Mifflinburg Bank and Trust Company

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mbtc.com

570-966-1041

250 East Chestnut Street
Mifflinburg, PA 17844

Mifflinburg Bank and Trust Company is headquartered in MIFFLINBURG and is the 66^th largest bank in the state of Pennsylvania. It is also the 1,561^st largest bank in the nation. It was established in 1872 and as of March of 2025, it had grown to 76 employees at 8 locations. Mifflinburg Bank and Trust Company has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10685
Year Established	1872
Employees	76
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	13.21%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$605.2MM$557.2MM
Loans	Q1 2025vs Q1 2024	$445.2MM$390.9MM
Deposits	Q1 2025vs Q1 2024	$506.5MM$467.2MM
Equity Capital	Q1 2025vs Q1 2024	$55.5MM$52.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.5MM$3.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$366K$333K
Real Estate Owned	Q1 2025vs Q1 2024	$77K$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mifflinburg Bank and Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$0	-	Statement Savings
0.15%	$0	-	Christmas Club
0.15%	$0	-	All Purpose Club
0.05%^*	$5k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.02% → $0 - $5k

Mifflinburg Bank and Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.05% → $0 - $5k \| 0.10% → $5k - $50k
0.25%	$5k	-	Business Money Market w/ 2nd Checking
0.10%	$5k	-	Business Money Market w/o 2nd Checking

Mifflinburg Bank and Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$5k	-	Free Interest Checking
0.15%^*	$5k^*	-	Free 50+ Checking
OTHER TIERS: 0.10% → $0 - $5k
0.05%	$2k	-	Business Plus Checking

Mifflinburg Bank and Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^*	$5k^*	$100k	60 Month CD
OTHER TIERS: 0.90% → $500 - $5k
1.05%^*	$5k^*	$100k	48 Month CD
OTHER TIERS: 0.80% → $500 - $5k
1.00%^*	$5k^*	$100k	36 Month CD
OTHER TIERS: 0.75% → $500 - $5k
0.85%^*	$5k^*	$100k	30 Month CD
OTHER TIERS: 0.60% → $500 - $5k
0.80%^*	$5k^*	$100k	24 Month CD
OTHER TIERS: 0.55% → $500 - $5k
0.75%^*	$5k^*	$100k	18 Month CD
OTHER TIERS: 0.50% → $500 - $5k
0.70%^*	$5k^*	$100k	12 Month CD
OTHER TIERS: 0.55% → $500 - $5k
0.60%^*	$5k^*	$100k	6 Month CD
OTHER TIERS: 0.50% → $500 - $5k
0.25%	$500	$100k	12 Month Variable CD

Mifflinburg Bank and Trust Company IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	$100	$100k	60 Month IRA
1.05%	$100	$100k	48 Month IRA
1.00%	$100	$100k	36 Month IRA
0.85%	$100	$100k	30 Month IRA
0.80%	$100	$100k	24 Month IRA
0.75%	$100	$100k	18 Month IRA
0.70%	$100	$100k	12 Month IRA
0.60%	$100	$100k	6 Month IRA
0.25%	$100	$100k	12 Month Variable IRA

Locations

Mifflinburg Bank and Trust Company Locations
New Berlin Branch	7874 State Route 304	Mifflinburg, PA 17844
Mifflinburg Bank and Trust Company	250 E Chestnut St	Mifflinburg, PA 17844
Shamokin Dam Office	2894 North Susquehanna Trail	Shamokin Dam, PA 17876
Downtown Lewisburg Branch	500 Market St	Lewisburg, PA 17837
Millheim Office	Market Drive	Millheim, PA 16854
Lewisburg Branch	Route 192 and Fairground Road	Lewisburg, PA 17837
Selinsgrove Office	901 State Route 522	Selinsgrove, PA 17870
Milton Branch Office	415 Mahoning St	Milton, PA 17847

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