Millstream Area Credit Union is headquartered in Findlay and is the 95th largest credit union in the state of Ohio. It is also the 2,187th largest credit union in the nation. It was established in 1966 and as of March of 2025, it had grown to 23 employees and 7,821 members at 3 locations. Millstream Area Credit Union has a B+ health rating.
Millstream Area Credit Union is open to those who live, work, worship, or attend school in the Ohio counties of Allen, Hancock, Hardin, Putnam, Seneca, or Wood. Relatives of a current Millstream Area Credit Union membership are also eligible to join.
See current membership details
Overall | |
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NCUA # | 96756 |
Year Chartered | 1966 |
Employees | 23 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.18% |
Return on Equity - YTD | 9.77% |
Annual Interest Income | $881K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $66.7MM$61.3MM |
Loans | Q1 2025vs Q1 2024 | $31.3MM$31.2MM |
Deposits | Q1 2025vs Q1 2024 | $58.4MM$54.2MM |
Equity Capital | Q1 2025vs Q1 2024 | $7.8MM$6.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $268K$306K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $414K$132K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Millstream Area Credit Union are currently being reviewed.
Millstream Area Credit Union Locations | ||
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Branch Office | 214 N Main St | North Baltimore, OH 45872 |
Branch Office | 1007 Western Ave | Findlay, OH 45840 |
Branch Office | 1650 Fostoria Ave | Findlay, OH 45840 |