Featured Savings Rates
Featured Accounts

Millstream Area Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
0.55%5-year CD60 Month CD

Overview / Commentary
419-422-5626
1007 Western Ave
Findlay, OH 45840

Millstream Area Credit Union is headquartered in Findlay and is the 110th largest credit union in the state of Ohio. It is also the 2,585th largest credit union in the nation. It was established in 1966 and as of March of 2016, it had grown to 21 employees and 7,777 members at 2 locations. Millstream Area Credit Union has a B+ health rating.

Field of Membership Restrictions

Anyone who lives, works, worships, or attends school in Hancock, Allen, Hardin, Putnam, Seneca, or Wood Counties; as well as relatives of anyone who lives, works, worships, or attends schools in one of these counties.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Millstream Area Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #96756
Year Chartered1966
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.01%
Annual Interest Income$404.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$39.7MM$36.1MM
LoansQ1 2016vs Q1 2015$28.4MM$26.6MM
DepositsQ1 2016vs Q1 2015$35.5MM$32.2MM
Equity CapitalQ1 2016vs Q1 2015$4.2MM$3.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$420.00K$474.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$161.00K$321.00K
Real Estate OwnedQ1 2016vs Q1 2015$45.00K$140.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millstream Area Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.03% $10k+
0.10%*$25k*-Traditional IRA Share
OTHER TIERS: 0.04% $25 - $25k
0.10%*$25k*-Roth IRA Shares
OTHER TIERS: 0.04% $25 - $25k
0.10%*$25k*-Education IRA Share
OTHER TIERS: 0.04% $25 - $25k
0.04%*$10k*-Christmas Club Account
OTHER TIERS: 0.01% $100 - $10k
0.04%*$10k*-Minor Share Savings
OTHER TIERS: 0.01% Up to $10k
0.04%*$10k*-Teen Share Savings
OTHER TIERS: 0.01% Up to $10k
0.04%*$10k*-Custodial Share Savings
OTHER TIERS: 0.01% Up to $10k
0.04%*$10k*-Hancock Saves Share Savings
OTHER TIERS: 0.01% Up to $10k
0.04%*$10k*-Regular Share Savings
OTHER TIERS: 0.01% $500 - $10k
0.04%*$10k*-Senior Share Savings
OTHER TIERS: 0.01% $500 - $10k
0.04%*$10k*-Business Share Savings
OTHER TIERS: 0.01% $500 - $10k
0.04%*$10k*-Trusts Share Savings
OTHER TIERS: 0.01% $500 - $10k

Millstream Area Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2,500 - $100k

Millstream Area Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.05%$500-Senior Checking
0.00%--Kasasa Cash Back

Millstream Area Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month CD
0.55%$250-60 Month Minor’s CD
0.45%$500-48 Month CD
0.45%$250-48 Month Minor’s CD
0.35%$500-36 Month CD
0.35%$250-36 Month Minor’s CD
0.25%$500-24 Month CD
0.25%$250-24 Month Minor’s CD
0.15%$500-18 Month CD
0.15%$250-18 Month Minor’s CD
0.10%$500-12 Month CD
0.10%$250-12 Month Minor’s CD
0.05%$500-6 Month CD
0.05%$250-6 Month Minor’s CD
0.01%$500-90 Day CD
0.01%$250-90 Day Minor’s CD

Millstream Area Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month IRA
0.45%$500-48 Month IRA
0.35%$500-36 Month IRA
0.25%$500-24 Month IRA
0.15%$500-18 Month IRA
0.10%$500-12 Month IRA
0.05%$500-6 Month IRA
0.01%$500-90 Day IRA
Locations


Millstream Area Credit Union Locations
Branch Office214 N Main StNorth Baltimore, OH 45872
Branch Office1007 Western AveFindlay, OH 45840