Mocse Federal Credit Union

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High Yield 12-Month CD

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Consistently Competitive Rates.
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1.05% APY

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24/7 Customer Care.

1.00% APY

Overview / Commentary

www.mocse.org

209-572-3600

3600 Coffee Rd
Modesto, CA 95355-1163

Mocse Federal Credit Union is headquartered in Modesto and is the 99^th largest credit union in the state of California. It is also the 812^th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 72 employees and 30,868 members at 4 locations. Mocse Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Stanislaus, Mariposa, Merced or Tuolumne Counties in California. Also open to employees of several other Institutions and companies.
See current membership details

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Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	12805
Year Chartered	1959
Employees	72
Primary Regulator

Profit Margin
Return on Assets - YTD	0.24%
Return on Equity - YTD	3.01%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$264.6MM$249.1MM
Loans	Q2 2016vs Q2 2015	$95.1MM$75.9MM
Deposits	Q2 2016vs Q2 2015	$242.1MM$227.1MM
Equity Capital	Q2 2016vs Q2 2015	$20.8MM$20.7MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$629.00K$439.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$118.00K$189.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mocse Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%^*	$25k^*	-	IRA Share Account
OTHER TIERS: 0.03% → $100 - $2,500 \| 0.05% → $2,500 - $10k \| 0.07% → $10k - $25k
0.03%	-	-	Share Savings Account
0.03%	-	-	Club Account
0.03%	-	-	Youth Account
0.03%	-	-	Savasaurus Child Account

Mocse Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%^*	$25k^*	-	Share Money Market Account
OTHER TIERS: 0.05% → $2,500 - $10k \| 0.07% → $10k - $25k

Locations

Mocse Federal Credit Union Locations
Branch Office	430 N Washington St	Sonora, CA 95370
Branch Office	1401 Geer Rd	Turlock, CA 95380-3206
Branch Office	1400 J St	Modesto, CA 95354-1013
Branch Office	3600 Coffee Rd	Modesto, CA 95355-1163