Overview / Commentary
Millbury National Bank is headquartered in Millbury and is the 120th largest bank in the state of Massachusetts. It is also the 4,430th largest bank in the nation. It was established in 1933 and as of December of 2017, it had grown to 20 employees at 2 locations. Millbury National Bank has a B health rating.
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Millbury National Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2616 |
| Year Established | 1933 |
| Employees | 20 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.12% |
| Return on Equity - YTD | 1.25% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $90.8MM$89.8MM |
| Loans | Q4 2017vs Q4 2016 | $62.9MM$62.2MM |
| Deposits | Q4 2017vs Q4 2016 | $81.0MM$80.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $9.1MM$9.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $447.00K$447.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $878.00K$348.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Millbury National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $50k | Kasasa Saver Account | ||
| OTHER TIERS: 0.40% → $50k+ | |||||
Millbury National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $25k | Kasasa Checking Account | ||
| OTHER TIERS: 0.40% → $25k+ | |||||
Locations
| Millbury National Bank Locations | ||
|---|---|---|
| Millbury National Bank | 18 Main Street | Millbury, MA 01527 |
| Grafton Branch | 43 Main Street | South Grafton, MA 01560 |