Mill Town Credit Union

Overview / Commentary
3102 Broadway
Everett, WA 98201

Mill Town Credit Union is headquartered in Everett and is the 60th largest credit union in the state of Washington. It is also the 2,338th largest credit union in the nation. It was established in 1939 and as of June of 2021, it had grown to 11 employees and 3,295 members at 1 location. Mill Town Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Mill Town Credit Union is open to those who live, work, worship, or attend school in the Washington state school districts of Anacortes, Arlington, Bellevue, Bellingham, Blaine, Burington-Edison, Concrete, Conway, Coupeville, Darrington, Edmonds, Everett, Ferndale, Granite Falls, Index, Issaquah, La Conner, Lake Stevens, Lake Washington, Lakewood, Lopez, Lynden, Marysville, Mercer Island, Meridian, Monroe, Mount Baker, Mount Vernon, Mukilteo, Nooksack, Northshore, Oak Harbor, Orcas Island, Riverview, San Juan Island, Seattle, Sedro Woolley, Shaw Island, Shoreline, Skyomish, Snohomish, Snoqualmie Valley, South Whidbey, Stanwood-Camano, or Sultan.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mill Town Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68222
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD3.15%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$58.8MM$51.6MM
LoansQ2 2021vs Q2 2020$32.4MM$37.0MM
DepositsQ2 2021vs Q2 2020$45.3MM$38.3MM
Equity CapitalQ2 2021vs Q2 2020$13.1MM$12.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$617.00K$365.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$292.00K$158.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mill Town Credit Union Savings Account Rates

5.41%*-$750Super Youth Account
OTHER TIERS: 0.30% $750+
0.30%$50-Share Savings Account
0.30%--Christmas Club Account
0.30%--Vacation Club Account
0.30%--Sub-Share Account

Mill Town Credit Union Checking Account Rates

0.05%--Share Draft Account

Mill Town Credit Union CD Rates

0.30%$2.5k-36 Month CD
0.20%$2.5k-12 Month CD
0.15%$2.5k-6 Month CD

Mill Town Credit Union Locations
Branch Office3102 BroadwayEverett, WA 98201-4421

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