Missouri Credit Union

Overview / Commentary

573-874-1477

111 E Broadway
Columbia, MO 65203

Missouri Credit Union is headquartered in Columbia and is the 4^th largest credit union in the state of Missouri. It is also the 697^th largest credit union in the nation. It was established in 1969 and as of June of 2023, it had grown to 92 employees and 36,665 members at 7 locations. Missouri Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Missouri Credit Union is open to those who live or work in the Missouri counties of Audrain, Boone, Callaway, Cole, Cooper, Howard, Miller, Moniteau, Osage, or Randolph. Employees, retirees, and alumni of University of Missouri, Central Methodist University, Columbia College, Lincoln University, Stephens College, Truman State University, or William Woods University qualify for membership. Employees of several SEGS (including the State of Missouri) are also eligible to join, as are immediate family members of a current MCU member.
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Reviews (2)

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Love credit union.

Posted by: leticiaromero | Feb 11, 2018

Missouri or Mizzou credit union is for anyone of several counties, cities, works for the State of Missouri, or has a family member that is already a member. They offer great rates. They personalize service. At one point when I was depositing a large check the teller commented that I should check out other options to get better rates on my savings. I am so glad I did. I met with a financial advisor who helped me invest my money and make a great financial decision. They work to help you with your financial goals. Not just help themselves.

Comment

Great Experience

Posted by: faithkirby94 | Jun 6, 2017

This credit union is absolutely awesome. I have had accounts with them for a number of years. The customer service is always responsive and professional. I have personally gained from banking here. At a time of making a deposit into my savings account - a knowledgeable teller advised that given my balances I could benefit from other services such as the money market or CD rather than just a savings account. I made a point to talk with them about the options and found I could get a better rate both on my savings and checking by including another account such as money market. I am happy that they made a recommendation to my personal goals of saving. I encourage anyone wanting a great experience in banking to try this credit union. Regardless in person or on the phone you will receive excellent service.

Comment

Health

B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #	65656
Year Chartered	1969
Employees	92
Primary Regulator

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	8.47%
Annual Interest Income	$11.0MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$537.8MM$549.0MM
Loans	Q2 2023vs Q2 2022	$333.5MM$262.4MM
Deposits	Q2 2023vs Q2 2022	$482.0MM$495.2MM
Equity Capital	Q2 2023vs Q2 2022	$47.0MM$42.0MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$783.00K$571.00K
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$516.00K$317.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Missouri Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Missouri Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
6.40%^*	$50k^*	-	IRA Investment Savings
OTHER TIERS: 5.35% → Up to $50k
0.70%^*	$50k^*	-	Savings Plan
OTHER TIERS: 0.10% → Up to $25k \| 0.50% → $25k - $50k
0.50%	$1k	-	Health Savings Account

Missouri Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.01%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.75% → $1k - $10k \| 1.16% → $10k - $25k \| 2.25% → $25k - $50k \| 3.01% → $50k - $100k

Missouri Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	-	$2.5k	Your Money with Interest Checking - Reverse Tier Account
OTHER TIERS: 0.10% → $2.5k+

Missouri Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.01%	$500	-	7 Month CD Special
3.65%	$500	-	60 Month CD
3.65%	$20	-	60 Month Payroll Deposit CD
3.31%	$500	-	48 Month CD
3.31%	$20	-	48 Month Payroll Deposit CD
3.11%	$500	-	36 Month CD
3.11%	$20	-	36 Month Payroll Deposit CD
2.79%	$500	-	12 Month CD
2.79%	$20	-	12 Month Payroll Deposit CD

Missouri Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
5.01%	$500	-	7 Month IRA Special
3.65%	$500	-	60 Month IRA
3.31%	$500	-	48 Month IRA
3.11%	$500	-	36 Month IRA
2.79%	$500	-	12 Month IRA

Locations

Missouri Credit Union Locations
Branch Office	910 Eastland Dr	Jefferson City, MO 65101
Branch Office	3200 W Edgewood Dr	Jefferson City, MO 65109-6866
Branch Office	1815 Southwest Blvd	Jefferson City, MO 65109
Branch Office	111 E Broadway	Columbia, MO 65203
Branch Office	1310 Smiley Ln	Columbia, MO 65202-1934
Branch Office	2101 W Broadway	Columbia, MO 65203
Branch Office	3401 Buttonwood Dr	Columbia, MO 65201-3719

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