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Midwest Community Federal Credit Union


Overview / Commentary
www.midwestcommunity.org
419-783-6500
8770 N State Route 66
Defiance, OH 43512

Midwest Community Federal Credit Union is headquartered in Defiance and is the 37th largest credit union in the state of Ohio. It is also the 1,176th largest credit union in the nation. It was established in 1954 and as of June of 2022, it had grown to 56 employees and 13,301 members at 3 locations. Midwest Community Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend or go to school, or worship in Defiance, Henry, Fulton, Paulding, Williams, and part of Putnam county in Ohio.
See current membership details

Reviews (1)

Community

Posted by: |

Midwest Community is a place that you can always count on. They have services to fit every type of life style and offer all of the services that you would expect from a financial institution. The workers are personable and make sure that you have been fully helped before you get on your way.
In keeping with community needs they offer longer hours on some days as well as opening early and have the drive thru open on the weekend days for a few hours. This place is truly built with the needs of its' members in mind. Everyone is extremely friendly and always going out of their way to make sure all avenues are searched out to satisfy the needs of all customers coming through the door. Midwest Community is more like a club than a banking institution.

1


Health
B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #9522
Year Chartered1954
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD7.94%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$226.1MM$219.5MM
LoansQ2 2022vs Q2 2021$139.1MM$124.9MM
DepositsQ2 2022vs Q2 2021$212.2MM$202.1MM
Equity CapitalQ2 2022vs Q2 2021$13.4MM$16.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.3MM$1.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$553.00K$429.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Midwest Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midwest Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Share (Savings) Account
0.05%--Christmas Club
0.05%--Vacation Club
0.05%--Health Savings Account
0.05%--Miscellaneous Savings Account

Midwest Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%*$100k*-Money Market Account
OTHER TIERS: 0.85% → $2.5k - $25k | 0.95% → $25k - $50k | 1.06% → $50k - $100k
1.16%*$100k*-IRA Money Market
OTHER TIERS: 0.85% → $2.5k - $25k | 0.95% → $25k - $50k | 1.06% → $50k - $100k

Midwest Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-Advantage Business Checking
OTHER TIERS: 0.03% → $1k - $50k
0.05%*$50k*-Elite Rewards Checking
OTHER TIERS: 0.03% → $1k - $50k

Midwest Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%--13 Month CD Special
3.56%--25 Month CD Special
3.56%--37 Month CD Special
3.56%--7 Month CD Special
2.17%*$90k*-60 Month CD
OTHER TIERS: 2.02% → $250 - $10k | 2.07% → $10k - $50k | 2.12% → $50k - $90k
2.02%*$90k*-48 Month CD
OTHER TIERS: 1.87% → $250 - $10k | 1.92% → $10k - $50k | 1.97% → $50k - $90k
1.87%*$90k*-36 Month CD
OTHER TIERS: 1.71% → $250 - $10k | 1.77% → $10k - $50k | 1.82% → $50k - $90k
1.71%*$90k*-24 Month CD
OTHER TIERS: 1.56% → $250 - $10k | 1.61% → $10k - $50k | 1.66% → $50k - $90k
1.56%*$90k*-18 Month CD
OTHER TIERS: 1.41% → $250 - $10k | 1.46% → $10k - $50k | 1.51% → $50k - $90k
1.41%*$90k*-12 Month CD
OTHER TIERS: 1.26% → $250 - $10k | 1.31% → $10k - $50k | 1.36% → $50k - $90k
1.26%*$90k*-6 Month CD
OTHER TIERS: 1.11% → $250 - $10k | 1.16% → $10k - $50k | 1.21% → $50k - $90k
1.11%*$90k*-3 Month CD
OTHER TIERS: 0.95% → $250 - $10k | 1.00% → $10k - $50k | 1.06% → $50k - $90k

Midwest Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$90k*-60 Month IRA
OTHER TIERS: 2.02% → $250 - $10k | 2.07% → $10k - $50k | 2.12% → $50k - $90k
2.02%*$90k*-48 Month IRA
OTHER TIERS: 1.87% → $250 - $10k | 1.92% → $10k - $50k | 1.97% → $50k - $90k
1.87%*$90k*-36 Month IRA
OTHER TIERS: 1.71% → $250 - $10k | 1.77% → $10k - $50k | 1.82% → $50k - $90k
1.71%*$90k*-24 Month IRA
OTHER TIERS: 1.56% → $250 - $10k | 1.61% → $10k - $50k | 1.66% → $50k - $90k
1.56%*$90k*-18 Month IRA
OTHER TIERS: 1.41% → $250 - $10k | 1.46% → $10k - $50k | 1.51% → $50k - $90k
1.41%*$90k*-12 Month IRA
OTHER TIERS: 1.26% → $250 - $10k | 1.31% → $10k - $50k | 1.36% → $50k - $90k
1.26%*$90k*-6 Month IRA
OTHER TIERS: 1.11% → $250 - $10k | 1.16% → $10k - $50k | 1.21% → $50k - $90k
1.11%*$90k*-3 Month IRA
OTHER TIERS: 0.95% → $250 - $10k | 1.00% → $10k - $50k | 1.06% → $50k - $90k
Locations


Midwest Community Federal Credit Union Locations
Branch Office1429 Scott StNapoleon, OH 43545-1073
Branch Office8770 N State Route 66Defiance, OH 43512-8254
Branch Office1239 S Main StBryan, OH 43506

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