Mocse Federal Credit Union is headquartered in Modesto and is the 99th largest credit union in the state of California. It is also the 792nd largest credit union in the nation. It was established in 1959 and as of March of 2018, it had grown to 74 employees and 33,649 members at 4 locations. Mocse Federal Credit Union has an A health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in Stanislaus, Mariposa, Merced or Tuolumne Counties in California. Also open to employees of several other Institutions and companies.
See current membership details
Convenient Location and Easy Service
I have been with MOCSE for almost 14 years. The bank is one that is small in size, I believe they have four locations. I love that they offer various services in each of their branches and they are involved in the community. They are also proponents of education in this area and have a bank location adjacent to a high school where there are students who are the employees who help to run the bank, gaining valuable experience and providing a service to members of a smaller community in this area.
In general the fees are reasonable and I appreciate that I am able to see my kids account information when I log into my personal account.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12805 |
| Year Chartered | 1959 |
| Employees | 74 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 13.92% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $306.6MM$289.3MM |
| Loans | Q1 2018vs Q1 2017 | $143.1MM$115.9MM |
| Deposits | Q1 2018vs Q1 2017 | $282.5MM$266.7MM |
| Equity Capital | Q1 2018vs Q1 2017 | $21.9MM$21.3MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.1MM$887.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $299.00K$200.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mocse Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mocse Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.06%* | $25k* | - | IRA Share Account | ||
| OTHER TIERS: 0.02% → $100 - $2,500 | 0.03% → $2,500 - $10k | 0.04% → $10k - $25k | |||||
Mocse Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.06%* | $25k* | - | Share Money Market Account | ||
| OTHER TIERS: 0.03% → $2,500 - $10k | 0.04% → $10k - $25k | |||||
| Mocse Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 430 N Washington St | Sonora, CA 95370 |
| Branch Office | 1401 Geer Rd | Turlock, CA 95380-3206 |
| Branch Office | 1400 J St | Modesto, CA 95354-1013 |
| Branch Office | 3600 Coffee Rd | Modesto, CA 95355-1163 |