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Overview / Commentary
3102 Broadway
Everett, WA 98201

Mill Town Credit Union is headquartered in Everett and is the 60th largest credit union in the state of Washington. It is also the 2,341st largest credit union in the nation. It was established in 1939 and as of December of 2016, it had grown to 8 employees and 3,209 members at 1 location. Mill Town Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the school districts of Anacortes, Mercer Island, Arlington, Meridian, Bellevue, Monroe, Bellingham, Mount Baker, Blaine, Mount Vernon, Burington-Edison, Mukilteo, Concrete, Nooksack, Conway, Northshore, Coupeville, Oak Harbor, Darrington, Orcas Island, Edmonds, Riverview, Everett, San Juan Island, Ferndale, Seattle, Granite Falls, Sedro Woolley, Index, Shaw Island, Issaquah, Shoreline, La Conner, Skyomish, Lake Stevens, Snohomish, Lake Washington, Snoqualmie Valley, Lakewood, South Whidbey, Lopez, Stanwood-Camano, Lynden, Sultan, or Marysville in Washington.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mill Town Credit Union has a low asset base.

Health Grade Components

NCUA #68222
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD1.63%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$49.6MM$48.6MM
LoansQ4 2016vs Q4 2015$32.6MM$28.5MM
DepositsQ4 2016vs Q4 2015$37.5MM$36.8MM
Equity CapitalQ4 2016vs Q4 2015$11.6MM$11.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$332.00K$361.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$326.00K$1.0MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Mill Town Credit Union Savings Account Rates

5.41%--Super Youth Account
0.32%$50-Share Savings Account
0.32%$50-Christmas Club Account
0.32%$50-Vacation Club Account
0.32%$50-Sub-Share Account

Mill Town Credit Union Checking Account Rates

0.05%--Share Draft Account

Mill Town Credit Union CD Rates

0.85%$2,500-36 Month CD
0.45%$2,500-12 Month CD
0.30%$2,500-6 Month CD

Mill Town Credit Union Locations
Branch Office3102 BroadwayEverett, WA 98201-4421