Mississippi DHS Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.96%	5-year CD	60 Month Share Certificate 2.25% - Ally Bank High Yield 5 Year CD
0.95%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.75%	Savings	Shares (Savings) 1.20% - Goldman Sachs Bank USA Online Savings

View all Mississippi DHS Federal Credit Union rates »

Overview / Commentary

www.msdhsfcu.com

601-354-6544

767 N President St
Jackson, MS 39202

Mississippi DHS Federal Credit Union is headquartered in JACKSON and is the 48^th largest credit union in the state of Mississippi. It is also the 4,473^rd largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 4 employees and 2,394 members at 1 location. Mississippi DHS Federal Credit Union's savings rates are 44% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in a specific under-served area of Jackson, Mississippi. Membership is also open to employees of the Department of Human Services and Rehabilitation for the Blind working in Mississippi.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mississippi DHS Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	8052
Year Chartered	1952
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	1.53%
Annual Interest Income	$99.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$7.8MM$7.8MM
Loans	Q1 2017vs Q1 2016	$3.2MM$2.4MM
Deposits	Q1 2017vs Q1 2016	$6.4MM$6.4MM
Equity Capital	Q1 2017vs Q1 2016	$1.3MM$1.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$24.00K$23.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$25.00K$1,000
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

Skip to rates for:

Savings
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mississippi DHS Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mississippi DHS Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$40k^*	-	Shares (Savings)
OTHER TIERS: 0.15% → $1k - $5k \| 0.45% → $5k - $20k \| 0.65% → $20k - $40k

Mississippi DHS Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.96%^*	$5k^*	-	60 Month Share Certificate
OTHER TIERS: 1.76% → $1k - $5k
1.61%^*	$5k^*	-	48 Month Share Certificate
OTHER TIERS: 1.51% → $1k - $5k
1.36%^*	$5k^*	-	36 Month Share Certificate
OTHER TIERS: 1.26% → $1k - $5k
1.10%^*	$5k^*	-	24 Month Share Certificate
OTHER TIERS: 1.00% → $1k - $5k
0.95%^*	$5k^*	-	12 Month Share Certificate
OTHER TIERS: 0.85% → $1k - $5k
0.75%^*	$5k^*	-	6 Month Share Certificate
OTHER TIERS: 0.65% → $1k - $5k

Locations

Mississippi DHS Federal Credit Union Locations
Branch Office	767 N PRESIDENT ST	JACKSON, MS 39202