Missouri Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.56% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.45% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.10% | Savings | Savings Plan |
Missouri Credit Union is headquartered in Columbia and is the 5th largest credit union in the state of Missouri. It is also the 739th largest credit union in the nation. It was established in 1969 and as of June of 2017, it had grown to 99 employees and 34,003 members at 7 locations. Missouri Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Audrian, Callaway, Boone, Cole, Cooper, Howard, Miller, Moniteau, Osage or Randolph Counties in Missouri. Membership is also open to employees of the state of Missouri, the cities of Branson, Canton, Kirksville, Marceline, Nevada, Camdenton, or Osage Beach, the state of Missouri public schools and colleges and universities, Central Methodist University, Columbia College, Stephens College and William Woods University, federal employees in Central or Northeast Missouri, Boone Hospital Center; Boone Clinic; Charter Hillside Hospital; Columbia Orthopedic Group; Columbia Regional Hospital; Dialysis Clinic, Inc.; Ellis Fischel Cancer Center; Eye Consultants Group, Inc.; Harry S Truman VA Hospital; Howard A. Rusk Rehabilitation Center; Phelps County Regional Medical Center, University of Missouri Health Care Hospitals and Clinics, and other Select Employer Groups.
See current membership details
Great Experience
This credit union is absolutely awesome. I have had accounts with them for a number of years. The customer service is always responsive and professional. I have personally gained from banking here. At a time of making a deposit into my savings account - a knowledgeable teller advised that given my balances I could benefit from other services such as the money market or CD rather than just a savings account. I made a point to talk with them about the options and found I could get a better rate both on my savings and checking by including another account such as money market. I am happy that they made a recommendation to my personal goals of saving. I encourage anyone wanting a great experience in banking to try this credit union. Regardless in person or on the phone you will receive excellent service.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65656 |
| Year Chartered | 1969 |
| Employees | 99 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 9.55% |
| Annual Interest Income | $5.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $327.8MM$304.1MM |
| Loans | Q2 2017vs Q2 2016 | $238.4MM$224.1MM |
| Deposits | Q2 2017vs Q2 2016 | $288.5MM$267.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $30.6MM$27.7MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $1.5MM$1.6MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $605.00K$771.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $46.00K$46.00K |
Always verify rates and promotions with the bank or credit union. We are not Missouri Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Missouri Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.14%* | $50k* | - | IRA Investment Savings | ||
| OTHER TIERS: 1.12% → Up to $50k | |||||
| 0.10% | $250 | - | Savings Plan | ||
Missouri Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | |||||
Missouri Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $1k | Ultra Checking | ||
| OTHER TIERS: 0.10% → $1k+ | |||||
| 0.10% | $1k | - | Checking Plus | ||
| 0.10% | $1k | - | Second Checking Accounts | ||
Missouri Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $500 | - | 60 Month CD | |
| 1.56% | $20 | - | 60 Month Payroll Deposit CD | |
| 1.26% | $500 | - | 48 Month CD | |
| 1.26% | $20 | - | 48 Month Payroll Deposit CD | |
| 1.05% | $500 | - | 36 Month CD | |
| 1.05% | $20 | - | 36 Month Payroll Deposit CD | |
| 0.85% | $500 | - | 24 Month CD | |
| 0.85% | $20 | - | 24 Month Payroll Deposit CD | |
| 0.65% | $500 | - | 18 Month CD | |
| 0.65% | $20 | - | 18 Month Payroll Deposit CD | |
| 0.45% | $500 | - | 12 Month CD | |
| 0.25% | $500 | - | 6 Month CD | |
| 0.15% | $500 | - | 3 Month CD |
Missouri Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $500 | - | 60 Month IRA | |
| 1.26% | $500 | - | 48 Month IRA | |
| 1.05% | $500 | - | 36 Month IRA | |
| 0.85% | $500 | - | 24 Month IRA | |
| 0.65% | $500 | - | 18 Month IRA | |
| 0.45% | $500 | - | 12 Month IRA | |
| 0.25% | $500 | - | 6 Month IRA | |
| 0.15% | $500 | - | 3 Month IRA |
| Missouri Credit Union Locations | ||
|---|---|---|
| Branch Office | 910 Eastland Dr | Jefferson City, MO 65101 |
| Branch Office | 3200 W Edgewood Dr | Jefferson City, MO 65109-6866 |
| Branch Office | 1815 Southwest Blvd | Jefferson City, MO 65109 |
| Branch Office | 111 E Broadway | Columbia, MO 65203 |
| Branch Office | 1310 Smiley Ln | Columbia, MO 65202-1934 |
| Branch Office | 2101 W Broadway | Columbia, MO 65203 |
| Branch Office | 3401 Buttonwood Dr | Columbia, MO 65201-3719 |