Mobility Credit Union

Overview / Commentary
8384 North Belt Line Road
Irving, TX 75063

Mobility Credit Union is headquartered in Irving and is the 84th largest credit union in the state of Texas. It is also the 1,027th largest credit union in the nation. It was established in 1965 and as of June of 2021, it had grown to 38 employees and 18,711 members at 3 locations. Mobility Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Mobility Credit Union is open to all Texas residents through membership in the Texas Consumer Council. Individuals who live, work, worship, or attend school in the Texas counties of Collin, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, or Wise also qualify for membership. Family members of current Mobility Credit Union membership are eligible to join, regardless of where they live.
See current membership details

Related Posts

Mobility Credit Union (TX) CDs Maintain Competitive Rates - 10/25/2021

Mobility Credit Union (easy membership in Texas) has maintained competitive rates on it 9-, 12-, and 24-month CDs for more than a year. Min opening deposit is $500.

Mobility Credit Union (TX) 9-Month CD Available Statewide - 5/24/2021

Mobility Credit Union (easy membership requirement in Texas) 9-month CD continues to offer a competitive rate and be opened with a $500 minimum deposit.

Mobility Credit Union (TX) Earn-It Checking Available Statewide - 4/26/2021

Mobility Credit Union unveiled its rewards checking account, Earn-It Checking, about six months ago. Virtually all Texas residents are eligible.

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Reviews (1)

Great People, Online System Fair, Watch For Hard Pull

Posted by: |

Very nice, pleasant people at the branch. Wonky online platform is subject to going down in the middle of the day. Make sure your mandatory selfie matches your ID closely, or online application may get declined. Be careful not to consent to a hard credit pull if only opening a CD or money market. Much recommended to open accounts at branch vs online.


Health Grade Components

NCUA #68606
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1.71%
Return on Equity - YTD20.43%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$269.4MM$232.8MM
LoansQ2 2021vs Q2 2020$251.1MM$211.0MM
DepositsQ2 2021vs Q2 2020$243.9MM$209.5MM
Equity CapitalQ2 2021vs Q2 2020$22.0MM$18.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.3MM$1.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.2MM$1.9MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mobility Credit Union Savings Account Rates

0.25%$100-IRA Savings
0.10%$100-Youth Savings
0.05%*$5k*-Tiered Savings
OTHER TIERS: 0.03% $100 - $5k

Mobility Credit Union Money Market Rates

0.55%*$500k*-Mobility Performance Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
0.20%*$100k*-Money Market Plus Checking
OTHER TIERS: 0.08% $1.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Mobility Credit Union Checking Account Rates

2.53%*-$15kEarn-It Checking Account
OTHER TIERS: 0.04% $15k+

Mobility Credit Union CD Rates

0.90%$500-24 Month CD
0.80%$500-12 Month CD
0.65%$500-9 Month CD
0.50%$500-6 Month CD
0.40%$500-3 Month CD

Mobility Credit Union IRA Rates

0.90%$500-24 Month IRA
0.80%$500-12 Month IRA

Mobility Credit Union Locations
Branch Office606 Grapevine Hwy Suite AHurst, TX 76054
Branch Office8384 N Belt Line RdIrving, TX 75063-6006
Branch Office205 E Walnut STCelina, TX 75009

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