Mobility Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.20% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 1.00% | 6-month CD | 6 Month CD 0.38% - National Average |
| 0.05% | Savings | Secondary Savings |
Mobility Credit Union is headquartered in Irving and is the 90th largest credit union in the state of Texas. It is also the 1,089th largest credit union in the nation. It was established in 1965 and as of March of 2017, it had grown to 26 employees and 12,400 members at 3 locations. Mobility Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's branches in Irving, Hurst, Farmer's Branch or Houston.
See current membership details
Related Posts
Better Banking W/ Credit Unions Are A MYTH!
Or at least Mobility has caused me to believe that. I have applied with them twice once for a loan and once for a credit card. I was turned down twice. Their reasoning: not enough credit history. I checked my credit score using Experian. The same credit bureau that all financial institutions use. I have a score of 731. It's not an 830, but it is "excellent". Experian also stated that my credit score is 53% higher than half of the people in the U.S. if that's not credit worthy I don't know what is. Also with the same credit history and score. I was approved for a car loan much higher than the amount that I request from Mobility and I now have a credit card WITHOUT the co-signer that they were requesting that I get. I think they are broke. I wish they would say so instead of wasting my time and dinging my credit when they know they don't have anything to lend out.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68606 |
| Year Chartered | 1965 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.07% |
| Return on Equity - YTD | 0.91% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $182.7MM$166.7MM |
| Loans | Q1 2017vs Q1 2016 | $150.2MM$110.2MM |
| Deposits | Q1 2017vs Q1 2016 | $160.4MM$147.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $13.2MM$13.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $255.00K$215.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.5MM$735.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mobility Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25% | $100 | - | IRA Savings | ||
| 0.05%* | $5k* | - | Regular Savings | ||
| OTHER TIERS: 0.03% → $100 - $5k | |||||
| 0.05%* | $5k* | - | Secondary Savings | ||
| OTHER TIERS: 0.03% → $100 - $5k | |||||
Mobility Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $500k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $250k | 0.55% → $250k - $500k | |||||
Mobility Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 4.07%* | $100* | $1,500 | Direction Checking Account | ||
| OTHER TIERS: 0.02% → $1,500 - $25k | 0.04% → $25k - $50k | 0.05% → $50k - $100k | 0.06% → $100k+ | |||||
Mobility Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40%* | $250k* | - | 24 Month CD | ||
| OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $50k | 1.00% → $50k - $100k | 1.20% → $100k - $250k | |||||
| 1.20%* | $250k* | - | 12 Month CD | ||
| OTHER TIERS: 0.45% → $500 - $2,500 | 0.50% → $2,500 - $50k | 0.80% → $50k - $100k | 1.00% → $100k - $250k | |||||
| 1.10%* | $250k* | - | 9 Month CD | ||
| OTHER TIERS: 0.45% → $500 - $2,500 | 0.50% → $2,500 - $50k | 0.70% → $50k - $100k | 0.90% → $100k - $250k | |||||
| 1.00%* | $250k* | - | 6 Month CD | ||
| OTHER TIERS: 0.40% → $500 - $2,500 | 0.45% → $2,500 - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k | |||||
| 0.80%* | $250k* | - | 3 Month CD | ||
| OTHER TIERS: 0.25% → $500 - $2,500 | 0.30% → $2,500 - $50k | 0.50% → $50k - $100k | 0.60% → $100k - $250k | |||||
Mobility Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40%* | $250k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.50% → $500 - $2,500 | 0.55% → $2,500 - $50k | 1.00% → $50k - $100k | 1.20% → $100k - $250k | |||||
| 1.20%* | $250k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.45% → $500 - $2,500 | 0.50% → $2,500 - $50k | 0.80% → $50k - $100k | 1.00% → $100k - $250k | |||||
| Mobility Credit Union Locations | ||
|---|---|---|
| Branch Office | 606 Grapevine Hwy Suite A | Hurst, TX 76054 |
| Branch Office | 2101 Valwood Pkwy | Farmers Branch, TX 75234-8816 |
| Branch Office | 8384 N Belt Line Rd | Irving, TX 75063-6006 |