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Overview / Commentary
100 Madison St Plaza Suite 100
Syracuse, NY 13202

Money Federal Credit Union is headquartered in Syracuse and is the 125th largest credit union in the state of New York. It is also the 2,523rd largest credit union in the nation. It was established in 1976 and as of September of 2017, it had grown to 9 employees and 3,906 members at 1 location. Money Federal Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to individuals who live, work, worship, or attend school in Onondaga, Oswego, Cayuga, or Madison County, New York.
See current membership details

Related Posts

Money FCU (NY) Features 6-Month CD - 2/28/2017

Money FCU (central New York) is featuring a 6-month Special Rate CD (1.26% APY). Minimum deposit is $500, with no stated balance cap.

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Money Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22566
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.15%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$41.6MM$40.2MM
LoansQ3 2017vs Q3 2016$28.7MM$29.3MM
DepositsQ3 2017vs Q3 2016$35.8MM$34.2MM
Equity CapitalQ3 2017vs Q3 2016$5.8MM$5.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$93.00K$53.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$157.00K$138.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money Federal Credit Union Savings Account Rates

0.15%--IRA Savings
0.10%$100-Regular Savings
0.10%--Holiday Savings
0.10%--Vacation Savings
0.10%--U-Name It Savings
0.10%--Teen Savings
0.10%--Kids Savings

Money Federal Credit Union Money Market Rates

0.75%*$75k*-Money Market Savings
OTHER TIERS: 0.15% $2,500 - $10k | 0.25% $10k - $25k | 0.50% $25k - $75k

Money Federal Credit Union CD Rates

1.76%$500-60 Month Certificate
1.51%$500-48 Month Certificate
1.26%$500-36 Month Certificate
1.01%$500-24 Month Certificate
0.75%$500-18 Month Certificate
0.50%$500-12 Month Certificate
0.50%$500-15 Month Certificate
0.30%$500-9 Month Certificate
0.25%$500-6 Month Certificate
0.15%$500-3 Month Certificate

Money Federal Credit Union IRA Rates

1.76%$500-60 Month IRA Certificate
1.51%$500-48 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.01%$500-24 Month IRA Certificate
0.50%$500-12 Month IRA Certificate

Money Federal Credit Union Locations
Branch Office100 Madison St Plaza Suite 100Syracuse, NY 13202