Mokelumne Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mokelumnefcu.com

209-938-1088

10628 Trinity Pkwy Ste A
Stockton, CA 95219

Mokelumne Federal Credit Union is headquartered in Stockton and is the 182^nd largest credit union in the state of California. It is also the 2,294^th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 12 employees and 5,915 members at 2 locations. Mokelumne Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Mokelumne Federal Credit Union offers membership to those who live, work, or worship in San Joaquin County, California.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mokelumne Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	13265
Year Chartered	1959
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	0.83%
Return on Equity - YTD	5.85%
Annual Interest Income	$508K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$59MM$64.9MM
Loans	Q1 2025vs Q1 2024	$26.8MM$27.1MM
Deposits	Q1 2025vs Q1 2024	$50.4MM$56.6MM
Equity Capital	Q1 2025vs Q1 2024	$8.4MM$7.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$289K$244K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$16K$2K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mokelumne Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$25	-	Young Saver
0.01%	$100	-	Primary Shares
0.01%	$100	-	Secondary Shares
0.01%	$1	-	Christmas Club

Mokelumne Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	$1000k	Money Market
OTHER TIERS: 0.35% → $500 - $15k \| 0.40% → $15k - $25k \| 0.45% → $25k - $50k

Mokelumne Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%	$25	-	Senior Checking

Mokelumne Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$2k	-	24 Month Share Certificate
0.10%	$200	-	6 Month Young Saver Certificate
0.07%	$2k	-	12 Month Share Certificate
0.05%	$2k	-	6 Month Share Certificate

Mokelumne Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1.5k	-	24 Month IRA Certificate
0.07%	$1.5k	-	12 Month IRA Certificate
0.05%	$1.5k	-	6 Month IRA Certificate
0.01%	$25	-	IRA Savings

Locations

Mokelumne Federal Credit Union Locations
Branch Office	2310 Tienda Dr Ste 204	Lodi, CA 95242-4130
Corporate Office	10628 Trinity Pkwy Ste A	Stockton, CA 95219-7231

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