Mill Town Credit Union


Overview / Commentary
425-252-5139
3102 Broadway
Everett, WA 98201

Mill Town Credit Union is headquartered in Everett and is the 60th largest credit union in the state of Washington. It is also the 2,333rd largest credit union in the nation. It was established in 1939 and as of March of 2022, it had grown to 10 employees and 3,144 members at 1 location. Mill Town Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Mill Town Credit Union is open to those who live, work, worship, or attend school in the Washington state school districts of Anacortes, Arlington, Bellevue, Bellingham, Blaine, Burington-Edison, Concrete, Conway, Coupeville, Darrington, Edmonds, Everett, Ferndale, Granite Falls, Index, Issaquah, La Conner, Lake Stevens, Lake Washington, Lakewood, Lopez, Lynden, Marysville, Mercer Island, Meridian, Monroe, Mount Baker, Mount Vernon, Mukilteo, Nooksack, Northshore, Oak Harbor, Orcas Island, Riverview, San Juan Island, Seattle, Sedro Woolley, Shaw Island, Shoreline, Skyomish, Snohomish, Snoqualmie Valley, South Whidbey, Stanwood-Camano, or Sultan.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mill Town Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68222
Year Chartered1939
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD0.7%
Annual Interest Income$480.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$61.2MM$57.6MM
LoansQ1 2022vs Q1 2021$32.6MM$34.2MM
DepositsQ1 2022vs Q1 2021$47.8MM$44.2MM
Equity CapitalQ1 2022vs Q1 2021$13.0MM$13.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$689.00K$638.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$476.00K$454.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mill Town Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.41%*-$750Super Youth Account
OTHER TIERS: 0.30% $750+
0.30%$50-Share Savings Account
0.30%--Christmas Club Account
0.30%--Vacation Club Account
0.30%--Sub-Share Account

Mill Town Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Account

Mill Town Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$2.5k-36 Month CD
0.20%$2.5k-12 Month CD
0.15%$2.5k-6 Month CD
Locations


Mill Town Credit Union Locations
Branch Office3102 BroadwayEverett, WA 98201-4421

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