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Mobility Credit Union


Overview / Commentary
www.mobilitycu.com
800-388-7889
8384 North Belt Line Road
Irving, TX 75063

Mobility Credit Union is headquartered in Irving and is the 82nd largest credit union in the state of Texas. It is also the 998th largest credit union in the nation. It was established in 1965 and as of December of 2021, it had grown to 38 employees and 19,596 members at 3 locations. Mobility Credit Union's CD rates are 57% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Mobility Credit Union is open to all Texas residents through membership in the Texas Consumer Council. Individuals who live, work, worship, or attend school in the Texas counties of Collin, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, or Wise also qualify for membership. Family members of current Mobility Credit Union membership are eligible to join, regardless of where they live.
See current membership details

Related Posts

Mobility Credit Union (TX) CDs Maintain Competitive Rates - 10/25/2021

Mobility Credit Union (easy membership in Texas) has maintained competitive rates on it 9-, 12-, and 24-month CDs for more than a year. Min opening deposit is $500.

Mobility Credit Union (TX) 9-Month CD Available Statewide - 5/24/2021

Mobility Credit Union (easy membership requirement in Texas) 9-month CD continues to offer a competitive rate and be opened with a $500 minimum deposit.

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Reviews (1)

Great People, Online System Fair, Watch For Hard Pull

Posted by: |

Very nice, pleasant people at the branch. Wonky online platform is subject to going down in the middle of the day. Make sure your mandatory selfie matches your ID closely, or online application may get declined. Be careful not to consent to a hard credit pull if only opening a CD or money market. Much recommended to open accounts at branch vs online.

1


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #68606
Year Chartered1965
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD1.61%
Return on Equity - YTD18.51%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$295.2MM$246.6MM
LoansQ4 2021vs Q4 2020$262.1MM$229.3MM
DepositsQ4 2021vs Q4 2020$269.9MM$208.7MM
Equity CapitalQ4 2021vs Q4 2020$25.0MM$19.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.1MM$1.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.1MM$2.3MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mobility Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mobility Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Savings
0.10%$100-Youth Savings
0.05%*$5k*-Tiered Savings
OTHER TIERS: 0.03% → $100 - $5k

Mobility Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$500k*-Mobility Performance Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k | 0.35% → $250k - $500k
0.20%*$100k*-Money Market Plus Checking
OTHER TIERS: 0.08% → $1.5k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k

Mobility Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$15kEarn-It Checking Account
OTHER TIERS: 0.04% → $15k+

Mobility Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-24 Month CD
1.41%$500-12 Month CD
1.21%$500-9 Month CD
1.05%$500-6 Month CD
0.80%$500-3 Month CD

Mobility Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-24 Month IRA
1.41%$500-12 Month IRA
Locations


Mobility Credit Union Locations
Branch Office606 Grapevine Hwy Suite AHurst, TX 76054
Branch Office8384 N Belt Line RdIrving, TX 75063-6006
Branch Office205 E Walnut STCelina, TX 75009

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