Minnco Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.25%	Reward Checking	2.09% - National Average
1.25%	5-year CD	3.10% - American Express National Bank 60 Month CD
0.55%	1-year CD	2.65% - Barclays 12 Month Online CD

View all Minnco Credit Union rates »

Overview / Commentary

minnco.com

763-689-1071

235 1st Ave W
Cambridge, MN 55008

Minnco Credit Union is headquartered in Cambridge and is the 16^th largest credit union in the state of Minnesota. It is also the 817^th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 71 employees and 27,596 members at 6 locations. Minnco Credit Union has an A health rating.

Field of Membership Restrictions

Minnco Credit Union is open to those who live, work, volunteer, attend school or worship in Chisago, Isanti, Benton, Anoka, Sherburne, and Mille Lacs, Ramsey, Wright, Hennepin, Washington, Kanabec and Pine counties in Minnesota. Membership is also open to members of Federated Co-ops, Inc.
See current membership details

View all posts from:

2012
2010

9/24 - Minnco Credit Union Increases Rate And Lowers Cap (2.31%APY, $30K) To (2.5%, $20K) Effective 9/1/12

3/19 - High-Yield Reward Checking Account at MinnCO Credit Union in MN - Local Only

Reviews (1)

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Minnco Credit Union!!

Posted by: Laurie Arnsdorf | Oct 7, 2016

My Cambridge Cub Credit Union Team rocks! The customer service is unbeatable and will go the extra mile for me. I am so happy I switched! Thank you Minnco!

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Health

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63639
Year Chartered	1935
Employees	71
Primary Regulator

Profit Margin
Return on Assets - YTD	1.03%
Return on Equity - YTD	10.28%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$294.2MM$280.1MM
Loans	Q3 2018vs Q3 2017	$189.2MM$159.5MM
Deposits	Q3 2018vs Q3 2017	$261.7MM$247.6MM
Equity Capital	Q3 2018vs Q3 2017	$29.5MM$28.3MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$928.00K$987.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$783.00K$829.00K
Real Estate Owned	Q3 2018vs Q3 2017	$364.00K$310.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Minnco Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Minnco Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	-	-	IRA Share Savings
0.15%^*	$25k^*	-	Health Savings
OTHER TIERS: 0.07% → $1k - $2.5k \| 0.09% → $2.5k - $5k \| 0.11% → $5k - $10k \| 0.12% → $10k - $25k
0.07%	-	-	Savings
0.07%	-	-	Christmas Club

Minnco Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Money Market
OTHER TIERS: 0.07% → $1k - $2.5k \| 0.09% → $2.5k - $5k \| 0.11% → $5k - $10k \| 0.12% → $10k - $25k

Minnco Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	-	$20k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $20k+
0.15%^*	$100k^*	-	Business Plus Checking
OTHER TIERS: 0.10% → $2k - $25k \| 0.11% → $25k - $50k \| 0.12% → $50k - $100k
0.07%	-	-	Checking Plus
0.07%	-	-	Classic Checking
0.05%	-	-	Checking
0.05%	-	-	Business Checking

Minnco Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%	$5k	-	15 Month Share Certificate Special - New Money
1.51%	$5k	-	15 Month Share Certificate Special
1.25%	$500	-	60 Month Share Certificate
1.15%	$500	-	48 Month Share Certificate
1.00%	$500	-	36 Month Share Certificate
0.75%	$500	-	24 Month Share Certificate
0.75%	$500	-	30 Month Share Certificate
0.65%	$1k	-	18 Month Share Certificate
0.55%	$1.5k	-	12 Month Share Certificate
0.25%	$5k	-	6 Month Share Certificate
0.15%	$10k	-	3 Month Share Certificate

Minnco Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	60 Month IRA Certificate
1.15%	$500	-	48 Month IRA Certificate
1.00%	$500	-	36 Month IRA Certificate
0.75%	$500	-	24 Month IRA Certificate
0.55%	$1.5k	-	12 Month IRA Certificate

Locations

Minnco Credit Union Locations
Branch Office	235 1st Ave W	Cambridge, MN 55008
Branch Office	100 Opportunity Blvd N	Cambridge, MN 55008
Branch Office	2121 Station Pkwy NW	Andover, MN 55304
Branch Office	236 2nd Ave SW	Cambridge, MN 55008
Branch Office	38807 9th Ave	North Branch, MN 55056
Branch Office	311 Credit Union Dr	Isanti, MN 55040

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