Midwest Members Credit Union

Overview / Commentary
101 Wesley Dr.
Wood River, IL 62095

Midwest Members Credit Union is headquartered in Wood River and is the 42nd largest credit union in the state of Illinois. It is also the 1,268th largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 47 employees and 20,134 members at 3 locations. Midwest Members Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Midwest Members Credit Union is open to those who live, work, worship, volunteer, or attend school in the Illinois counties of Band, Calhoun, Clinton, Greene, Jersey, Macoupin, Madison, Montgomery, Monroe, or St. Clair. Immediate family of current credit union members are also eligible for membership.
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Health Grade Components

NCUA #68684
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD11.51%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$200.6MM$199.7MM
LoansQ1 2024vs Q1 2023$153.4MM$150.7MM
DepositsQ1 2024vs Q1 2023$177.9MM$181.5MM
Equity CapitalQ1 2024vs Q1 2023$20.3MM$17MM
Loan Loss AllowanceQ1 2024vs Q1 2023$786K$646K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$431K$235K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midwest Members Credit Union Savings Account Rates

0.05%$0-Special Savings
0.05%$0-Christmas Club
0.05%$0-Vacation Club
0.05%$0-IRA Savings

Midwest Members Credit Union Money Market Rates

2.02%*$100k*-Money Market Plus
OTHER TIERS: 1.76% $2.5k - $10k | 1.81% $10k - $25k | 1.92% $25k - $50k | 1.97% $50k - $100k

Midwest Members Credit Union CD Rates

5.25%$1k-7 Month Certificate Special
4.85%$1k-11 Month Certificate Special
4.33%$1k-17 Month Certificate Special
4.23%$1k-27 Month Certificate Special
2.17%$1k-60 Month CD
2.07%$1k-48 Month CD
2.02%$1k-36 Month CD
1.97%$1k-30 Month CD
1.92%$1k-24 Month CD
1.92%$1k-32 Month Step-Up CD
1.81%$1k-18 Month CD
1.71%$1k-12 Month CD
1.71%$1k-15 Month Senior Saver CD
1.00%$1k-6 Month CD
0.05%$2.5k-91 Day CD

Midwest Members Credit Union IRA Rates

2.17%$1k-60 Month IRA
2.07%$1k-48 Month IRA
2.02%$1k-36 Month IRA
1.97%$1k-30 Month IRA
1.92%$1k-24 Month IRA
1.81%$1k-18 Month IRA
1.71%$1k-12 Month IRA

Midwest Members Credit Union Locations
Corporate Office101 Wesley Dr.Wood River, IL 62095
Branch Office2813 N Center StMaryville, IL 62062-5627
Branch Office2400 Madison AveGranite City, IL 62040

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