Millbury National Bank

Overview / Commentary
18 Main Street
Millbury, MA 01527

Millbury National Bank is headquartered in Millbury and is the 108th largest bank in the state of Massachusetts. It is also the 4,068th largest bank in the nation. It was established in 1933 and as of December of 2020, it had grown to 19 employees at 1 location. Millbury National Bank has a B+ health rating.

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Millbury National Bank Offers Kasasa Cash and Saver in the Northeast - 8/6/2020

Millbury National Bank's Kasasa Cash and Kasasa Saver are available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Millbury National Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #2616
Year Established1933
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.31%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$99.2MM$100.5MM
LoansQ4 2020vs Q4 2019$67.8MM$73.9MM
DepositsQ4 2020vs Q4 2019$86.4MM$88.9MM
Equity CapitalQ4 2020vs Q4 2019$9.9MM$9.6MM
Loan Loss AllowanceQ4 2020vs Q4 2019$624.00K$518.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$677.00K$2.2MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0

Rates for Millbury National Bank are currently being reviewed.


Millbury National Bank Locations
Millbury National Bank18 Main StreetMillbury, MA 01527

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