Money Federal Credit Union

Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 126th largest credit union in the state of New York. It is also the 2,470th largest credit union in the nation. It was established in 1976 and as of December of 2022, it had grown to 8 employees and 3,822 members at 1 location. Money Federal Credit Union has a B health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in Cayuga, Madison, Onondaga, or Oswego Counties, New York. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD11.59%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$52.0MM$53.2MM
LoansQ4 2022vs Q4 2021$26.8MM$23.9MM
DepositsQ4 2022vs Q4 2021$46.3MM$47.0MM
Equity CapitalQ4 2022vs Q4 2021$2.9MM$5.9MM
Loan Loss AllowanceQ4 2022vs Q4 2021$169.00K$181.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$10.00K$147.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Money Federal Credit Union are currently being reviewed.


Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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