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Overview / Commentary
3600 Coffee Rd
Modesto, CA 95355-1163

Mocse Federal Credit Union is headquartered in Modesto and is the 99th largest credit union in the state of California. It is also the 819th largest credit union in the nation. It was established in 1959 and as of March of 2016, it had grown to 71 employees and 30,634 members at 4 locations. Mocse Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Stanislaus, Mariposa, Merced or Tuolumne Counties in California. Also open to employees of several other Institutions and companies.
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Health Grade Components

NCUA #12805
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD3.03%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$261.5MM$249.7MM
LoansQ1 2016vs Q1 2015$89.8MM$72.6MM
DepositsQ1 2016vs Q1 2015$239.7MM$227.6MM
Equity CapitalQ1 2016vs Q1 2015$20.6MM$20.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$577.00K$433.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$112.00K$56.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mocse Federal Credit Union Savings Account Rates

0.12%*$25k*-IRA Share Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $10k | 0.07% $10k - $25k
0.03%--Share Savings Account
0.03%--Club Account
0.03%--Youth Account
0.03%--Savasaurus Child Account

Mocse Federal Credit Union Money Market Rates

0.12%*$25k*-Share Money Market Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.07% $10k - $25k

Mocse Federal Credit Union Locations
Branch Office430 N Washington StSonora, CA 95370
Branch Office321 E Main StTurlock, CA 95380-4537
Branch Office1400 J StModesto, CA 95354-1013
Branch Office3600 Coffee RdModesto, CA 95355-1163