Mifflinburg Bank and Trust Company

Overview / Commentary
250 East Chestnut Street
Mifflinburg, PA 17844

Mifflinburg Bank and Trust Company is headquartered in MIFFLINBURG and is the 70th largest bank in the state of Pennsylvania. It is also the 1,612th largest bank in the nation. It was established in 1872 and as of September of 2023, it had grown to 83 employees at 9 locations. Mifflinburg Bank and Trust Company has a B+ health rating.


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Health Grade Components

FDIC Certificate #10685
Year Established1872
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD9.82%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$558.3MM$541.6MM
LoansQ3 2023vs Q3 2022$377.8MM$363.5MM
DepositsQ3 2023vs Q3 2022$477.1MM$478.8MM
Equity CapitalQ3 2023vs Q3 2022$48.9MM$45.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.9MM$4.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$345K$315K
Real Estate OwnedQ3 2023vs Q3 2022$56K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mifflinburg Bank and Trust Company Savings Account Rates

0.15%--Statement Savings
0.15%--Christmas Club
0.15%--All Purpose Club
0.05%*$5k*-Health Savings Account (HSA)
OTHER TIERS: 0.02% Up to $5k

Mifflinburg Bank and Trust Company Money Market Rates

0.25%*$50k*-Money Market Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $50k
0.25%$5k-Business Money Market w/ 2nd Checking
0.10%$5k-Business Money Market w/o 2nd Checking

Mifflinburg Bank and Trust Company Checking Account Rates

0.15%$5k-Free Interest Checking
0.15%*$5k*-Free 50+ Checking
OTHER TIERS: 0.10% Up to $5k
0.05%$2k-Business Plus Checking

Mifflinburg Bank and Trust Company CD Rates

1.15%*$5k*$100k60 Month CD
OTHER TIERS: 0.90% $500 - $5k
1.05%*$5k*$100k48 Month CD
OTHER TIERS: 0.80% $500 - $5k
1.00%*$5k*$100k36 Month CD
OTHER TIERS: 0.75% $500 - $5k
0.85%*$5k*$100k30 Month CD
OTHER TIERS: 0.60% $500 - $5k
0.80%*$5k*$100k24 Month CD
OTHER TIERS: 0.55% $500 - $5k
0.75%*$5k*$100k18 Month CD
OTHER TIERS: 0.50% $500 - $5k
0.70%*$5k*$100k12 Month CD
OTHER TIERS: 0.55% $500 - $5k
0.60%*$5k*$100k6 Month CD
OTHER TIERS: 0.50% $500 - $5k
0.25%$500$100k12 Month Variable CD

Mifflinburg Bank and Trust Company IRA Rates

1.15%$100$100k60 Month IRA
1.05%$100$100k48 Month IRA
1.00%$100$100k36 Month IRA
0.85%$100$100k30 Month IRA
0.80%$100$100k24 Month IRA
0.75%$100$100k18 Month IRA
0.70%$100$100k12 Month IRA
0.60%$100$100k6 Month IRA
0.25%$100$100k12 Month Variable IRA

Mifflinburg Bank and Trust Company Locations
New Berlin Branch7874 State Route 304Mifflinburg, PA 17844
Mifflinburg Bank and Trust Company250 E Chestnut StMifflinburg, PA 17844
Shamokin Dam Office2894 North Susquehanna TrailShamokin Dam, PA 17876
Downtown Lewisburg Branch500 Market StLewisburg, PA 17837
Millheim OfficeMarket DriveMillheim, PA 16854
Lewisburg BranchRoute 192 and Fairground RoadLewisburg, PA 17837
Selinsgrove Office901 State Route 522Selinsgrove, PA 17870
Milton Branch Office415 Mahoning StMilton, PA 17847

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