Mobility Credit Union is headquartered in Irving and is the 82nd largest credit union in the state of Texas. It is also the 998th largest credit union in the nation. It was established in 1965 and as of December of 2021, it had grown to 38 employees and 19,596 members at 3 locations. Mobility Credit Union's CD rates are 57% higher than the national average, and it has an A health rating.
Membership in Mobility Credit Union is open to all Texas residents through membership in the Texas Consumer Council. Individuals who live, work, worship, or attend school in the Texas counties of Collin, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, or Wise also qualify for membership. Family members of current Mobility Credit Union membership are eligible to join, regardless of where they live.
See current membership details
Very nice, pleasant people at the branch. Wonky online platform is subject to going down in the middle of the day. Make sure your mandatory selfie matches your ID closely, or online application may get declined. Be careful not to consent to a hard credit pull if only opening a CD or money market. Much recommended to open accounts at branch vs online.
Overall | |
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NCUA # | 68606 |
Year Chartered | 1965 |
Employees | 38 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.61% |
Return on Equity - YTD | 18.51% |
Annual Interest Income | $11.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $295.2MM$246.6MM |
Loans | Q4 2021vs Q4 2020 | $262.1MM$229.3MM |
Deposits | Q4 2021vs Q4 2020 | $269.9MM$208.7MM |
Equity Capital | Q4 2021vs Q4 2020 | $25.0MM$19.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.1MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.1MM$2.3MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25% | $100 | - | IRA Savings | ||
0.10% | $100 | - | Youth Savings | ||
0.05%* | $5k* | - | Tiered Savings | ||
OTHER TIERS: 0.03% → $100 - $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53%* | - | $15k | Earn-It Checking Account | ||
OTHER TIERS: 0.04% → $15k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.51% | $500 | - | 24 Month CD | |
1.41% | $500 | - | 12 Month CD | |
1.21% | $500 | - | 9 Month CD | |
1.05% | $500 | - | 6 Month CD | |
0.80% | $500 | - | 3 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.51% | $500 | - | 24 Month IRA | |
1.41% | $500 | - | 12 Month IRA |
Mobility Credit Union Locations | ||
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Branch Office | 606 Grapevine Hwy Suite A | Hurst, TX 76054 |
Branch Office | 8384 N Belt Line Rd | Irving, TX 75063-6006 |
Branch Office | 205 E Walnut ST | Celina, TX 75009 |