Money Federal Credit Union

Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 127th largest credit union in the state of New York. It is also the 2,453rd largest credit union in the nation. It was established in 1976 and as of March of 2024, it had grown to 8 employees and 3,665 members at 1 location. Money Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-3.67%
Annual Interest Income$408K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$50.9MM$50.7MM
LoansQ1 2024vs Q1 2023$24.2MM$26.1MM
DepositsQ1 2024vs Q1 2023$46.7MM$47.4MM
Equity CapitalQ1 2024vs Q1 2023$3.9MM$2.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$189K$177K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$105K$8K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money Federal Credit Union Savings Account Rates

0.10%$100-Regular Savings
0.10%$0-Holiday Savings
0.10%$0-Vacation Savings
0.10%$0-U-Name It Savings
0.10%$0-Teen Savings
0.10%$0-Kids Savings
0.10%$0-IRA Savings

Money Federal Credit Union Money Market Rates

0.85%*$100k*-Money Market Savings
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k

Money Federal Credit Union CD Rates

4.75%$500-18 Month Certificate-New Money
4.15%$500-18 Month Certificate
3.25%$500-12 Month Certificate
3.00%$500-24 Month Certificate
2.25%$500-6 Month Certificate
1.60%$500-60 Month Certificate
1.55%$500-48 Month Certificate
1.45%$500-36 Month Certificate

Money Federal Credit Union IRA Rates

3.25%$500-12 Month IRA Certificate
3.00%$500-24 Month IRA Certificate
1.60%$500-60 Month IRA Certificate
1.55%$500-48 Month IRA Certificate
1.45%$500-36 Month IRA Certificate

Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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