Overview / Commentary
8384 N Belt Line Rd
Irving, TX 75063-6006

Mobility Credit Union is headquartered in Irving and is the 87th largest credit union in the state of Texas. It is also the 1,054th largest credit union in the nation. It was established in 1965 and as of December of 2018, it had grown to 32 employees and 14,668 members at 2 locations. Mobility Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's branches in Irving, Hurst, Farmer's Branch or Houston.
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Reviews (1)

Better Banking W/ Credit Unions Are A MYTH!

Or at least Mobility has caused me to believe that. I have applied with them twice once for a loan and once for a credit card. I was turned down twice. Their reasoning: not enough credit history. I checked my credit score using Experian. The same credit bureau that all financial institutions use. I have a score of 731. It's not an 830, but it is "excellent". Experian also stated that my credit score is 53% higher than half of the people in the U.S. if that's not credit worthy I don't know what is. Also with the same credit history and score. I was approved for a car loan much higher than the amount that I request from Mobility and I now have a credit card WITHOUT the co-signer that they were requesting that I get. I think they are broke. I wish they would say so instead of wasting my time and dinging my credit when they know they don't have anything to lend out.


Health Grade Components

NCUA #68606
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD10.06%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$200.3MM$189.4MM
LoansQ4 2018vs Q4 2017$174.4MM$165.3MM
DepositsQ4 2018vs Q4 2017$175.8MM$164.6MM
Equity CapitalQ4 2018vs Q4 2017$15.9MM$14.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$731.00K$495.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.6MM$1.5MM
Real Estate OwnedQ4 2018vs Q4 2017$445.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mobility Credit Union Savings Account Rates

0.25%$100-IRA Savings
0.05%*$5k*-Tiered Savings
OTHER TIERS: 0.03% $100 - $5k

Mobility Credit Union Money Market Rates

1.00%*$500k*-Mobility Performance Money Market
OTHER TIERS: 0.30% $2.5k - $10k | 0.40% $10k - $25k | 0.45% $25k - $50k | 0.80% $50k - $100k | 0.85% $100k - $250k | 0.90% $250k - $500k

Mobility Credit Union Checking Account Rates

4.07%*$100*$1.5kDirection Checking Account
OTHER TIERS: 0.02% $1.5k - $25k | 0.04% $25k - $50k | 0.05% $50k - $100k | 0.06% $100k+

Mobility Credit Union CD Rates

2.68%*$250k*-24 Month CD
OTHER TIERS: 2.58% $500 - $100k | 2.63% $100k - $250k
2.48%*$250k*-12 Month CD
OTHER TIERS: 2.38% $500 - $100k | 2.43% $100k - $250k
2.22%*$250k*-9 Month CD
OTHER TIERS: 2.02% $500 - $100k | 2.12% $100k - $250k
1.97%*$250k*-6 Month CD
OTHER TIERS: 1.76% $500 - $100k | 1.87% $100k - $250k
1.61%*$250k*-3 Month CD
OTHER TIERS: 1.51% $500 - $100k | 1.56% $100k - $250k

Mobility Credit Union IRA Rates

2.68%*$250k*-24 Month IRA
OTHER TIERS: 2.58% $500 - $100k | 2.63% $100k - $250k
2.48%*$250k*-12 Month IRA
OTHER TIERS: 2.38% $500 - $100k | 2.43% $100k - $250k

Mobility Credit Union Locations
Branch Office606 Grapevine Hwy Suite AHurst, TX 76054
Branch Office8384 N Belt Line RdIrving, TX 75063-6006

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