Minnesota Valley Federal Credit Union

Overview / Commentary
1640 Adams St
Mankato, MN 56001

Minnesota Valley Federal Credit Union is headquartered in Mankato and is the 22nd largest credit union in the state of Minnesota. It is also the 1,045th largest credit union in the nation. It was established in 1934 and as of June of 2023, it had grown to 30 employees and 17,848 members at 3 locations. Minnesota Valley Federal Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Minnesota Valley Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Minnesota counties of Blue Earth, Brown, LeSueur, Nicollet, Waseca, or Watonwan; businesses and other legal entities located in those six counties also qualify. Immediate family members of a current credit union member are eligible to join.
See current membership details

Reviews (1)

Happy Members

My family and I really do like Minnesota Valley. We've been members for many years as have many of my friends and coworkers. They really listen. Loan rates are low, savings rates high and virtually no fees. Great mortgage loans, too. I believe they've been voted Best Bank or Credit Union in the Greater Mankato Area 3 or 4 years in a row and there's a lot of financials. Check them out. You will be a loyal part owner of this caring coop like us! They even pay a coop patronage dividend and with their shared branching like 6000 locations and a nationwide free ATM network everywhere you look. Thanks Minnesota Valley.


Health Grade Components

NCUA #19440
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.01%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$283.0MM$279.3MM
LoansQ2 2023vs Q2 2022$136.5MM$122.5MM
DepositsQ2 2023vs Q2 2022$253.3MM$251.4MM
Equity CapitalQ2 2023vs Q2 2022$29.5MM$27.4MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$0
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$409.00K$279.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Minnesota Valley Federal Credit Union Savings Account Rates

0.75%*-$5kKids Club
OTHER TIERS: 0.25% $5k+
0.60%--Holiday Club
0.60%--Vacation Club
0.60%--IRA Savings
0.60%--Coverdell (Educational) IRA Savings
0.60%--Roth IRA Savings
0.40%--Health Savings Account
0.25%$5-Share Savings
0.25%--Special Savings

Minnesota Valley Federal Credit Union Money Market Rates

2.52%*$250k*-Money Market Savings
OTHER TIERS: 0.25% Up to $1k | 0.35% $1k - $5k | 0.70% $5k - $10k | 0.90% $10k - $20k | 1.10% $20k - $40k | 1.36% $40k - $70k | 1.61% $70k - $100k | 2.27% $100k - $250k

Minnesota Valley Federal Credit Union CD Rates

5.25%$500-8 Month Certificate Special
5.10%$500-11 Month Certificate Special
5.09%$500-15 Month Certificate Special
4.16%$500-63 Month Certificate Special
3.54%$500-37 Month Certificate Special
3.43%$500-25 Month Certificate Special
3.33%$500-19 Month Certificate Special
3.23%$500-13 Month Certificate Special
2.27%$500-5 Year Certificate
2.12%$500-6 Year Triple Play CD
2.01%$500-4 Year Certificate
1.91%$500-3 Year Certificate
1.81%$500-4 Year Triple Play CD
1.71%$500-30 Month Certificate
1.51%$500-2 Year Certificate
1.31%$500-18 Month Certificate
1.31%$500-2 Year Triple Play CD
1.21%$500-1 Year Certificate
0.90%$500-9 Month Share Certificate
0.60%$500-6 Month Share Certificate
0.40%$500-3 Month Share Certificate

Minnesota Valley Federal Credit Union IRA Rates

3.74%$500-25 Month IRA Special
3.33%$500-13 Month IRA Special
2.12%$500-48 Month CESA
2.12%$500-48 Month IRA
1.81%$500-30 Month IRA
1.41%$500-18 Month IRA
1.31%$500-12 Month CESA
1.31%$500-12 Month IRA

Minnesota Valley Federal Credit Union Locations
Branch Office100 Memorial View CtMankato, MN 56001
Branch Office1640 Adams StMankato, MN 56001
Branch Office208 N Broad StMankato, MN 56001

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