Advertising Disclosure

Millstream Area Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

View health report

CURRENT TOP RATE

Overview / Commentary

millstreamcu.com

419-422-5626

1007 Western Ave
Findlay, OH 45840

Millstream Area Credit Union is headquartered in Findlay and is the 107^th largest credit union in the state of Ohio. It is also the 2,470^th largest credit union in the nation. It was established in 1966 and as of September of 2019, it had grown to 20 employees and 7,737 members at 2 locations. Millstream Area Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Millstream Area Credit Union is open to those who live, work, attend school or worship in Allen, Hancock, Seneca, Putnam, Hardin or Wood Counties in Ohio.
See current membership details

Related Posts

View all posts from:

2015
2007
2006

3/19 - Millstream Area CU (OH) Offers Three High Rate CD Promotions
3/16 - Millstream Area CU (24 mo CD, 2.269%APY), (18 mo CD, 1.46%APY), (12 mo CD, 1.25%APY)

4/22 - 6.00% 24-Month CD at an Ohio CU (Millstream Area) - Update

8/22 - 6.00% 24-Month CD at an Ohio CU (Millstream Area)
2/16 - 5.30% 15-Month CD at an Ohio CU

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q3 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Millstream Area Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	96756
Year Chartered	1966
Employees	20
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	6.66%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$43.5MM$40.5MM
Loans	Q3 2019vs Q3 2018	$28.7MM$28.7MM
Deposits	Q3 2019vs Q3 2018	$38.5MM$35.6MM
Equity Capital	Q3 2019vs Q3 2018	$5.3MM$4.8MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$267.00K$322.00K
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$404.00K$273.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Millstream Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millstream Area Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.44%^*	$50k^*	-	IRA Share
OTHER TIERS: 0.24% → $25 - $5k \| 0.29% → $5k - $10k \| 0.34% → $10k - $25k \| 0.39% → $25k - $50k
0.35%^*	$50k^*	-	Christmas Club Account
OTHER TIERS: 0.05% → $100 - $2.5k \| 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k
0.35%^*	$50k^*	-	Minor Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*	$50k^*	-	Teen Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*	$50k^*	-	Custodial Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*	$50k^*	-	Regular Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*	$50k^*	-	Senior Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*	$50k^*	-	Business Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*	$50k^*	-	Trusts Share Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k

Millstream Area Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.30%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.70% → $2.5k - $10k \| 0.80% → $10k - $25k \| 0.90% → $25k - $50k \| 1.00% → $50k - $100k \| 1.20% → $100k - $250k

Millstream Area Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	Senior Checking

Millstream Area Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.32%	$500	-	60 Month CD
2.32%	$250	-	60 Month Minor’s CD
2.22%	$500	-	48 Month CD
2.22%	$250	-	48 Month Minor’s CD
2.12%	$500	-	36 Month CD
2.12%	$250	-	36 Month Minor’s CD
1.91%	$500	-	24 Month CD
1.91%	$250	-	24 Month Minor’s CD
1.81%	$500	-	18 Month CD
1.81%	$250	-	18 Month Minor’s CD
1.61%	$500	-	12 Month CD
1.61%	$250	-	12 Month Minor’s CD
0.60%	$500	-	6 Month CD
0.60%	$250	-	6 Month Minor’s CD
0.50%	$500	-	3 Month CD
0.50%	$250	-	3 Month Minor’s CD

Millstream Area Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.32%	$500	-	60 Month IRA
2.22%	$500	-	48 Month IRA
2.12%	$500	-	36 Month IRA
1.91%	$500	-	24 Month IRA
1.81%	$500	-	18 Month IRA
1.61%	$500	-	12 Month IRA
0.60%	$500	-	6 Month IRA
0.50%	$500	-	3 Month IRA

Locations

Millstream Area Credit Union Locations
Branch Office	214 N Main St	North Baltimore, OH 45872
Branch Office	1007 Western Ave	Findlay, OH 45840

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.