Minnco Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.25% | Reward Checking | Kasasa Cash Checking 1.83% - National Average |
| 1.10% | 5-year CD | 60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.25% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
Minnco Credit Union is headquartered in Cambridge and is the 17th largest credit union in the state of Minnesota. It is also the 819th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 64 employees and 26,884 members at 6 locations. Minnco Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Chisago, Isanti, Benton, Anoka, Sherburne, and Mille Lacs counties in Minnesota. Membership is also open to members of Federated Co-ops, Inc.
See current membership details
Related Posts
Minnco Credit Union!!
My Cambridge Cub Credit Union Team rocks! The customer service is unbeatable and will go the extra mile for me. I am so happy I switched! Thank you Minnco!
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63639 |
| Year Chartered | 1935 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 11.24% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $272.8MM$244.2MM |
| Loans | Q1 2017vs Q1 2016 | $151.8MM$131.7MM |
| Deposits | Q1 2017vs Q1 2016 | $243.1MM$217.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $26.4MM$24.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $917.00K$937.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $378.00K$484.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $289.00K$854.00K |
Always verify rates and promotions with the bank or credit union. We are not Minnco Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Minnco Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40% | - | - | IRA Share Savings | ||
| 0.40% | - | - | Roth IRA Share Savings | ||
| 0.15%* | $25k* | - | Health Savings | ||
| OTHER TIERS: 0.07% → $1k - $2,500 | 0.09% → $2,500 - $5k | 0.11% → $5k - $10k | 0.12% → $10k - $25k | |||||
| 0.07% | - | - | Savings | ||
| 0.07% | - | - | Christmas Club | ||
Minnco Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.07% → $1k - $2,500 | 0.09% → $2,500 - $5k | 0.11% → $5k - $10k | 0.12% → $10k - $25k | |||||
Minnco Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%* | - | $20k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
| 0.15%* | $100k* | - | Business Plus Checking | ||
| OTHER TIERS: 0.10% → $2k - $25k | 0.11% → $25k - $50k | 0.12% → $50k - $100k | |||||
| 0.07% | - | - | Checking Plus | ||
| 0.07% | - | - | Classic Checking | ||
| 0.05% | - | - | Checking | ||
| 0.05% | - | - | Business Checking | ||
Minnco Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | $500 | - | 60 Month Share Certificate | |
| 1.00% | $500 | - | 48 Month Share Certificate | |
| 0.70% | $500 | - | 36 Month Share Certificate | |
| 0.60% | $500 | - | 30 Month Share Certificate | |
| 0.50% | $500 | - | 24 Month Share Certificate | |
| 0.35% | $1k | - | 18 Month Share Certificate | |
| 0.25% | $1,500 | - | 12 Month Share Certificate | |
| 0.18% | $5k | - | 6 Month Share Certificate | |
| 0.10% | $10k | - | 3 Month Share Certificate |
Minnco Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | $500 | - | 60 Month IRA Certificate | |
| 1.00% | $500 | - | 48 Month IRA Certificate | |
| 0.70% | $500 | - | 36 Month IRA Certificate | |
| 0.50% | $500 | - | 24 Month IRA Certificate | |
| 0.25% | $1,500 | - | 12 Month IRA Certificate |
| Minnco Credit Union Locations | ||
|---|---|---|
| Branch Office | 235 1st Ave W | Cambridge, MN 55008 |
| Branch Office | 100 Opportunity Blvd N | Cambridge, MN 55008 |
| Branch Office | 2121 Station Pkwy NW | Andover, MN 55304 |
| Branch Office | 236 2nd Ave SW | Cambridge, MN 55008 |
| Branch Office | 38807 9th Ave | North Branch, MN 55056 |
| Branch Office | 311 Credit Union Dr | Isanti, MN 55040 |