Featured Savings Rates
Featured Accounts

Modesto's First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.28%1-year CD12 Month Share Certificate
0.05%SavingsRegular Share Account
0.65%3-year CD36 Month Share Certificate

Overview / Commentary
888-945-2020
430 12th St
Modesto, CA 95354-2423

Modesto's First Federal Credit Union is headquartered in Modesto and is the 240th largest credit union in the state of California. It is also the 2,881st largest credit union in the nation. It was established in 1940 and as of September of 2016, it had grown to 6 employees and 2,566 members at 1 location. Modesto's First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the city of Modesto, Lucent Technologies, Proctor and Gamble working in Stanislaus County, AT&T working in Stanislaus County, A. E. Kline DVM / College Veterinary Hospital, Liquid container L.P., Modesto Tractor, Fabricated Extrusion working in Modesto, European Automotive Specialties, Manteca Ambulance Service – Manteca & Sonora, City of Hughson, Four Star Recovery, Capital Auctions, Physicians, physician’s staff members of Stanislaus Medical Society in Modesto, and select other groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Modesto's First Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #4022
Year Chartered1940
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.65%
Return on Equity - YTD-5.01%
Annual Interest Income$564.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$30.9MM$30.4MM
LoansQ3 2016vs Q3 2015$8.9MM$7.3MM
DepositsQ3 2016vs Q3 2015$26.9MM$26.2MM
Equity CapitalQ3 2016vs Q3 2015$3.9MM$4.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$141.00K$63.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$33.00K$38.00K
Real Estate OwnedQ3 2016vs Q3 2015$210.00K$210.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Modesto's First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Modesto's First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$1kYouth Shares
OTHER TIERS: 0.05% $1k+
0.06%--IRA Share Account
0.06%--Roth IRA Share Account
0.05%$25-Regular Share Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

Modesto's First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Account

Modesto's First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-36 Month Share Certificate
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
0.40%*$50k*-24 Month Share Certificate
OTHER TIERS: 0.35% $1k - $50k
0.28%*$50k*-12 Month Share Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k
0.20%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.10% $1k - $10k | 0.14% $10k - $50k

Modesto's First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-36 Month IRA Certificate
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
0.40%*$50k*-24 Month IRA Certificate
OTHER TIERS: 0.35% $1k - $50k
0.28%*$50k*-12 Month IRA Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k
0.20%*$50k*-6 Month IRA Certificate
OTHER TIERS: 0.10% $1k - $10k | 0.14% $10k - $50k
Locations


Modesto's First Federal Credit Union Locations
Branch Office430 12th StModesto, CA 95354-2423