Missouri Credit Union is headquartered in Columbia and is the 5th largest credit union in the state of Missouri. It is also the 699th largest credit union in the nation. It was established in 1969 and as of September of 2020, it had grown to 89 employees and 36,102 members at 7 locations. Missouri Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Missouri Credit Union is open to (1) those who reside or work in Audrian, Callaway, Boone, Cole, Howard, Cooper, Randolph, Moniteau, Osage or Miller Counties in Missouri; (2) employees of the state of Missouri, the cities of Branson, Canton, Kirksville, Nevada, Marceline, Camdenton, or Osage Beach, the state of Missouri Public Schools, Colleges and Universities, Central Methodist University, Columbia College, Stephens College and William Woods University, (3) federal employees in Central or Northeast Missouri, Boone Hospital Center; Boone Clinic; Charter Hillside Hospital; Columbia Orthopedic Group; Columbia Regional Hospital; Dialysis Clinic, Inc.; (4) Ellis Fischel Cancer Center; Eye Consultants Group, Inc.; Harry S Truman VA Hospital; Howard A. Rusk Rehabilitation Center; Phelps County Regional Medical Center, University of Missouri Health Care Hospitals and Clinics, and other Select Employer Groups (a complete list of groups can be found on the Credit Union's website). Family of current credit union members are also eligible to join.
See current membership details
Love credit union.
Missouri or Mizzou credit union is for anyone of several counties, cities, works for the State of Missouri, or has a family member that is already a member. They offer great rates. They personalize service. At one point when I was depositing a large check the teller commented that I should check out other options to get better rates on my savings. I am so glad I did. I met with a financial advisor who helped me invest my money and make a great financial decision. They work to help you with your financial goals. Not just help themselves.
Great Experience
This credit union is absolutely awesome. I have had accounts with them for a number of years. The customer service is always responsive and professional. I have personally gained from banking here. At a time of making a deposit into my savings account - a knowledgeable teller advised that given my balances I could benefit from other services such as the money market or CD rather than just a savings account. I made a point to talk with them about the options and found I could get a better rate both on my savings and checking by including another account such as money market. I am happy that they made a recommendation to my personal goals of saving. I encourage anyone wanting a great experience in banking to try this credit union. Regardless in person or on the phone you will receive excellent service.
Data as of Q3 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65656 |
| Year Chartered | 1969 |
| Employees | 89 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 7.28% |
| Annual Interest Income | $9.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $440.4MM$374.2MM |
| Loans | Q3 2020vs Q3 2019 | $252.7MM$270.2MM |
| Deposits | Q3 2020vs Q3 2019 | $389.5MM$329.1MM |
| Equity Capital | Q3 2020vs Q3 2019 | $41.5MM$38.2MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.3MM$1.1MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $430.00K$622.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $57.00K$0 |