Mobile Educators Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.yourmecu.com

251-473-4712

3150 Airport Blvd
Mobile, AL 36606

Mobile Educators Credit Union is headquartered in MOBILE and is the 33^rd largest credit union in the state of Alabama. It is also the 1,759^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 18 employees and 8,333 members at 4 locations. Mobile Educators Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Mobile Educators Credit Union is open to those who work, attend school or live in the Alabama counties of Baldwin, Clarke, Escambia, Mobile, Monroe, or Washington. Employees of more than 40 Select Employee Groups are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61286
Year Chartered	1954
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	1.07%
Return on Equity - YTD	9.27%
Annual Interest Income	$852K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$109.1MM$106.7MM
Loans	Q1 2025vs Q1 2024	$15.4MM$16.3MM
Deposits	Q1 2025vs Q1 2024	$96.2MM$94.8MM
Equity Capital	Q1 2025vs Q1 2024	$12.6MM$11.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$149K$112K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$137K$60K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Mobile Educators Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$100	-	Vacation Club
0.40%	$100	-	Christmas Club
0.30%	$100	-	Savings

Mobile Educators Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%	$5k	-	6 Month Certificate
3.04%	$5k	-	12 Month Certificate
3.04%	$5k	-	18 Month Certificate
1.51%	$5k	-	60 Month Certificate
1.26%	$5k	-	48 Month Certificate
1.16%	$5k	-	36 Month Certificate

Mobile Educators Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$100	-	IRA Share Account

Locations

Mobile Educators Credit Union Locations
Branch Office	3150 AIRPORT BLVD	MOBILE, AL 36606
Branch Office	7028 US HIGHWAY 90	DAPHNE, AL 36526-9532
Branch Office	7730 COTTAGE HILL RD	MOBILE, AL 36695
Branch Office	12 SARALAND BLVD N	SARALAND, AL 36571-2407

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