Modesto's First Federal Credit Union is headquartered in Modesto and is the 187th largest credit union in the state of California. It is also the 2,332nd largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 7 employees and 3,196 members at 1 location. Modesto's First Federal Credit Union has a B+ health rating.
Modesto's First Federal Credit Union is open to: 1) Those who live, work, worship, or attend school in Modesto City; 2) Employees of the City of Modesto, employees of AT&T who work in Modesto, Physicians and their staff members, and employees of the Stanislaus Medical Society in Modesto, employees and volunteers of Habitat for Humanity, and the Children's Crisis Center in Stanislaus County, employees of Four Star Recovery; 3) Immediate family of eligible persons in the aforementioned groups.
See current membership details
Overall | |
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NCUA # | 4022 |
Year Chartered | 1940 |
Employees | 7 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.59% |
Return on Equity - YTD | 5.69% |
Annual Interest Income | $2.7MM |
Assets and Liabilities | ||
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Assets | Q4 2024vs Q4 2023 | $56.5MM$52.5MM |
Loans | Q4 2024vs Q4 2023 | $42.9MM$40.4MM |
Deposits | Q4 2024vs Q4 2023 | $50.5MM$46.8MM |
Equity Capital | Q4 2024vs Q4 2023 | $5.8MM$5.5MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $199K$154K |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $282K$275K |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Rates for Modesto's First Federal Credit Union are currently being reviewed.
Modesto's First Federal Credit Union Locations | ||
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Branch Office | 430 12th St | Modesto, CA 95354-2423 |
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