Overview / Commentary
Mokelumne Federal Credit Union is headquartered in Stockton and is the 188th largest credit union in the state of California. It is also the 2,188th largest credit union in the nation. It was established in 1959 and as of December of 2021, it had grown to 13 employees and 6,141 members at 2 locations. Mokelumne Federal Credit Union has an A health rating.
Field of Membership Restrictions
Mokelumne Federal Credit Union offers membership to those who live, work, or worship in San Joaquin County.
See current membership details
Health
A
Data as of Q4 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mokelumne Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13265 |
| Year Chartered | 1959 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.11% |
| Return on Equity - YTD | 1.01% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $70.1MM$57.8MM |
| Loans | Q4 2021vs Q4 2020 | $23.3MM$24.5MM |
| Deposits | Q4 2021vs Q4 2020 | $62.6MM$50.4MM |
| Equity Capital | Q4 2021vs Q4 2020 | $7.3MM$7.2MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $179.00K$190.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $62.00K$39.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |