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Money Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
moneyfcu.org
315-671-4000
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 126th largest credit union in the state of New York. It is also the 2,415th largest credit union in the nation. It was established in 1976 and as of September of 2024, it had grown to 7 employees and 3,462 members at 1 location. Money Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details

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Health
B+

Data as of Q3 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #22566
Year Chartered1976
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.24%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$51.9MM$48.8MM
LoansQ3 2024vs Q3 2023$23.2MM$25.6MM
DepositsQ3 2024vs Q3 2023$46.8MM$45.5MM
Equity CapitalQ3 2024vs Q3 2023$4.8MM$2.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$180K$190K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$265K$22K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$100-Regular Savings
0.07%$0-Holiday Savings
0.07%$0-Vacation Savings
0.07%$0-U-Name It Savings
0.07%$0-Teen Savings
0.07%$0-Kids Savings
0.07%$0-IRA Savings

Money Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Savings
OTHER TIERS: 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.55% → $50k - $100k

Money Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$5k-12 Month Certificate - New Money
2.50%$500-12 Month Certificate
2.02%$500-24 Month Certificate
1.80%$500-60 Month Certificate
1.70%$500-48 Month Certificate
1.60%$500-18 Month Certificate
1.60%$500-36 Month Certificate
1.50%$500-6 Month Certificate

Money Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$5k-12 Month IRA Certificate - New Money
2.50%$500-12 Month IRA Certificate
2.02%$500-24 Month IRA Certificate
1.80%$500-60 Month IRA Certificate
1.70%$500-48 Month IRA Certificate
1.60%$500-36 Month IRA Certificate
Locations


Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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