Milford Federal Savings and Loan Association

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.30%	1-year CD	1 Year CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Statement Savings 1.15% - CIT Bank Spring Savings

View all Milford Federal Savings and Loan Association rates »

Overview / Commentary

www.milfordfederal.com

508-634-2500

246 Main St
Milford, MA 01757

Milford Federal Savings and Loan Association is headquartered in Milford and is the 87^th largest bank in the state of Massachusetts. It is also the 1,811^th largest bank in the nation. It was established in 1937 and as of March of 2017, it had grown to 89 employees at 4 locations. Milford Federal Savings and Loan Association has an A health rating.

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	29835
Year Established	1937
Employees	89
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	2.18%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$380.5MM$364.3MM
Loans	Q1 2017vs Q1 2016	$325.4MM$315.8MM
Deposits	Q1 2017vs Q1 2016	$320.3MM$305.4MM
Equity Capital	Q1 2017vs Q1 2016	$45.4MM$44.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.5MM$1.4MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$3.7MM$4.0MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Milford Federal Savings and Loan Association Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$50	-	Regular Passbook
0.10%	$50	-	Statement Savings

Milford Federal Savings and Loan Association Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.10% → $50 - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $75k

Milford Federal Savings and Loan Association CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	5 Year CD
1.35%	$1k	-	4 Year CD
1.25%	$1k	-	3 Year CD
1.25%	$500	-	3 Year Homebuyers CD
1.25%	$500	-	3 Year Education CD
1.00%	$1k	-	2 Year CD
1.00%	$1k	-	2 1/2 Year CD
1.00%	$1k	-	1 1/2 Year CD Special
0.60%	$1k	-	11 Month CD Special
0.30%	$1k	-	6 Month CD
0.30%	$1k	-	9 Month CD
0.30%	$1k	-	1 Year CD
0.15%	$1k	-	3 Month CD

Milford Federal Savings and Loan Association IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	5 Year IRA
1.35%	$1k	-	4 Year IRA
1.25%	$1k	-	3 Year IRA
1.00%	$1k	-	2 Year IRA
1.00%	$1k	-	2 1/2 Year IRA
1.00%	$1k	-	1 1/2 Year IRA Special
0.60%	$1k	-	11 Month IRA Special
0.30%	$25	-	1 1/2 Year Floating IRA
0.30%	$1k	-	6 Month IRA
0.30%	$1k	-	9 Month IRA
0.30%	$1k	-	1 Year IRA
0.15%	$1k	-	3 Month IRA

Locations

Milford Federal Savings and Loan Association Locations
Whitinsville Branch	1271 Providence Road	Whitinsville, MA 01588
Milford Federal Savings and Loan Association	246 Main St	Milford, MA 01757
Route 109 Plaza Branch	91 Medway Road	Milford, MA 01757
Woonsocket Branch	1950 Diamond Hill Road	Woonsocket, RI 02895