Modesto's First Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.90% | 1-year CD | 1.37% - National Average |
| 0.20% | Savings | 0.26% - National Average |
| 1.59% | 3-year CD | 1.87% - National Average |
Modesto's First Federal Credit Union is headquartered in Modesto and is the 227th largest credit union in the state of California. It is also the 2,846th largest credit union in the nation. It was established in 1940 and as of December of 2018, it had grown to 7 employees and 2,474 members at 1 location. Modesto's First Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership to Modesto's First Federal Credit Union is open to employees of the city of Modesto, Lucent Technologies, Proctor and Gamble working in Stanislaus County, AT&T working in Stanislaus County, A. E. Kline DVM / College Veterinary Hospital, Liquid container L.P., Modesto Tractor, Fabricated Extrusion working in Modesto, European Automotive Specialties, Manteca Ambulance Service – Manteca & Sonora, City of Hughson, Four Star Recovery, Capital Auctions, Physicians, physician’s staff members of Stanislaus Medical Society in Modesto, and select other groups.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4022 |
| Year Chartered | 1940 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 5.74% |
| Annual Interest Income | $984.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $30.8MM$31.1MM |
| Loans | Q4 2018vs Q4 2017 | $15.3MM$15.4MM |
| Deposits | Q4 2018vs Q4 2017 | $26.3MM$26.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.4MM$4.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $110.00K$117.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $101.00K$41.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Modesto's First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Modesto's First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | $200* | $1k | Youth Shares | ||
| OTHER TIERS: 0.20% → $1k+ | |||||
| 0.20% | $200 | - | Regular Share Account | ||
| 0.20% | - | - | IRA Share Account | ||
| 0.20% | $200 | - | Club Account | ||
Modesto's First Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $500 | - | Share Draft Account |
Modesto's First Federal Credit Union CD Rates
| Modesto's First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 430 12th St | Modesto, CA 95354-2423 |