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Overview / Commentary
33 Broad Street
Milford, CT 06460

Milford Bank is headquartered in Milford and is the 27th largest bank in the state of Connecticut. It is also the 1,597th largest bank in the nation. It was established in 1872 and as of December of 2017, it had grown to 86 employees at 8 locations. Milford Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #16101
Year Established1872
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.12%
Return on Equity - YTD-1.13%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$441.7MM$419.4MM
LoansQ4 2017vs Q4 2016$372.3MM$347.1MM
DepositsQ4 2017vs Q4 2016$350.2MM$353.8MM
Equity CapitalQ4 2017vs Q4 2016$43.7MM$43.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.4MM$3.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.6MM$1.4MM
Real Estate OwnedQ4 2017vs Q4 2016$0$870.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Milford Bank Savings Account Rates

0.15%--Passbook Centsible Kids Account
0.15%--Passbook Club Account
0.15%*$100k*-Passbook Savings
OTHER TIERS: 0.01% Up to $5k | 0.05% $5k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Statement Savings
OTHER TIERS: 0.01% Up to $5k | 0.05% $5k - $50k | 0.10% $50k - $100k

Milford Bank Money Market Rates

0.25%*$250k*-Sound Money Market Fund
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k

Milford Bank Checking Account Rates

0.05%--Prestige Checking
0.02%--Select Checking

Milford Bank CD Rates

0.85%$1k-5 Year CD
0.75%$1k-4 Year CD
0.55%$1k-3 Year CD
0.50%$1k-30 Month CD (Prestige Only)
0.25%$1k-18 Month CD
0.25%$1k-2 Year CD
0.15%$1k-1 Year CD
0.10%$1k-91 Day CD
0.10%$1k-6 Month CD

Milford Bank Locations
Boston Post Road Branch1455 Boston Post RoadMilford, CT 06460
Devon Branch205 Bridgeport AvenueMilford, CT 06460
Woodmont Branch259 Merwin AvenueMilford, CT 06460
295 Boston Post Road Branch295 Boston Post RoadMilford, CT 06460
The Milford Bank33 Broad StreetMilford, CT 06460
Main Street Stratford Branch3651 Main StreetStratford, CT 06614

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