Missouri Credit Union

Overview / Commentary
111 E Broadway
Columbia, MO 65203

Missouri Credit Union is headquartered in Columbia and is the 5th largest credit union in the state of Missouri. It is also the 689th largest credit union in the nation. It was established in 1969 and as of June of 2021, it had grown to 91 employees and 36,184 members at 7 locations. Missouri Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Missouri Credit Union is open to (1) those who reside or work in Audrian, Callaway, Boone, Cole, Howard, Cooper, Randolph, Moniteau, Osage or Miller Counties in Missouri; (2) employees of the state of Missouri, the cities of Branson, Canton, Kirksville, Nevada, Marceline, Camdenton, or Osage Beach, the state of Missouri Public Schools, Colleges and Universities, Central Methodist University, Columbia College, Stephens College and William Woods University, (3) federal employees in Central or Northeast Missouri, Boone Hospital Center; Boone Clinic; Charter Hillside Hospital; Columbia Orthopedic Group; Columbia Regional Hospital; Dialysis Clinic, Inc.; (4) Ellis Fischel Cancer Center; Eye Consultants Group, Inc.; Harry S Truman VA Hospital; Howard A. Rusk Rehabilitation Center; Phelps County Regional Medical Center, University of Missouri Health Care Hospitals and Clinics, and other Select Employer Groups (a complete list of groups can be found on the Credit Union's website). Family of current credit union members are also eligible to join.
See current membership details

Reviews (2)

Love credit union.

Missouri or Mizzou credit union is for anyone of several counties, cities, works for the State of Missouri, or has a family member that is already a member. They offer great rates. They personalize service. At one point when I was depositing a large check the teller commented that I should check out other options to get better rates on my savings. I am so glad I did. I met with a financial advisor who helped me invest my money and make a great financial decision. They work to help you with your financial goals. Not just help themselves.

Great Experience

This credit union is absolutely awesome. I have had accounts with them for a number of years. The customer service is always responsive and professional. I have personally gained from banking here. At a time of making a deposit into my savings account - a knowledgeable teller advised that given my balances I could benefit from other services such as the money market or CD rather than just a savings account. I made a point to talk with them about the options and found I could get a better rate both on my savings and checking by including another account such as money market. I am happy that they made a recommendation to my personal goals of saving. I encourage anyone wanting a great experience in banking to try this credit union. Regardless in person or on the phone you will receive excellent service.


Health Grade Components

NCUA #65656
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.4%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$501.3MM$428.7MM
LoansQ2 2021vs Q2 2020$246.3MM$256.1MM
DepositsQ2 2021vs Q2 2020$449.1MM$380.2MM
Equity CapitalQ2 2021vs Q2 2020$43.3MM$39.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$834.00K$1.7MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$240.00K$271.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$57.00K
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Always verify rates and promotions with the bank or credit union. We are not Missouri Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Missouri Credit Union Savings Account Rates

1.26%*$50k*-IRA Investment Savings
OTHER TIERS: 0.25% Up to $50k
0.30%*$50k*-Savings Plan
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k
0.10%$1k-Health Savings Account

Missouri Credit Union Money Market Rates

0.65%*$100k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k | 0.45% $50k - $100k

Missouri Credit Union Checking Account Rates

2.00%*-$2.5kYour Money with Interest Checking - Reverse Tier Account
OTHER TIERS: 0.10% $2.5k+

Missouri Credit Union CD Rates

1.09%$500-60 Month CD
1.09%$20-60 Month Payroll Deposit CD
0.89%$500-48 Month CD
0.89%$20-48 Month Payroll Deposit CD
0.55%$500-36 Month CD
0.55%$20-36 Month Payroll Deposit CD
0.35%$500-12 Month CD
0.35%$20-12 Month Payroll Deposit CD

Missouri Credit Union IRA Rates

1.09%$500-60 Month IRA
0.89%$500-48 Month IRA
0.55%$500-36 Month IRA
0.35%$500-12 Month IRA

Missouri Credit Union Locations
Branch Office910 Eastland DrJefferson City, MO 65101
Branch Office3200 W Edgewood DrJefferson City, MO 65109-6866
Branch Office1815 Southwest BlvdJefferson City, MO 65109
Branch Office111 E BroadwayColumbia, MO 65203
Branch Office1310 Smiley LnColumbia, MO 65202-1934
Branch Office2101 W BroadwayColumbia, MO 65203
Branch Office3401 Buttonwood DrColumbia, MO 65201-3719

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