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Overview / Commentary
3102 Broadway
Everett, WA 98201

Mill Town Credit Union is headquartered in Everett and is the 61st largest credit union in the state of Washington. It is also the 2,355th largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 9 employees and 3,082 members at 1 location. Mill Town Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the school districts of Anacortes, Mercer Island, Arlington, Meridian, Bellevue, Monroe, Bellingham, Mount Baker, Blaine, Mount Vernon, Burington-Edison, Mukilteo, Concrete, Nooksack, Conway, Northshore, Coupeville, Oak Harbor, Darrington, Orcas Island, Edmonds, Riverview, Everett, San Juan Island, Ferndale, Seattle, Granite Falls, Sedro Woolley, Index, Shaw Island, Issaquah, Shoreline, La Conner, Skyomish, Lake Stevens, Snohomish, Lake Washington, Snoqualmie Valley, Lakewood, South Whidbey, Lopez, Stanwood-Camano, Lynden, Sultan, or Marysville in Washington.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mill Town Credit Union has a low asset base.

Health Grade Components

NCUA #68222
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD2.74%
Annual Interest Income$865.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$48.5MM$46.2MM
LoansQ2 2016vs Q2 2015$29.5MM$27.7MM
DepositsQ2 2016vs Q2 2015$36.5MM$34.7MM
Equity CapitalQ2 2016vs Q2 2015$11.6MM$11.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$346.00K$300.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$697.00K$901.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Mill Town Credit Union Savings Account Rates

5.41%--Super Youth Account
0.32%$50-Share Savings Account
0.32%$50-Christmas Club Account
0.32%$50-Vacation Club Account
0.32%$50-Sub-Share Account

Mill Town Credit Union Checking Account Rates

0.05%--Share Draft Account

Mill Town Credit Union CD Rates

0.85%$2,500-36 Month CD
0.45%$2,500-12 Month CD
0.30%$2,500-6 Month CD

Mill Town Credit Union Locations
Branch Office3102 BroadwayEverett, WA 98201-4421