Missouri Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 2.27% - National Average |
| 1.75% | 1-year CD | 1.38% - National Average |
| 0.25% | Savings | 0.26% - National Average |
Missouri Credit Union is headquartered in Columbia and is the 5th largest credit union in the state of Missouri. It is also the 739th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 90 employees and 35,796 members at 7 locations. Missouri Credit Union's money market rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Missouri Credit Union is open to (1) those who reside or work in Audrian, Callaway, Boone, Cole, Howard, Cooper, Randolph, Moniteau, Osage or Miller Counties in Missouri; (2) employees of the state of Missouri, the cities of Branson, Canton, Kirksville, Nevada, Marceline, Camdenton, or Osage Beach, the state of Missouri Public Schools, Colleges and Universities, Central Methodist University, Columbia College, Stephens College and William Woods University, (3) federal employees in Central or Northeast Missouri, Boone Hospital Center; Boone Clinic; Charter Hillside Hospital; Columbia Orthopedic Group; Columbia Regional Hospital; Dialysis Clinic, Inc.; (4) Ellis Fischel Cancer Center; Eye Consultants Group, Inc.; Harry S Truman VA Hospital; Howard A. Rusk Rehabilitation Center; Phelps County Regional Medical Center, University of Missouri Health Care Hospitals and Clinics, and other Select Employer Groups (a complete list of groups can be found on the Credit Union's website). Family of current credit union members are also eligible to join.
See current membership details
Love credit union.
Missouri or Mizzou credit union is for anyone of several counties, cities, works for the State of Missouri, or has a family member that is already a member. They offer great rates. They personalize service. At one point when I was depositing a large check the teller commented that I should check out other options to get better rates on my savings. I am so glad I did. I met with a financial advisor who helped me invest my money and make a great financial decision. They work to help you with your financial goals. Not just help themselves.
Great Experience
This credit union is absolutely awesome. I have had accounts with them for a number of years. The customer service is always responsive and professional. I have personally gained from banking here. At a time of making a deposit into my savings account - a knowledgeable teller advised that given my balances I could benefit from other services such as the money market or CD rather than just a savings account. I made a point to talk with them about the options and found I could get a better rate both on my savings and checking by including another account such as money market. I am happy that they made a recommendation to my personal goals of saving. I encourage anyone wanting a great experience in banking to try this credit union. Regardless in person or on the phone you will receive excellent service.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65656 |
| Year Chartered | 1969 |
| Employees | 90 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.46% |
| Annual Interest Income | $12.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $341.7MM$323.4MM |
| Loans | Q4 2018vs Q4 2017 | $258.8MM$236.4MM |
| Deposits | Q4 2018vs Q4 2017 | $300.3MM$282.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $35.2MM$32.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $664.00K$853.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Missouri Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Missouri Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.42%* | $50k* | - | IRA Investment Savings | ||
| OTHER TIERS: 2.40% → Up to $50k | |||||
| 0.25%* | $50k* | - | Savings Plan | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | |||||
| 0.10% | $1k | - | Health Savings Account | ||
Missouri Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $1k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | 0.90% → $50k - $100k | |||||
Missouri Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $2.5k | Your Money with Interest Checking - Reverse Tier Account | ||
| OTHER TIERS: 0.10% → $2.5k+ | |||||
Missouri Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month CD | |
| 3.00% | $20 | - | 60 Month Payroll Deposit CD | |
| 2.61% | $500 | - | 48 Month CD | |
| 2.61% | $20 | - | 48 Month Payroll Deposit CD | |
| 2.45% | $500 | - | 36 Month CD | |
| 2.45% | $20 | - | 36 Month Payroll Deposit CD | |
| 2.32% | $500 | - | 17 Month CD Special - New Money Only | |
| 1.75% | $500 | - | 12 Month CD | |
| 1.50% | $500 | - | 18 Month CD | |
| 1.50% | $20 | - | 18 Month Payroll Deposit CD |
Missouri Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month IRA | |
| 2.61% | $500 | - | 48 Month IRA | |
| 2.45% | $500 | - | 36 Month IRA | |
| 2.32% | $500 | - | 17 Month IRA Special - New Money Only | |
| 1.75% | $500 | - | 12 Month IRA | |
| 1.50% | $500 | - | 18 Month IRA |
| Missouri Credit Union Locations | ||
|---|---|---|
| Branch Office | 910 Eastland Dr | Jefferson City, MO 65101 |
| Branch Office | 3200 W Edgewood Dr | Jefferson City, MO 65109-6866 |
| Branch Office | 1815 Southwest Blvd | Jefferson City, MO 65109 |
| Branch Office | 111 E Broadway | Columbia, MO 65203 |
| Branch Office | 1310 Smiley Ln | Columbia, MO 65202-1934 |
| Branch Office | 2101 W Broadway | Columbia, MO 65203 |
| Branch Office | 3401 Buttonwood Dr | Columbia, MO 65201-3719 |