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Millbury Federal Credit Union


Overview / Commentary
www.millburycu.com
508-865-7600
50 Main St
Millbury, MA 01527

Millbury Federal Credit Union is headquartered in Millbury and is the 28th largest credit union in the state of Massachusetts. It is also the 741st largest credit union in the nation. It was established in 1934 and as of June of 2024, it had grown to 84 employees and 31,163 members at 5 locations. Millbury Federal Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Millbury Federal Credit Union is open to those who live or work in Worcester County, Massachusetts.
See current membership details

Related Posts

Millbury Credit Union (MA) Adds Competitive 30-Month CD - 11/6/2023

Millbury Credit Union (Worcester County, MA) has added a limited-time 30-month CD with a near rate-leading APY. $500 minimum opening deposit. Also as an IRA CD.

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Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24543
Year Chartered1934
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD5.89%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$487.8MM$473.1MM
LoansQ2 2024vs Q2 2023$370.3MM$374.5MM
DepositsQ2 2024vs Q2 2023$438.7MM$427.9MM
Equity CapitalQ2 2024vs Q2 2023$35MM$31.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2MM$2.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.1MM$813K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millbury Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Retirement Savings
0.05%$0-Passbook Savings
0.05%$0-Christmas Club
0.05%$0-Vacation Club
0.05%$0-Statement Savings
0.05%$25-Student Savings

Millbury Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$500k*-Business Money Market Saving Special
OTHER TIERS: 1.00% → $25 - $250k | 2.00% → $250k - $500k
0.10%*$100k*-Money Market Statement
OTHER TIERS: 0.05% → $25 - $100k
0.10%*$50k*-Money Market Checking
OTHER TIERS: 0.05% → $25 - $50k
0.10%*$100k*-Business Money Market Statement
OTHER TIERS: 0.05% → $25 - $100k
0.05%$0-Money Market Passbook

Millbury Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$1$250kWealth Invest!
OTHER TIERS: 0.20% → $250k+
0.20%$0-NOW Checking
0.20%$0-Wealth Manager
0.05%$0-Optimum Checking

Millbury Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-13 Month CD
1.90%$500-60 Month CD
1.85%$500-48 Month CD
1.80%$500-36 Month CD
1.75%$500-24 Month CD
1.60%$500-18 Month CD
1.50%$500-12 Month CD
0.85%$500-6 Month CD
0.25%$500-6 Month Bank At Work CD

Millbury Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$200-13 Month IRA Certificate
1.90%$200-60 Month IRA Certificate
1.85%$200-48 Month IRA Certificate
1.80%$200-36 Month IRA Certificate
1.75%$200-24 Month IRA Certificate
1.60%$200-18 Month IRA Certificate
1.50%$200-12 Month IRA Certificate
Locations


Millbury Federal Credit Union Locations
Branch Office377 Providence RdSouth Grafton, MA 01560
Branch Office460 W Boylston StWorcester, MA 01606
Branch Office56 Auburn StAuburn, MA 01501
Branch Office50 Main StMillbury, MA 01527
Branch Office117 Stafford St Ste BWorcester, MA 01603-1478

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