Overview / Commentary
Mint Valley Federal Credit Union is headquartered in Longview and is the 68th largest credit union in the state of Washington. It is also the 3,209th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 7 employees and 2,018 members at 1 location. Mint Valley Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to everyone who lives, worships, works in, or attends school in, and businesses and other legal entities located in Cowlitz County, Washington.
See current membership details
Health
B
Data as of Q4 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mint Valley Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1827 |
| Year Chartered | 1936 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 3.28% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $24.3MM$24.3MM |
| Loans | Q4 2022vs Q4 2021 | $14.6MM$15.7MM |
| Deposits | Q4 2022vs Q4 2021 | $20.7MM$20.9MM |
| Equity Capital | Q4 2022vs Q4 2021 | $3.4MM$3.3MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $177.00K$196.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $261.00K$134.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |