Mobility Credit Union


Overview / Commentary
800-388-7889
8384 North Belt Line Road
Irving, TX 75063

Mobility Credit Union is headquartered in Irving and is the 79th largest credit union in the state of Texas. It is also the 932nd largest credit union in the nation. It was established in 1965 and as of June of 2022, it had grown to 44 employees and 20,641 members at 3 locations. Mobility Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Mobility Credit Union is open to all Texas residents through membership in the Texas Consumer Council. Individuals who live, work, worship, or attend school in the Texas counties of Collin, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, or Wise also qualify for membership. Family members of current Mobility Credit Union membership are eligible to join, regardless of where they live.
See current membership details

Reviews (1)

Great People, Online System Fair, Watch For Hard Pull

Posted by: |

Very nice, pleasant people at the branch. Wonky online platform is subject to going down in the middle of the day. Make sure your mandatory selfie matches your ID closely, or online application may get declined. Be careful not to consent to a hard credit pull if only opening a CD or money market. Much recommended to open accounts at branch vs online.



Health

Health Grade Components

Overall
NCUA #68606
Year Chartered1965
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD15.69%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$333.0MM$269.4MM
LoansQ2 2022vs Q2 2021$310.3MM$251.1MM
DepositsQ2 2022vs Q2 2021$286.8MM$243.9MM
Equity CapitalQ2 2022vs Q2 2021$27.2MM$22.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.1MM$1.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.1MM$1.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mobility Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-High Yield Savings
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k | 0.45% $250k - $500k
0.30%$100-IRA Savings
0.10%$100-Youth Savings
0.05%*$5k*-Tiered Savings
OTHER TIERS: 0.03% $100 - $5k

Mobility Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market Plus Checking
OTHER TIERS: 0.08% $1.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Mobility Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$15kEarn-It Checking Account
OTHER TIERS: 0.04% $15k+

Mobility Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-24 Month CD
2.89%$500-18 Month CD
2.78%$500-12 Month CD
2.53%$500-9 Month CD
2.38%$500-6 Month CD
2.02%$500-3 Month CD

Mobility Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-24 Month IRA
2.78%$500-12 Month IRA
Locations


Mobility Credit Union Locations
Branch Office606 Grapevine Hwy Suite AHurst, TX 76054
Branch Office8384 N Belt Line RdIrving, TX 75063-6006
Branch Office205 E Walnut STCelina, TX 75009

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