Opened a 2-year CD with Monesty. Easy on-line application and received paperwork within an hour of completing. ACH deposit funded within 3 days. Very happy with process.
Overall | |
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FDIC Certificate # | 57686 |
Year Established | 2004 |
Employees | 50 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.35% |
Return on Equity - YTD | 9.72% |
Annual Interest Income | $8.4MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $511.5MM$493.8MM |
Loans | Q1 2025vs Q1 2024 | $432.2MM$414.6MM |
Deposits | Q1 2025vs Q1 2024 | $416.7MM$410.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $73.6MM$67.1MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $9.1MM$8.5MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $16.5MM$10.6MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $561K$0 |
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Monesty is an Internet only bank and does not have branch locations. Its headquarters is located at 10690 Medlock Bridge Road - Johns Creek, GA 30097