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Overview / Commentary
508-865-9521
18 Main Street
Millbury, MA 01527

Millbury National Bank is headquartered in Millbury and is the 124th largest bank in the state of Massachusetts. It is also the 4,492nd largest bank in the nation. It was established in 1933 and as of June of 2017, it had grown to 18 employees at 2 locations. Millbury National Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Millbury National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #2616
Year Established1933
Employees18
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.01%
Return on Equity - YTD0.13%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$90.0MM$87.2MM
LoansQ2 2017vs Q2 2016$65.5MM$63.3MM
DepositsQ2 2017vs Q2 2016$79.1MM$77.3MM
Equity CapitalQ2 2017vs Q2 2016$9.1MM$9.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$467.00K$379.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$897.00K$12.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millbury National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver Account
OTHER TIERS: 0.40% $50k+

Millbury National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kKasasa Checking Account
OTHER TIERS: 0.40% $25k+
Locations


Millbury National Bank Locations
Millbury National Bank18 Main StreetMillbury, MA 01527
Grafton Branch43 Main StreetSouth Grafton, MA 01560