Monesty

Deposits held and insured by American Commerce Bank, N.A.

Overview / Commentary
833-715-2112
10690 Medlock Bridge Road
Johns Creek, GA 30097
Deposits held and insured by American Commerce Bank, N.A.
Reviews (1)

Simple And Quick

Posted by: |

Opened a 2-year CD with Monesty. Easy on-line application and received paperwork within an hour of completing. ACH deposit funded within 3 days. Very happy with process.



Health
B

Data as of Q1 2025

Data displayed below is for insuring bank: American Commerce Bank, N.A.
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Health Grade Components

Overall
FDIC Certificate #57686
Year Established2004
Employees50
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD9.72%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$511.5MM$493.8MM
LoansQ1 2025vs Q1 2024$432.2MM$414.6MM
DepositsQ1 2025vs Q1 2024$416.7MM$410.8MM
Equity CapitalQ1 2025vs Q1 2024$73.6MM$67.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.1MM$8.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$16.5MM$10.6MM
Real Estate OwnedQ1 2025vs Q1 2024$561K$0
Rates

Sorry, we do not have rate data for Monesty.

Locations

Monesty is an Internet only bank and does not have branch locations. Its headquarters is located at 10690 Medlock Bridge Road - Johns Creek, GA 30097

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