Money Federal Credit Union

Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 128th largest credit union in the state of New York. It is also the 2,492nd largest credit union in the nation. It was established in 1976 and as of December of 2023, it had grown to 8 employees and 3,804 members at 1 location. Money Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

To be eligible for membership at Money Federal Credit Union, individuals must live, work, or attend school in the New York counties of Cayuga, Madison, Onondaga, or Oswego. Businesses and other legal entities within these counties are also eligible for membership.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.86%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$48.6MM$52MM
LoansQ4 2023vs Q4 2022$24.5MM$26.8MM
DepositsQ4 2023vs Q4 2022$44.8MM$46.3MM
Equity CapitalQ4 2023vs Q4 2022$3.5MM$2.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$179K$169K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$218K$10K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Money Federal Credit Union are currently being reviewed.


Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202

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