2. Millstream Area Credit Union

Millstream Area Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.25%Reward Checking
2.01% - National Average
0.50%Reward Savings
0.91% - National Average
2.78%5-year CD
3.00% - American Express National Bank 60 Month CDAdvertisement
View all Millstream Area Credit Union rates »

Overview / Commentary
www.millstreamcu.com
419-422-5626
1007 Western Ave
Findlay, OH 45840

Millstream Area Credit Union is headquartered in Findlay and is the 109th largest credit union in the state of Ohio. It is also the 2,559th largest credit union in the nation. It was established in 1966 and as of June of 2018, it had grown to 21 employees and 8,305 members at 2 locations. Millstream Area Credit Union's CD rates are 90% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Allen, Hancock, Seneca, Putnam, or Wood Counties in Ohio.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Millstream Area Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #96756
Year Chartered1966
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.86%
Annual Interest Income$914.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$40.6MM$39.8MM
LoansQ2 2018vs Q2 2017$28.4MM$29.2MM
DepositsQ2 2018vs Q2 2017$35.8MM$35.1MM
Equity CapitalQ2 2018vs Q2 2017$4.7MM$4.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$336.00K$322.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$253.00K$527.00K
Real Estate OwnedQ2 2018vs Q2 2017$124.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Millstream Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millstream Area Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.03% → $10k+
0.44%*$50k*-IRA Share
OTHER TIERS: 0.24% → $25 - $5k | 0.29% → $5k - $10k | 0.34% → $10k - $25k | 0.39% → $25k - $50k
0.35%*$50k*-Christmas Club Account
OTHER TIERS: 0.05% → $100 - $2.5k | 0.10% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.35%*$50k*-Minor Share Savings
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k
0.35%*$50k*-Teen Share Savings
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k
0.35%*$50k*-Custodial Share Savings
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k
0.35%*$50k*-Regular Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k
0.35%*$50k*-Senior Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k
0.35%*$50k*-Business Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k
0.35%*$50k*-Trusts Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k

Millstream Area Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Money Market Account
OTHER TIERS: 0.30% → $2k - $10k | 0.70% → $10k - $25k | 0.75% → $25k - $50k

Millstream Area Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.10%$500-Senior Checking

Millstream Area Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%*$5k*-60 Month CD
OTHER TIERS: 1.76% → $500 - $5k
2.52%*$5k*-48 Month CD
OTHER TIERS: 1.51% → $500 - $5k
2.32%*$5k*-36 Month CD
OTHER TIERS: 1.31% → $500 - $5k
2.12%*$5k*-24 Month CD
OTHER TIERS: 1.10% → $500 - $5k
1.91%*$5k*-18 Month CD
OTHER TIERS: 1.00% → $500 - $5k
1.76%$250-60 Month Minor’s CD
1.71%*$5k*-12 Month CD
OTHER TIERS: 0.90% → $500 - $5k
1.51%$250-48 Month Minor’s CD
1.41%*$5k*-6 Month CD
OTHER TIERS: 0.70% → $500 - $5k
1.31%$250-36 Month Minor’s CD
1.10%$250-24 Month Minor’s CD
1.00%*$5k*-3 Month CD
OTHER TIERS: 0.50% → $500 - $5k
1.00%$250-18 Month Minor’s CD
0.90%$250-12 Month Minor’s CD
0.70%$250-6 Month Minor’s CD
0.50%$250-3 Month Minor’s CD

Millstream Area Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%*$5k*-60 Month IRA
OTHER TIERS: 1.76% → $500 - $5k
2.52%*$5k*-48 Month IRA
OTHER TIERS: 1.51% → $500 - $5k
2.32%*$5k*-36 Month IRA
OTHER TIERS: 1.31% → $500 - $5k
2.12%*$5k*-24 Month IRA
OTHER TIERS: 1.10% → $500 - $5k
1.91%*$5k*-18 Month IRA
OTHER TIERS: 1.00% → $500 - $5k
1.71%*$5k*-12 Month IRA
OTHER TIERS: 0.90% → $500 - $5k
1.41%*$5k*-6 Month IRA
OTHER TIERS: 0.70% → $500 - $5k
1.00%*$5k*-3 Month IRA
OTHER TIERS: 0.50% → $500 - $5k
Locations


Millstream Area Credit Union Locations
Branch Office214 N Main StNorth Baltimore, OH 45872
Branch Office1007 Western AveFindlay, OH 45840

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.