Mobility Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.65% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.60% | 6-month CD | 6 Month CD 0.32% - National Average |
| 0.05% | Savings | Secondary Savings 1.00% - Ally Bank Online Savings Account |
Mobility Credit Union is headquartered in Irving and is the 91st largest credit union in the state of Texas. It is also the 1,135th largest credit union in the nation. It was established in 1965 and as of June of 2016, it had grown to 31 employees and 11,625 members at 4 locations. Mobility Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's branches in Irving, Hurst, Farmer's Branch or Houston.
See current membership details
Related Posts
Better Banking W/ Credit Unions Are A MYTH!
Or at least Mobility has caused me to believe that. I have applied with them twice once for a loan and once for a credit card. I was turned down twice. Their reasoning: not enough credit history. I checked my credit score using Experian. The same credit bureau that all financial institutions use. I have a score of 731. It's not an 830, but it is "excellent". Experian also stated that my credit score is 53% higher than half of the people in the U.S. if that's not credit worthy I don't know what is. Also with the same credit history and score. I was approved for a car loan much higher than the amount that I request from Mobility and I now have a credit card WITHOUT the co-signer that they were requesting that I get. I think they are broke. I wish they would say so instead of wasting my time and dinging my credit when they know they don't have anything to lend out.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68606 |
| Year Chartered | 1965 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.3% |
| Return on Equity - YTD | -3.69% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $164.2MM$175.8MM |
| Loans | Q2 2016vs Q2 2015 | $114.9MM$111.9MM |
| Deposits | Q2 2016vs Q2 2015 | $144.9MM$149.1MM |
| Equity Capital | Q2 2016vs Q2 2015 | $13.5MM$13.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $202.00K$246.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.3MM$1.0MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mobility Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25% | $100 | - | IRA Savings | ||
| 0.25% | $100 | - | Roth IRA Savings | ||
| 0.25% | $100 | - | CESA Savings | ||
| 0.05%* | $5k* | - | Regular Savings | ||
| OTHER TIERS: 0.03% → $100 - $5k | |||||
| 0.05%* | $5k* | - | Secondary Savings | ||
| OTHER TIERS: 0.03% → $100 - $5k | |||||
Mobility Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $500k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $250k | 0.55% → $250k - $500k | |||||
Mobility Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.04%* | $100* | $1,500 | Direction Checking Account | ||
| OTHER TIERS: 0.02% → $1,500 - $25k | 0.04% → $25k - $50k | 0.05% → $50k - $100k | 0.06% → $100k+ | |||||
Mobility Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11% | $1k | - | 24 Month CD Special | ||
| 1.00% | $1k | - | 6 Month Special CD | ||
| 1.00% | $1k | - | 12 Month Special CD | ||
| 1.00% | $1k | - | 9 Month Special CD | ||
| 0.75%* | $250k* | - | 24 Month CD | ||
| OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $50k | 0.65% → $50k - $100k | 0.70% → $100k - $250k | |||||
| 0.75% | $1k | - | 3 Month Special CD | ||
| 0.65%* | $250k* | - | 12 Month CD | ||
| OTHER TIERS: 0.45% → $500 - $2,500 | 0.50% → $2,500 - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k | |||||
| 0.65%* | $250k* | - | 9 Month CD | ||
| OTHER TIERS: 0.45% → $500 - $2,500 | 0.50% → $2,500 - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k | |||||
| 0.60%* | $250k* | - | 6 Month CD | ||
| OTHER TIERS: 0.40% → $500 - $2,500 | 0.45% → $2,500 - $50k | 0.50% → $50k - $100k | 0.55% → $100k - $250k | |||||
| 0.45%* | $250k* | - | 3 Month CD | ||
| OTHER TIERS: 0.25% → $500 - $2,500 | 0.30% → $2,500 - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $250k | |||||
Mobility Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $250k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $50k | 0.65% → $50k - $100k | 0.70% → $100k - $250k | |||||
| 0.65%* | $250k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.45% → $500 - $2,500 | 0.50% → $2,500 - $50k | 0.55% → $50k - $100k | 0.60% → $100k - $250k | |||||
| Mobility Credit Union Locations | ||
|---|---|---|
| Branch Office | 606 Grapevine Hwy Suite A | Hurst, TX 76054 |
| Branch Office | 22560 Tomball Pkwy Ste 100 | Houston, TX 77070 |
| Branch Office | 2101 Valwood Pkwy | Farmers Branch, TX 75234-8816 |
| Branch Office | 8384 N Belt Line Rd | Irving, TX 75063-6006 |