Featured Savings Rates
Featured Accounts

Mohawk Valley Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.08%SavingsShares Account
1.10%3-year CD36 Month CD

Overview / Commentary
315-624-2950
9212 River Rd
Marcy, NY 13403

Mohawk Valley Federal Credit Union is headquartered in Marcy and is the 142nd largest credit union in the state of New York. It is also the 2,762nd largest credit union in the nation. It was established in 1971 and as of September of 2016, it had grown to 4 employees and 3,178 members at 2 locations. Mohawk Valley Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of Herkimer County or employees of New York State.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mohawk Valley Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20823
Year Chartered1971
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD4.73%
Annual Interest Income$793.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$33.9MM$31.9MM
LoansQ3 2016vs Q3 2015$17.1MM$16.5MM
DepositsQ3 2016vs Q3 2015$29.5MM$27.8MM
Equity CapitalQ3 2016vs Q3 2015$4.2MM$4.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$99.00K$87.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$905.00K$924.00K
Real Estate OwnedQ3 2016vs Q3 2015$45.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mohawk Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mohawk Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-IRA Savings
0.08%$100-Shares Account
0.05%--Christmas Club Account

Mohawk Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market Account

Mohawk Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Share Draft

Mohawk Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$10k-36 Month CD
0.75%$10k-24-30 Month CD
0.60%$10k-18 Month CD
0.50%$5k-12 Month CD
0.40%$1k-6 Month CD

Mohawk Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$10k-36 Month IRA
0.75%$10k-24-30 Month IRA
0.60%$10k-18 Month IRA
Locations


Mohawk Valley Federal Credit Union Locations
Branch Office207 Genesee StUtica, NY 13501
Branch Office9212 River RdMarcy, NY 13403