Minnstar Bank National Association


Overview / Commentary
507-726-2137
202 North Main Street
Lake Crystal, MN 56055-0270

Minnstar Bank National Association is headquartered in LAKE CRYSTAL and is the 114th largest bank in the state of Minnesota. It is also the 3,071st largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 27 employees at 2 locations. Minnstar Bank National Association has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #13809
Year Established1934
Employees27
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.33%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$196.5MM$219.3MM
LoansQ1 2025vs Q1 2024$155MM$171.6MM
DepositsQ1 2025vs Q1 2024$167.9MM$183.6MM
Equity CapitalQ1 2025vs Q1 2024$21.1MM$20MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.5MM$2.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$62K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Minnstar Bank National Association Locations
Mankato Detached Facility201 Poplar StreetMankato, MN 56001
Minnstar Bank National Association202 N Main StLake Crystal, MN 56055

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