MidWestOne Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.25%	Reward Checking	Power Checking 2.00% - National Average
1.00%	5-year CD	60 Month CD 3.00% - American Express National Bank 60 Month CD
0.30%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD

View all MidWestOne Bank rates »

Overview / Commentary

www.midwestone.com

319-356-5800

102 South Clinton Street
Iowa City, IA 52240

MidWestOne Bank is headquartered in Iowa City and is the 2^nd largest bank in the state of Iowa. It is also the 301^st largest bank in the nation. It was established in 1934 and as of June of 2018, it had grown to 608 employees at 44 locations. MidWestOne Bank has an A+ health rating.

MidWestOne Bank

Posted by: pearlbrown | Nov 24, 2010

I do business with this bank and was very pleased with my experience in establishing my account via phone and US mail. The personal banker I worked with was very accommodating.

Comment

7

Disappointed!

Posted by: JimThorne | Dec 14, 2012

MidWestOne's online access for business falls very short in several areas:
No ability to access even the web version via mobile device, let alone a mobile app. Compatibility issues with anything other than Internet Explorer 6. Currently, most people use Internet Explorer 9 or 10. Also no compatibility with Chrome. Inability to view much historic transactions other than in an electronic statement. MidWestOne only allows businesses to export transactions to Excel or a 3rd party such as Quicken for the most recent month. This isn't very conducive for the need to review the fiscal year of transactions. Unwillingness to work with business customers to find alternatives around shortfalls. Needless to say, MidWestOne falls short with their business online access, making managing a business hard with MidWestOne.

8

Health

A+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14843
Year Established	1934
Employees	608
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.06%
Return on Equity - YTD	9.42%
Annual Interest Income	$62.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$3.27B$3.08B
Loans	Q2 2018vs Q2 2017	$2.33B$2.18B
Deposits	Q2 2018vs Q2 2017	$2.61B$2.50B
Equity Capital	Q2 2018vs Q2 2017	$365.6MM$366.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$30.8MM$22.5MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$13.1MM$18.4MM
Real Estate Owned	Q2 2018vs Q2 2017	$676.00K$1.5MM

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

MidWestOne Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*^†	$100k^*	-	IRA Savings
OTHER TIERS: 0.05% → Up to $15k \| 0.10% → $15k - $50k \| 0.15% → $50k - $100k
0.15%^*^†	$50k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $50k
0.10%^†	-	-	Kids Club Savings
0.10%^†	-	-	Consumer Savings
0.10%^†	$100	-	Business Savings

MidWestOne Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*^†	$250k^*	-	Commercial Funds Management
OTHER TIERS: 0.30% → Up to $25k \| 0.35% → $25k - $100k \| 0.50% → $100k - $250k
0.20%^*^†	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $100k
0.20%^*^†	$100k^*	-	Business Money Market
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $100k

MidWestOne Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*^†	-	$25k	Power Checking
OTHER TIERS: 0.10% → $25k+
0.15%^*^†	$50k^*	-	Connections Club Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $50k
0.15%^*^†	$50k^*	-	Relationship Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $50k
0.15%^*^†	$50k^*	-	Business Interest Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $50k
0.15%^*^†	$50k^*	-	Non-Profit Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $50k

MidWestOne Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.85%^*^†	$10k^*	-	59 Month Relationship Bump CD Special
OTHER TIERS: 2.40% → $1k - $10k
2.80%^*	$10k^*	-	43 Month Relationship Bump CD Special
OTHER TIERS: 2.35% → $1k - $10k
2.80%^*^†	$10k^*	-	30 Month Investors' Option Relationship Bump CD Special
OTHER TIERS: 2.35% → $1k - $10k
2.50%^*^†	$10k^*	-	22 Month Relationship Bump CD Special
OTHER TIERS: 2.05% → $1k - $10k
2.50%^*^†	$10k^*	-	59 Month CD Special
OTHER TIERS: 2.15% → $1k - $10k
2.48%^*^†	$10k^*	$500k	Business 59 Month CD Special
OTHER TIERS: 2.13% → $1k - $10k
2.45%^*	$10k^*	-	43 Month CD Special
OTHER TIERS: 2.10% → $1k - $10k
2.45%^*^†	$10k^*	-	30 Month Investors' Option CD Special
OTHER TIERS: 2.10% → $1k - $10k
2.43%^*	$10k^*	-	Business 43 Month CD Special
OTHER TIERS: 2.08% → $1k - $10k
2.43%^*^†	$10k^*	-	Business 30 Month Investors' Option CD Special
OTHER TIERS: 2.08% → $1k - $10k
2.15%^*^†	$10k^*	-	22 Month CD Special
OTHER TIERS: 1.80% → $1k - $10k
2.13%^*^†	$10k^*	-	Business 22 Month CD Special
OTHER TIERS: 1.79% → $1k - $10k
2.01%^*^†	$10k^*	-	11 Month Relationship Bump CD Special
OTHER TIERS: 1.55% → $1k - $10k
1.66%^*^†	$10k^*	-	11 Month CD Special
OTHER TIERS: 1.30% → $1k - $10k
1.65%^*^†	$10k^*	-	Business 11 Month CD Special
OTHER TIERS: 1.29% → $1k - $10k
1.35%^*^†	$10k^*	-	45 Day CD Special
OTHER TIERS: 1.10% → $1k - $10k
1.34%^*^†	$10k^*	-	Business 45 Day CD Special
OTHER TIERS: 1.09% → $1k - $10k
1.00%^*^†	$10k^*	-	60 Month CD
OTHER TIERS: 0.80% → $1k - $10k
1.00%^*^†	$10k^*	-	Business 60 Month CD
OTHER TIERS: 0.80% → $1k - $10k
0.80%^*^†	$10k^*	-	48 Month CD
OTHER TIERS: 0.60% → $1k - $10k
0.80%^*^†	$10k^*	-	Business 48 Month CD
OTHER TIERS: 0.60% → $1k - $10k
0.75%^*^†	$10k^*	-	36 Month CD
OTHER TIERS: 0.45% → $1k - $10k
0.75%^*^†	$10k^*	-	Business 36 Month CD
OTHER TIERS: 0.45% → $1k - $10k
0.55%^*^†	$10k^*	-	30 Month CD
OTHER TIERS: 0.35% → $1k - $10k
0.55%^*^†	$10k^*	-	Business 30 Month CD
OTHER TIERS: 0.35% → $1k - $10k
0.50%^*^†	$10k^*	-	24 Month Flex CD
OTHER TIERS: 0.15% → $100 - $1k \| 0.30% → $1k - $10k
0.50%^*^†	$10k^*	-	24 Month CD
OTHER TIERS: 0.30% → $1k - $10k
0.50%^*^†	$10k^*	-	Business 24 Month CD
OTHER TIERS: 0.30% → $1k - $10k
0.50%^*^†	$10k^*	-	Business 24 Month Flex CD
OTHER TIERS: 0.15% → $100 - $1k \| 0.30% → $1k - $10k
0.40%^*^†	$10k^*	-	18 Month Flex CD
OTHER TIERS: 0.10% → $100 - $1k \| 0.25% → $1k - $10k
0.40%^*^†	$10k^*	-	18 Month CD
OTHER TIERS: 0.25% → $1k - $10k
0.40%^*^†	$10k^*	-	Business 18 Month CD
OTHER TIERS: 0.25% → $1k - $10k
0.40%^*^†	$10k^*	-	Business 18 Month Flex CD
OTHER TIERS: 0.10% → $100 - $1k \| 0.25% → $1k - $10k
0.30%^*^†	$10k^*	-	12 Month Flex CD
OTHER TIERS: 0.05% → $100 - $1k \| 0.20% → $1k - $10k
0.30%^*^†	$10k^*	-	12 Month CD
OTHER TIERS: 0.20% → $1k - $10k
0.30%^*^†	$10k^*	-	Business 12 Month CD
OTHER TIERS: 0.20% → $1k - $10k
0.30%^*^†	$10k^*	-	Business 12 Month Flex CD
OTHER TIERS: 0.05% → $100 - $1k \| 0.20% → $1k - $10k
0.25%^*^†	$10k^*	-	9 Month CD
OTHER TIERS: 0.15% → $1k - $10k
0.25%^*^†	$10k^*	-	Business 9 Month CD
OTHER TIERS: 0.15% → $1k - $10k
0.20%^*^†	$10k^*	-	6 Month CD
OTHER TIERS: 0.15% → $1k - $10k
0.20%^*^†	$10k^*	-	Business 6 Month CD
OTHER TIERS: 0.15% → $1k - $10k
0.15%^*^†	$10k^*	-	3 Month CD
OTHER TIERS: 0.10% → $1k - $10k
0.15%^*^†	$10k^*	-	Business 3 Month CD
OTHER TIERS: 0.10% → $1k - $10k
0.10%^†	$10k	-	1 Month CD
0.10%^†	$10k	-	2 Month CD
0.10%^†	$10k	-	Business 1 Month CD
0.10%^†	$10k	-	Business 2 Month CD

Locations

Availability

Cedar Rapids Area

Cedar Rapids Area bank & credit union details

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MidWestOne Bank

Popular Accounts at this Bank

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MidWestOne Bank

Disappointed!

Data as of Q2 2018

Health Grade Components

MidWestOne Bank Savings Account Rates

MidWestOne Bank Money Market Rates

MidWestOne Bank Checking Account Rates

MidWestOne Bank CD Rates

Availability

Cedar Rapids Area