Missouri Credit Union


Overview / Commentary
573-874-1477
111 E Broadway
Columbia, MO 65203

Missouri Credit Union is headquartered in Columbia and is the 4th largest credit union in the state of Missouri. It is also the 696th largest credit union in the nation. It was established in 1969 and as of December of 2023, it had grown to 87 employees and 36,841 members at 7 locations. Missouri Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Missouri Credit Union is open to those who live or work in the Missouri counties of Audrain, Boone, Callaway, Cole, Cooper, Howard, Miller, Moniteau, Osage, or Randolph. Employees, retirees, and alumni of University of Missouri, Central Methodist University, Columbia College, Lincoln University, Stephens College, Truman State University, or William Woods University qualify for membership. Employees of several SEGS (including the State of Missouri) are also eligible to join, as are immediate family members of a current MCU member.
See current membership details

Reviews (2)

Love credit union.

Missouri or Mizzou credit union is for anyone of several counties, cities, works for the State of Missouri, or has a family member that is already a member. They offer great rates. They personalize service. At one point when I was depositing a large check the teller commented that I should check out other options to get better rates on my savings. I am so glad I did. I met with a financial advisor who helped me invest my money and make a great financial decision. They work to help you with your financial goals. Not just help themselves.

Great Experience

This credit union is absolutely awesome. I have had accounts with them for a number of years. The customer service is always responsive and professional. I have personally gained from banking here. At a time of making a deposit into my savings account - a knowledgeable teller advised that given my balances I could benefit from other services such as the money market or CD rather than just a savings account. I made a point to talk with them about the options and found I could get a better rate both on my savings and checking by including another account such as money market. I am happy that they made a recommendation to my personal goals of saving. I encourage anyone wanting a great experience in banking to try this credit union. Regardless in person or on the phone you will receive excellent service.



Health

Health Grade Components

Overall
NCUA #65656
Year Chartered1969
Employees87
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.26%
Annual Interest Income$23.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$537.3MM$525.5MM
LoansQ4 2023vs Q4 2022$333.6MM$307.7MM
DepositsQ4 2023vs Q4 2022$477.5MM$471.6MM
Equity CapitalQ4 2023vs Q4 2022$49.6MM$44.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.3MM$662K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$673K$323K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Missouri Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Missouri Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.14%*$50k*-IRA Investment Savings
OTHER TIERS: 5.09% Up to $50k
0.70%*$50k*-Savings Plan
OTHER TIERS: 0.10% Up to $25k | 0.50% $25k - $50k
0.50%$1k-Health Savings Account

Missouri Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.81%*$100k*-Money Market Account
OTHER TIERS: 0.75% $1k - $10k | 1.16% $10k - $25k | 2.05% $25k - $50k | 2.81% $50k - $100k

Missouri Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$2.5kYour Money with Interest Checking - Reverse Tier Account
OTHER TIERS: 0.10% $2.5k+

Missouri Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-7 Month CD Special
3.55%$500-60 Month CD
3.55%$20-60 Month Payroll Deposit CD
3.21%$500-48 Month CD
3.21%$20-48 Month Payroll Deposit CD
3.00%$500-36 Month CD
3.00%$20-36 Month Payroll Deposit CD
2.69%$500-12 Month CD
2.69%$20-12 Month Payroll Deposit CD

Missouri Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-7 Month IRA Special
3.55%$500-60 Month IRA
3.21%$500-48 Month IRA
3.00%$500-36 Month IRA
2.69%$500-12 Month IRA
Locations


Missouri Credit Union Locations
Branch Office910 Eastland DrJefferson City, MO 65101
Branch Office3200 W Edgewood DrJefferson City, MO 65109-6866
Branch Office1815 Southwest BlvdJefferson City, MO 65109
Branch Office111 E BroadwayColumbia, MO 65203
Branch Office1310 Smiley LnColumbia, MO 65202-1934
Branch Office2101 W BroadwayColumbia, MO 65203
Branch Office3401 Buttonwood DrColumbia, MO 65201-3719

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