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Overview / Commentary
508-865-9521
18 Main Street
Millbury, MA 01527

Millbury National Bank is headquartered in Millbury and is the 120th largest bank in the state of Massachusetts. It is also the 4,430th largest bank in the nation. It was established in 1933 and as of December of 2017, it had grown to 20 employees at 2 locations. Millbury National Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Millbury National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #2616
Year Established1933
Employees20
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.25%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$90.8MM$89.8MM
LoansQ4 2017vs Q4 2016$62.9MM$62.2MM
DepositsQ4 2017vs Q4 2016$81.0MM$80.3MM
Equity CapitalQ4 2017vs Q4 2016$9.1MM$9.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$447.00K$447.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$878.00K$348.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millbury National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver Account
OTHER TIERS: 0.40% $50k+

Millbury National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kKasasa Checking Account
OTHER TIERS: 0.40% $25k+
Locations


Millbury National Bank Locations
Millbury National Bank18 Main StreetMillbury, MA 01527
Grafton Branch43 Main StreetSouth Grafton, MA 01560

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