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Mobility Credit Union


Overview / Commentary
www.mobilitycu.com
800-388-7889
8384 North Belt Line Road
Irving, TX 75063

Mobility Credit Union is headquartered in Irving and is the 74th largest credit union in the state of Texas. It is also the 901st largest credit union in the nation. It was established in 1965 and as of September of 2022, it had grown to 44 employees and 21,336 members at 3 locations. Mobility Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Mobility Credit Union is open to all Texas residents through membership in the Texas Consumer Council. Individuals who live, work, worship, or attend school in the Texas counties of Collin, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, or Wise also qualify for membership. Family members of current Mobility Credit Union membership are eligible to join, regardless of where they live.
See current membership details

Related Posts

Rates Lowered - 1/27/2023

Talked to a financial advisor who helped me open a couple of 5year 5.59% CD’s and she said they lowered all rates but the 5year is still good at 5.15%

Mobility Credit Union (TX) Long-Term CDs Offer Excellent Rates - 1/26/2023

Mobility Credit Union (easy membership in Texas) is currently offering rate-leading 48-month and 60-month CDs. $500 minimum opening deposit. Also as IRA CDs.

5.17% 24 Month CD, Allows A Rate Increase - 1/18/2023

As of 1/6/23, Mobility Credit Union in Texas has a 12-mo 4.65%, 18-mo 4.91% and 24-mo 5.17% "rate climber" certificate/CD that allows one rate increase during the term. $5K minimum deposit.

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Reviews (2)

24 Month 5.17% APY

Posted by: |

Just saw this special in the newspaper, and confirmed it on the web site

https://www.mobilitycu.com/rates-fees

6

Great People, Online System Fair, Watch For Hard Pull

Posted by: |

Very nice, pleasant people at the branch. Wonky online platform is subject to going down in the middle of the day. Make sure your mandatory selfie matches your ID closely, or online application may get declined. Be careful not to consent to a hard credit pull if only opening a CD or money market. Much recommended to open accounts at branch vs online.

2


Health
B+

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68606
Year Chartered1965
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD16.86%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$351.7MM$280.2MM
LoansQ3 2022vs Q3 2021$333.0MM$256.5MM
DepositsQ3 2022vs Q3 2021$298.2MM$255.5MM
Equity CapitalQ3 2022vs Q3 2021$28.3MM$24.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.0MM$1.1MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.8MM$1.0MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mobility Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$500k*-High Yield Savings
OTHER TIERS: 0.50% → $2.5k - $10k | 0.65% → $10k - $25k | 0.75% → $25k - $50k | 0.85% → $50k - $100k | 1.00% → $100k - $250k | 1.11% → $250k - $500k
0.30%$100-IRA Savings
0.10%*$5k*-Tiered Savings
OTHER TIERS: 0.07% → $100 - $5k
0.10%$100-Youth Savings

Mobility Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Plus Checking
OTHER TIERS: 0.10% → $1.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k

Mobility Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*-$15kEarn-It Checking Account
OTHER TIERS: 0.05% → $15k+

Mobility Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$500-60 Month CD
5.06%$500-48 Month CD
5.01%$5k-24 Month Rate Climber CD
4.96%$500-24 Month CD
4.91%$5k-18 Month Rate Climber CD
4.85%$500-18 Month CD
4.65%$5k-12 Month Rate Climber CD
4.59%$500-12 Month CD
4.07%$500-9 Month CD
3.82%$500-6 Month CD
3.56%$500-3 Month CD

Mobility Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$500-60 Month IRA
5.06%$500-48 Month IRA
5.01%$5k-24 Month Rate Climber IRA
4.96%$500-24 Month IRA
4.91%$5k-18 Month Rate Climber IRA
4.65%$5k-12 Month Rate Climber IRA
4.59%$500-12 Month IRA
Locations


Mobility Credit Union Locations
Branch Office606 Grapevine Hwy Suite AHurst, TX 76054
Branch Office8384 N Belt Line RdIrving, TX 75063-6006
Branch Office205 E Walnut STCelina, TX 75009

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