Money Federal Credit Union

Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 128th largest credit union in the state of New York. It is also the 2,494th largest credit union in the nation. It was established in 1976 and as of June of 2022, it had grown to 7 employees and 3,803 members at 1 location. Money Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in Cayuga, Madison, Onondaga, or Oswego Counties, New York. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD11.14%
Annual Interest Income$689.00K
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$52.2MM$52.1MM
LoansQ2 2022vs Q2 2021$25.2MM$22.9MM
DepositsQ2 2022vs Q2 2021$48.3MM$45.7MM
Equity CapitalQ2 2022vs Q2 2021$3.7MM$6.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$179.00K$146.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$54.00K$225.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Money Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money Federal Credit Union Savings Account Rates

0.07%$100-Regular Savings
0.07%--Holiday Savings
0.07%--Vacation Savings
0.07%--U-Name It Savings
0.07%--Teen Savings
0.07%--Kids Savings
0.07%--IRA Savings

Money Federal Credit Union Money Market Rates

0.25%*$100k*-Money Market Savings
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k

Money Federal Credit Union CD Rates

1.26%$500-60 Month Certificate
1.01%$500-15 Month Certificate
1.01%$500-18 Month Certificate
1.01%$500-48 Month Certificate
0.96%$500-36 Month Certificate
0.85%$500-24 Month Certificate
0.75%$500-12 Month Certificate
0.60%$500-6 Month Certificate
0.35%$500-3 Month Certificate
0.25%$500-9 Month Certificate

Money Federal Credit Union IRA Rates

1.26%$500-60 Month IRA Certificate
1.01%$500-48 Month IRA Certificate
0.96%$500-36 Month IRA Certificate
0.85%$500-24 Month IRA Certificate
0.75%$500-12 Month IRA Certificate

Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.