Milford Federal Savings and Loan Association

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.50%	5-year CD	5 Year CD 2.03% - National Average
0.30%	1-year CD	1 Year CD 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Statement Savings 1.80% - American Express National Bank High Yield Savings Account

View all Milford Federal Savings and Loan Association rates »

Overview / Commentary

www.milfordfederal.com

508-634-2500

246 Main St
Milford, MA 01757

Milford Federal Savings and Loan Association is headquartered in Milford and is the 87^th largest bank in the state of Massachusetts. It is also the 1,794^th largest bank in the nation. It was established in 1937 and as of June of 2018, it had grown to 80 employees at 4 locations. Milford Federal Savings and Loan Association has an A health rating.

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
FDIC Certificate #	29835
Year Established	1937
Employees	80
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	2.48%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$385.9MM$382.6MM
Loans	Q2 2018vs Q2 2017	$340.5MM$332.4MM
Deposits	Q2 2018vs Q2 2017	$321.7MM$321.6MM
Equity Capital	Q2 2018vs Q2 2017	$47.1MM$45.7MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.6MM$1.5MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$2.8MM$4.2MM
Real Estate Owned	Q2 2018vs Q2 2017	$489.00K$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Milford Federal Savings and Loan Association Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$50	-	Regular Passbook
0.10%	$50	-	Statement Savings

Milford Federal Savings and Loan Association Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$75k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $50 - $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $75k
0.30%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.10% → $50 - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $75k

Milford Federal Savings and Loan Association CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	5 Year CD
2.35%	$1k	-	4 Year CD
2.25%	$1k	-	3 Year CD
2.25%	$500	-	3 Year Home Buyers CD
2.25%	$500	-	3 Year Education CD
2.15%	$1k	-	2 1/2 Year CD Special
2.10%	$1k	-	2 Year CD
2.00%	$1k	-	15 Month CD Special (New Money)
1.00%	$1k	-	1 1/2 Year CD
0.30%	$1k	-	6 Month CD
0.30%	$1k	-	9 Month CD
0.30%	$1k	-	1 Year CD
0.15%	$1k	-	3 Month CD

Milford Federal Savings and Loan Association IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	5 Year IRA
2.35%	$1k	-	4 Year IRA
2.25%	$1k	-	3 Year IRA
2.15%	-	-	2 1/2 Year IRA Special
2.10%	$1k	-	2 Year IRA
2.00%	$1k	-	15 Month IRA Special - New Money
1.00%	$1k	-	1 1/2 Year IRA
0.30%	$25	-	1 1/2 Year Floating IRA
0.30%	$1k	-	6 Month IRA
0.30%	$1k	-	9 Month IRA
0.30%	$1k	-	1 Year IRA
0.15%	$1k	-	3 Month IRA

Locations

Milford Federal Savings and Loan Association Locations
Whitinsville Branch	1271 Providence Road	Whitinsville, MA 01588
Milford Federal Savings and Loan Association	246 Main St	Milford, MA 01757
Route 109 Plaza Branch	91 Medway Road	Milford, MA 01757
Woonsocket Branch	1950 Diamond Hill Road	Woonsocket, RI 02895

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