MISSION VALLEY BANK is headquartered in SUN VALLEY and is the 73rd largest bank in the state of California. It is also the 1,369th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 104 employees at 3 locations. MISSION VALLEY BANK has a B+ health rating.
A+ Bank And A Great 4.71% HYSA
After reading the comments here, albeit they are dated, I deposited funds into Mission Valley through Savebetter. I have several accounts there, and have undertaken a few withdrawals, so I am familiar with the entire process. I was FDIC maxxed out with Western Alliance, so I took the next best rate, which was Mission Valley Bank @ 4.71%. A couple of the nice things about Savebetter is there are no limits on transfers to an external account, and if your bank or credit union offers a higher rate after you opened your account, you automatically get the higher rate. In fact, Western Alliance has bumped up their rate at least three times since I opened an account.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57101 |
| Year Established | 2001 |
| Employees | 104 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 10.84% |
| Annual Interest Income | $11.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $706.1MM$670.9MM |
| Loans | Q1 2025vs Q1 2024 | $554.2MM$544.3MM |
| Deposits | Q1 2025vs Q1 2024 | $592.4MM$546.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $68.9MM$60.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $8.3MM$7.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $9.3MM$1.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |