Money Federal Credit Union

Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 120th largest credit union in the state of New York. It is also the 2,454th largest credit union in the nation. It was established in 1976 and as of September of 2019, it had grown to 9 employees and 4,030 members at 1 location. Money Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in Cayuga, Madison, Onondaga, or Oswego Counties, New York. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details

Related Posts

15-Month CD Special, 3.05% APY - 2/6/2019

Limited time CD special requires $500 minimum to open. Membership open to residents of Cayuga, Madison, Onondaga, and Oswego Counties (NY).

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.22%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$44.5MM$42.3MM
LoansQ3 2019vs Q3 2018$28.2MM$29.1MM
DepositsQ3 2019vs Q3 2018$38.2MM$36.4MM
Equity CapitalQ3 2019vs Q3 2018$6.1MM$5.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$83.00K$87.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$317.00K$177.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money Federal Credit Union Savings Account Rates

0.10%$100-Regular Savings
0.10%--Holiday Savings
0.10%--Vacation Savings
0.10%--U-Name It Savings
0.10%--Teen Savings
0.10%--Kids Savings
0.10%--IRA Savings

Money Federal Credit Union Money Market Rates

0.65%*$100k*-Money Market Savings
OTHER TIERS: 0.30% $2.5k - $10k | 0.40% $10k - $25k | 0.50% $25k - $100k

Money Federal Credit Union CD Rates

1.61%$500-60 Month Certificate
1.51%$500-48 Month Certificate
1.41%$500-36 Month Certificate
1.31%$500-24 Month Certificate
1.21%$500-18 Month Certificate
1.01%$500-12 Month Certificate
1.01%$500-15 Month Certificate
0.70%$500-6 Month Certificate
0.70%$500-9 Month Certificate
0.40%$500-3 Month Certificate

Money Federal Credit Union IRA Rates

1.61%$500-60 Month IRA Certificate
1.51%$500-48 Month IRA Certificate
1.41%$500-36 Month IRA Certificate
1.31%$500-24 Month IRA Certificate
1.01%$500-12 Month IRA Certificate

Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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