Overview / Commentary
2722 E McCarty St
Jefferson City, MO 65101-4428

MECE Credit Union is headquartered in Jefferson City and is the 15th largest credit union in the state of Missouri. It is also the 1,116th largest credit union in the nation. It was established in 1975 and as of December of 2018, it had grown to 14 employees and 10,517 members at 1 location. MECE Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to employees of Missouri electric cooperatives and other associations, groups organizations or societies owned, controlled or operated by the Missouri electric cooperatives.
See current membership details


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Health Grade Components

NCUA #67739
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.79%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$182.5MM$170.1MM
LoansQ4 2018vs Q4 2017$121.8MM$108.1MM
DepositsQ4 2018vs Q4 2017$161.6MM$148.5MM
Equity CapitalQ4 2018vs Q4 2017$18.5MM$17.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$64.00K$72.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$106.00K$111.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MECE Credit Union Savings Account Rates

2.02%*-$10kHealth Savings Account
OTHER TIERS: 1.00% $10k+
1.25%-$10kChristmas Club
1.25%-$10kVacation Club
1.00%--Savings Account
1.00%--IRA - Share Account

MECE Credit Union Checking Account Rates

0.50%--Checking Account

MECE Credit Union CD Rates

3.09%$500-60 Month CD
3.09%$100-60 Month Children's CD
2.83%$500-48 Month CD
2.83%$100-48 Month Children's CD
2.73%$500-36 Month CD
2.73%$100-36 Month Children's CD
2.52%$500-24 Month CD
2.52%$100-24 Month Children's CD
2.32%$500-18 Month CD
2.32%$100-18 Month Children's CD
2.17%$500-12 Month CD
2.17%$100-12 Month Children's CD
1.51%$500-6 Month CD
1.51%$100-6 Month Children's CD
1.10%$500-3 Month CD
1.10%$100-3 Month Children's CD

MECE Credit Union IRA Rates

3.25%$100k-60 Month Jumbo IRA
3.09%$500$100k60 Month IRA
2.99%$100k-48 Month Jumbo IRA
2.89%$100k-36 Month Jumbo IRA
2.84%$500$100k48 Month IRA
2.73%$500$100k36 Month IRA
2.68%$100k-24 Month Jumbo IRA
2.53%$500$100k24 Month IRA
2.48%$100k-18 Month Jumbo IRA
2.32%$500$100k18 Month IRA
2.32%$100k-12 Month Jumbo IRA
2.17%$500$100k12 Month IRA
1.66%$100k-6 Month Jumbo IRA
1.51%$500$100k6 Month IRA
1.26%$100k-3 Month Jumbo IRA
1.11%$500$100k3 Month IRA

MECE Credit Union Locations
Branch Office2722 E McCarty StJefferson City, MO 65101-4428

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