 Scott St | Napoleon, OH 43545-1073 |
| Branch Office | 8770 N State Route 66 | Defiance, OH 43512-8254 |
| Branch Office | 1239 S Main St | Bryan, OH 43506 |