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Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 128th largest credit union in the state of New York. It is also the 2,564th largest credit union in the nation. It was established in 1976 and as of September of 2016, it had grown to 9 employees and 4,260 members at 1 location. Money Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to live, work, worship or attend school in Onondaga, Oswego, Cayuga or Madison County.
See current membership details

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD3.76%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$40.2MM$40.6MM
LoansQ3 2016vs Q3 2015$29.3MM$29.3MM
DepositsQ3 2016vs Q3 2015$34.2MM$35.0MM
Equity CapitalQ3 2016vs Q3 2015$5.9MM$5.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$53.00K$64.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$138.00K$283.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for Money Federal Credit Union are currently being reviewed.


Money Federal Credit Union Locations
Branch Office100 Madison StSyracuse, NY 13202