Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 125th largest credit union in the state of New York. It is also the 2,498th largest credit union in the nation. It was established in 1976 and as of June of 2018, it had grown to 9 employees and 3,944 members at 1 location. Money Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union individuals must work, attend school or live in Cayuga, Madison Onondaga and Oswego County, New York. Businesses and other legal entities within these counties are also eligible for membership.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.41%
Annual Interest Income$770.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$43.0MM$41.6MM
LoansQ2 2018vs Q2 2017$28.3MM$28.1MM
DepositsQ2 2018vs Q2 2017$37.2MM$35.7MM
Equity CapitalQ2 2018vs Q2 2017$5.6MM$5.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$83.00K$89.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$125.00K$172.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money Federal Credit Union Savings Account Rates

0.40%$100-Regular Savings
0.40%--Holiday Savings
0.40%--Vacation Savings
0.40%--U-Name It Savings
0.40%--Teen Savings
0.40%--Kids Savings
0.40%--IRA Savings

Money Federal Credit Union Money Market Rates

1.11%*$100k*-Money Market Savings
OTHER TIERS: 0.70% $2.5k - $10k | 0.80% $10k - $25k | 0.95% $25k - $100k

Money Federal Credit Union CD Rates

3.05%$500-60 Month Certificate
2.84%$500-48 Month Certificate
2.63%$500-36 Month Certificate
2.48%$500-24 Month Certificate
2.28%$500-12 Month Certificate
2.28%$500-15 Month Certificate
2.28%$500-18 Month Certificate
1.82%$500-9 Month Certificate
1.66%$500-6 Month Certificate
1.51%$500-3 Month Certificate

Money Federal Credit Union IRA Rates

3.05%$500-60 Month IRA Certificate
2.84%$500-48 Month IRA Certificate
2.63%$500-36 Month IRA Certificate
2.48%$500-24 Month IRA Certificate
2.28%$500-12 Month IRA Certificate

Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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