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Overview / Commentary
800-388-7889
8384 N Belt Line Rd
Irving, TX 75063-6006

Mobility Credit Union is headquartered in Irving and is the 91st largest credit union in the state of Texas. It is also the 1,147th largest credit union in the nation. It was established in 1965 and as of September of 2016, it had grown to 32 employees and 11,834 members at 4 locations. Mobility Credit Union's money market rates are 36% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's branches in Irving, Hurst, Farmer's Branch or Houston.
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Reviews (1)

Better Banking W/ Credit Unions Are A MYTH!

Or at least Mobility has caused me to believe that. I have applied with them twice once for a loan and once for a credit card. I was turned down twice. Their reasoning: not enough credit history. I checked my credit score using Experian. The same credit bureau that all financial institutions use. I have a score of 731. It's not an 830, but it is "excellent". Experian also stated that my credit score is 53% higher than half of the people in the U.S. if that's not credit worthy I don't know what is. Also with the same credit history and score. I was approved for a car loan much higher than the amount that I request from Mobility and I now have a credit card WITHOUT the co-signer that they were requesting that I get. I think they are broke. I wish they would say so instead of wasting my time and dinging my credit when they know they don't have anything to lend out.



Health
C+

Health Grade Components

Overall
NCUA #68606
Year Chartered1965
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-3.24%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$164.4MM$183.7MM
LoansQ3 2016vs Q3 2015$134.1MM$111.1MM
DepositsQ3 2016vs Q3 2015$145.9MM$148.8MM
Equity CapitalQ3 2016vs Q3 2015$13.2MM$13.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$206.00K$224.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.4MM$578.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mobility Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Savings
0.25%$100-Roth IRA Savings
0.25%$100-CESA Savings
0.05%*$5k*-Regular Savings
OTHER TIERS: 0.03% $100 - $5k
0.05%*$5k*-Secondary Savings
OTHER TIERS: 0.03% $100 - $5k

Mobility Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*-Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.45% $50k - $100k | 0.50% $100k - $250k | 0.55% $250k - $500k

Mobility Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$100*$1,500Direction Checking Account
OTHER TIERS: 0.02% $1,500 - $25k | 0.04% $25k - $50k | 0.05% $50k - $100k | 0.06% $100k+

Mobility Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$1k-24 Month CD Special
1.00%$1k-6 Month Special CD
1.00%$1k-12 Month Special CD
1.00%$1k-9 Month Special CD
0.75%*$250k*-24 Month CD
OTHER TIERS: 0.50% $500 - $2,500 | 0.55% $2,500 - $50k | 0.65% $50k - $100k | 0.70% $100k - $250k
0.75%$1k-3 Month Special CD
0.65%*$250k*-12 Month CD
OTHER TIERS: 0.45% $500 - $2,500 | 0.50% $2,500 - $50k | 0.55% $50k - $100k | 0.60% $100k - $250k
0.65%*$250k*-9 Month CD
OTHER TIERS: 0.45% $500 - $2,500 | 0.50% $2,500 - $50k | 0.55% $50k - $100k | 0.60% $100k - $250k
0.60%*$250k*-6 Month CD
OTHER TIERS: 0.40% $500 - $2,500 | 0.45% $2,500 - $50k | 0.50% $50k - $100k | 0.55% $100k - $250k
0.45%*$250k*-3 Month CD
OTHER TIERS: 0.25% $500 - $2,500 | 0.30% $2,500 - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k

Mobility Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-24 Month IRA
OTHER TIERS: 0.50% $500 - $2,500 | 0.55% $2,500 - $50k | 0.65% $50k - $100k | 0.70% $100k - $250k
0.65%*$250k*-12 Month IRA
OTHER TIERS: 0.45% $500 - $2,500 | 0.50% $2,500 - $50k | 0.55% $50k - $100k | 0.60% $100k - $250k
Locations


Mobility Credit Union Locations
Branch Office606 Grapevine Hwy Suite AHurst, TX 76054
Branch Office22560 Tomball Pkwy Ste 100Houston, TX 77070
Branch Office2101 Valwood PkwyFarmers Branch, TX 75234-8816
Branch Office8384 N Belt Line RdIrving, TX 75063-6006