Monesty

Deposits held and insured by American Commerce Bank, N.A.

Overview / Commentary
833-715-2112
10690 Medlock Bridge Road
Johns Creek, GA 30097
Deposits held and insured by American Commerce Bank, N.A.
Reviews (1)

Simple And Quick

Posted by: |

Opened a 2-year CD with Monesty. Easy on-line application and received paperwork within an hour of completing. ACH deposit funded within 3 days. Very happy with process.



Health
A

Data as of Q3 2023

Data displayed below is for insuring bank: American Commerce Bank, N.A.
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Health Grade Components

Overall
FDIC Certificate #57686
Year Established2004
Employees55
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD10.86%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$505.8MM$470.9MM
LoansQ3 2023vs Q3 2022$409.6MM$400.3MM
DepositsQ3 2023vs Q3 2022$420.9MM$398.4MM
Equity CapitalQ3 2023vs Q3 2022$63.7MM$56.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$8.9MM$7.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.9MM$2.6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Monesty; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monesty Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%*$1k*$50kMonesty High Yield Savings Special w/Checking
OTHER TIERS: 0.95% $50k+
4.33%*$1k*$50kMonesty High Yield Savings
OTHER TIERS: 0.70% $50k+

Monesty Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.48%$1k-Personal Money Market

Monesty Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.18%*$100*$5kSilver Creek Checking Special
OTHER TIERS: 0.35% $5k+
4.18%*$1k*$10kSafe Harbor Personal Interest Checking Special
OTHER TIERS: 0.35% $10k+

Monesty CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.96%$500$250k2 Year CD
4.85%$500$250k1 Year CD
Locations

Monesty is an Internet only bank and does not have branch locations. Its headquarters is located at 10690 Medlock Bridge Road - Johns Creek, GA 30097

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.