Millbury Federal Credit Union

Overview / Commentary
50 Main St
Millbury, MA 01527

Millbury Federal Credit Union is headquartered in Millbury and is the 28th largest credit union in the state of Massachusetts. It is also the 739th largest credit union in the nation. It was established in 1934 and as of March of 2024, it had grown to 76 employees and 31,153 members at 5 locations. Millbury Federal Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Millbury Federal Credit Union is open to those who live or work in Worcester County, Massachusetts.
See current membership details

Related Posts

Millbury Credit Union (MA) Adds Competitive 30-Month CD - 11/6/2023

Millbury Credit Union (Worcester County, MA) has added a limited-time 30-month CD with a near rate-leading APY. $500 minimum opening deposit. Also as an IRA CD.


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Health Grade Components

NCUA #24543
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD6.33%
Annual Interest Income$5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$487.9MM$476.9MM
LoansQ1 2024vs Q1 2023$374MM$377.1MM
DepositsQ1 2024vs Q1 2023$435.9MM$427.3MM
Equity CapitalQ1 2024vs Q1 2023$34.5MM$31.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.1MM$2.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$494K$751K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Millbury Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millbury Federal Credit Union Savings Account Rates

0.50%$0-Retirement Savings
0.05%$0-Passbook Savings
0.05%$0-Christmas Club
0.05%$0-Vacation Club
0.05%$0-Statement Savings
0.05%$25-Student Savings

Millbury Federal Credit Union Money Market Rates

3.00%*$500k*-Business Money Market Saving Special
OTHER TIERS: 1.00% $25 - $250k | 2.00% $250k - $500k
0.10%*$100k*-Money Market Statement
OTHER TIERS: 0.05% $25 - $100k
0.10%*$50k*-Money Market Checking
OTHER TIERS: 0.05% $25 - $50k
0.10%*$100k*-Business Money Market Statement
OTHER TIERS: 0.05% $25 - $100k
0.05%$0-Money Market Passbook

Millbury Federal Credit Union Checking Account Rates

0.75%*$1$250kWealth Invest!
OTHER TIERS: 0.20% $250k+
0.20%$0-NOW Checking
0.20%$0-Wealth Manager
0.05%$0-Optimum Checking

Millbury Federal Credit Union CD Rates

4.50%$500-13 Month CD
4.25%$500-30 Month CD
1.90%$500-60 Month CD
1.85%$500-48 Month CD
1.80%$500-36 Month CD
1.75%$500-24 Month CD
1.60%$500-18 Month CD
1.50%$500-12 Month CD
0.85%$500-6 Month CD
0.25%$500-6 Month Bank At Work CD

Millbury Federal Credit Union IRA Rates

4.50%$200-13 Month IRA Certificate
4.25%$200-30 Month IRA Certificate
1.90%$200-60 Month IRA Certificate
1.85%$200-48 Month IRA Certificate
1.80%$200-36 Month IRA Certificate
1.75%$200-24 Month IRA Certificate
1.60%$200-18 Month IRA Certificate
1.50%$200-12 Month IRA Certificate

Millbury Federal Credit Union Locations
Branch Office377 Providence RdSouth Grafton, MA 01560
Branch Office460 W Boylston StWorcester, MA 01606
Branch Office56 Auburn StAuburn, MA 01501
Branch Office50 Main StMillbury, MA 01527
Branch Office117 Stafford St Ste BWorcester, MA 01603-1478

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