Money Federal Credit Union

Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 125th largest credit union in the state of New York. It is also the 2,476th largest credit union in the nation. It was established in 1976 and as of June of 2021, it had grown to 8 employees and 4,017 members at 1 location. Money Federal Credit Union has an A health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in Cayuga, Madison, Onondaga, or Oswego Counties, New York. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.8%
Annual Interest Income$648.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$52.1MM$49.5MM
LoansQ2 2021vs Q2 2020$22.9MM$25.5MM
DepositsQ2 2021vs Q2 2020$45.7MM$42.9MM
Equity CapitalQ2 2021vs Q2 2020$6.2MM$6.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$146.00K$106.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$225.00K$310.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0

Rates for Money Federal Credit Union are currently being reviewed.


Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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