Modesto's First Federal Credit Union is headquartered in Modesto and is the 183rd largest credit union in the state of California. It is also the 2,297th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 8 employees and 3,246 members at 1 location. Modesto's First Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Modesto's First Federal Credit Union is open to: 1) Those who live, work, worship, or attend school in Modesto City; 2) Employees of the City of Modesto, employees of AT&T who work in Modesto, Physicians and their staff members, and employees of the Stanislaus Medical Society in Modesto, employees and volunteers of Habitat for Humanity, and the Children's Crisis Center in Stanislaus County, employees of Four Star Recovery; 3) Immediate family of eligible persons in the aforementioned groups.
See current membership details
Overall | |
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NCUA # | 4022 |
Year Chartered | 1940 |
Employees | 8 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.8% |
Return on Equity - YTD | 7.74% |
Annual Interest Income | $769K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $58.7MM$53.6MM |
Loans | Q1 2025vs Q1 2024 | $44.4MM$40.4MM |
Deposits | Q1 2025vs Q1 2024 | $52.5MM$47.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $5.9MM$5.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $243K$166K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $355K$161K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Modesto's First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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2.02%* | $200* | $1k | Youth Shares | ||
OTHER TIERS: 0.75% → $1k+ | |||||
0.75% | $200 | - | Regular Share Account | ||
0.75% | $200 | - | Holiday Club Account | ||
0.75% | $5 | - | Vacation Club Account | ||
0.75% | $5 | - | Tax Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $500 | - | Share Draft Account |
Modesto's First Federal Credit Union Locations | ||
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Branch Office | 430 12th St | Modesto, CA 95354-2423 |