Midwest Community Federal Credit Union

Overview / Commentary
8770 N State Route 66
Defiance, OH 43512

Midwest Community Federal Credit Union is headquartered in Defiance and is the 37th largest credit union in the state of Ohio. It is also the 1,146th largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 60 employees and 13,598 members at 3 locations. Midwest Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend or go to school, or worship in Defiance, Henry, Fulton, Paulding, Williams, and part of Putnam county in Ohio.
See current membership details

Reviews (1)


Midwest Community is a place that you can always count on. They have services to fit every type of life style and offer all of the services that you would expect from a financial institution. The workers are personable and make sure that you have been fully helped before you get on your way.
In keeping with community needs they offer longer hours on some days as well as opening early and have the drive thru open on the weekend days for a few hours. This place is truly built with the needs of its' members in mind. Everyone is extremely friendly and always going out of their way to make sure all avenues are searched out to satisfy the needs of all customers coming through the door. Midwest Community is more like a club than a banking institution.


Health Grade Components

NCUA #9522
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.42%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$236.1MM$226.1MM
LoansQ2 2023vs Q2 2022$162.0MM$139.1MM
DepositsQ2 2023vs Q2 2022$222.1MM$212.2MM
Equity CapitalQ2 2023vs Q2 2022$13.4MM$13.4MM
Loan Loss AllowanceQ2 2023vs Q2 2022$1.4MM$1.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$663.00K$553.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Midwest Community Federal Credit Union are currently being reviewed.


Midwest Community Federal Credit Union Locations
Branch Office1429 Scott StNapoleon, OH 43545-1073
Branch Office8770 N State Route 66Defiance, OH 43512-8254
Branch Office221 N Main StBryan, OH 43506-1319

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