Overview / Commentary
Millbury National Bank is headquartered in Millbury and is the 110th largest bank in the state of Massachusetts. It is also the 4,109th largest bank in the nation. It was established in 1933 and as of June of 2019, it had grown to 18 employees at 1 location. Millbury National Bank's money market rates are 2X the national average, and it has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Millbury National Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2616 |
| Year Established | 1933 |
| Employees | 18 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 4.35% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $97.4MM$88.1MM |
| Loans | Q2 2019vs Q2 2018 | $71.2MM$63.1MM |
| Deposits | Q2 2019vs Q2 2018 | $86.1MM$78.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $9.4MM$8.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $418.00K$444.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.7MM$468.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Millbury National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $100k* | - | Kasasa Saver | ||
| OTHER TIERS: 1.00% → Up to $100k | |||||
| 0.10% | $10 | - | Everday Savings | ||
| 0.10% | $10 | - | IRA Savings | ||
Millbury National Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $500k* | - | Money Market | ||
| OTHER TIERS: 0.35% → $500 - $100k | 0.45% → $100k - $250k | 0.55% → $250k - $350k | 0.70% → $350k - $500k | |||||
Millbury National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.53%* | - | $25k | Kasasa Cash | ||
| OTHER TIERS: 0.40% → $25k+ | |||||
Millbury National Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $500 | - | 3 Year CD | |
| 1.26% | $500 | - | 2 Year CD | |
| 1.00% | $500 | - | 1 Year CD | |
| 0.80% | $500 | - | 6 Month CD | |
| 0.40% | $1k | - | 91 Day CD |
Millbury National Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 1 Year IRA | |
| 0.80% | $500 | - | 6 Month IRA |
Locations
| Millbury National Bank Locations | ||
|---|---|---|
| Millbury National Bank | 18 Main Street | Millbury, MA 01527 |