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Minster Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.minsterbank.com
419-628-2351
95 West 4th Street
Minster, OH 45865

Minster Bank is headquartered in MINSTER and is the 46th largest bank in the state of Ohio. It is also the 1,305th largest bank in the nation. It was established in 1914 and as of December of 2024, it had grown to 93 employees at 7 locations. Minster Bank's money market rates are 7X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #763
Year Established1914
Employees93
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD17.71%
Annual Interest Income$33.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$757.7MM$722.6MM
LoansQ4 2024vs Q4 2023$373.4MM$343.4MM
DepositsQ4 2024vs Q4 2023$678.7MM$651MM
Equity CapitalQ4 2024vs Q4 2023$54.1MM$51.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$4.6MM$3.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$902K$3.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Minster Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$25k*-Investment Savings
OTHER TIERS: 0.35% → $0 - $5k | 0.50% → $5k - $10k | 0.60% → $10k - $25k
0.35%*$25k*-Health Savings Account
OTHER TIERS: 0.20% → $0 - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $25k
0.20%$0-Minor Savings
0.20%$0-America Saves
0.20%$0-Holiday Savings
0.20%$0-Regular Savings

Minster Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$500k*-Money Market Advantage
OTHER TIERS: 0.60% → $0 - $25k | 1.20% → $25k - $100k | 2.05% → $100k - $250k | 2.55% → $250k - $500k
3.00%*$500k*-Money Market Advantage IRA
OTHER TIERS: 0.60% → $0 - $25k | 1.20% → $25k - $100k | 2.05% → $100k - $250k | 2.55% → $250k - $500k

Minster Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-Relationship Checking
OTHER TIERS: 0.35% → $0 - $5k | 0.50% → $5k - $10k | 0.60% → $10k - $25k
0.20%$0-Interest Checking

Minster Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$100k*-7 Month CD
OTHER TIERS: 3.60% → $1k - $5k | 3.80% → $5k - $100k
3.70%*$100k*-17 Month CD
OTHER TIERS: 3.25% → $1k - $5k | 3.50% → $5k - $100k

Minster Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$100k*-7 Month IRA
OTHER TIERS: 3.60% → $1k - $5k | 3.80% → $5k - $100k
3.70%*$100k*-17 Month IRA
OTHER TIERS: 3.25% → $1k - $5k | 3.50% → $5k - $100k
1.20%*$25k*-Investment Savings IRA
OTHER TIERS: 0.35% → $0 - $5k | 0.50% → $5k - $10k | 0.60% → $10k - $25k
Locations


Minster Bank Locations
Sidney Banking Center Branch117 West Russell RoadSidney, OH 45365
Troy Banking Center Branch1280 Experiment Farm RdTroy, OH 45373
St. Marys Banking Center Branch301 West High StreetSt. Marys, OH 45885
New Bremen Branch443 South Washington StreetNew Bremen, OH 45869
Wapakoneta Banking Center Branch607 North Defiance StreetWapakoneta, OH 45895
Minster Bank95 W 4th StMinster, OH 45865
Minster Bank At Wagners Iga265 East Fourth StreetMinster, OH 45865
Vandalia-Butler Branch8530 North Dixie DriveDayton, OH 45414

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