Modesto's First Federal Credit Union


Overview / Commentary
209-521-2020
430 12th St
Modesto, CA 95354

Modesto's First Federal Credit Union is headquartered in Modesto and is the 187th largest credit union in the state of California. It is also the 2,332nd largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 7 employees and 3,196 members at 1 location. Modesto's First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Modesto's First Federal Credit Union is open to: 1) Those who live, work, worship, or attend school in Modesto City; 2) Employees of the City of Modesto, employees of AT&T who work in Modesto, Physicians and their staff members, and employees of the Stanislaus Medical Society in Modesto, employees and volunteers of Habitat for Humanity, and the Children's Crisis Center in Stanislaus County, employees of Four Star Recovery; 3) Immediate family of eligible persons in the aforementioned groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Modesto's First Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #4022
Year Chartered1940
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.69%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$56.5MM$52.5MM
LoansQ4 2024vs Q4 2023$42.9MM$40.4MM
DepositsQ4 2024vs Q4 2023$50.5MM$46.8MM
Equity CapitalQ4 2024vs Q4 2023$5.8MM$5.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$199K$154K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$282K$275K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Modesto's First Federal Credit Union are currently being reviewed.

Locations


Modesto's First Federal Credit Union Locations
Branch Office430 12th StModesto, CA 95354-2423

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.