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Money One Federal Credit Union


Overview / Commentary
www.moneyonefcu.org
301-925-4600
9800 Technology Way
Largo, MD 20774

Money One Federal Credit Union is headquartered in LARGO and is the 33rd largest credit union in the state of Maryland. It is also the 1,705th largest credit union in the nation. It was established in 1951 and as of June of 2024, it had grown to 23 employees and 7,975 members at 1 location. Money One Federal Credit Union's money market rates are 8X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Money One Federal Credit Union is open to the following: (1) those who live in any of the following Prince George's County, Maryland Zip Codes: 20607; 20608; 20613; 20623; 20705; 20706; 20707; 20708; 20710; 20712; 20715; 20716; 20720; 20721; 20722; 20735; 20737; 20740; 20743; 20744; 20745; 20746; 20747; 20748; 20762; 20769; 20770; 20772; 20774; 20781; 20782; 20783; 20784; 20785; (2) through joining Gifts for Easter Seals (must bring a completed donation form to one of the Credit Union's offices); (3) employees or members of over 100 area Select Employer Groups.
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Health
B

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #7264
Year Chartered1951
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.92%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$113.9MM$119.8MM
LoansQ2 2024vs Q2 2023$83.9MM$86.5MM
DepositsQ2 2024vs Q2 2023$92.8MM$93.2MM
Equity CapitalQ2 2024vs Q2 2023$10.4MM$9.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$987K$994K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.4MM$1.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Money One Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$20k*-IRA Savings Account
OTHER TIERS: 0.05% → $1 - $2.5k | 0.10% → $2.5k - $20k
0.10%$0-Share Savings Account
0.05%$0-Business Savings Account
0.05%$0-Vacation Club
0.05%$0-Holiday Club
0.05%$0-Personal Club

Money One Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-Premium Insured Money Market Account
OTHER TIERS: 0.05% → $0 - $25k | 0.50% → $25k - $50k | 1.00% → $50k - $100k
2.50%*$100k*-Insured Money Market Account
OTHER TIERS: 0.05% → $2.5k - $10k | 0.25% → $10k - $20k | 0.50% → $20k+
0.40%*$100k*-Premium Business Insured Money Market Account
OTHER TIERS: 0.05% → $0 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.40%*$20k*-Business Insured Money Market Account
OTHER TIERS: 0.30% → $2.5k - $10k | 0.35% → $10k - $20k

Money One Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$0$11kEarn Checkiing
OTHER TIERS: 0.25% → $11k+
0.05%$0-Business Interest Checking

Money One Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.31%*$100k*-1 Year Share Certificate
OTHER TIERS: 2.01% → $1k - $10k | 2.11% → $10k - $50k | 2.21% → $50k - $100k
2.31%*$100k*-18 Month Share Certificate
OTHER TIERS: 2.01% → $1k - $10k | 2.11% → $10k - $50k | 2.21% → $50k - $100k
2.06%*$100k*-2 Year Share Certificate
OTHER TIERS: 1.76% → $1k - $10k | 1.86% → $10k - $50k | 1.96% → $50k - $100k
1.93%*$100k*-3 Year Share Certificate
OTHER TIERS: 1.63% → $1k - $10k | 1.73% → $10k - $50k | 1.83% → $50k - $100k
1.93%*$100k*-5 Year Share Certificate
OTHER TIERS: 1.56% → $1k - $10k | 1.73% → $10k - $50k | 1.83% → $50k - $100k
1.86%*$100k*-4 Year Share Certificate
OTHER TIERS: 1.56% → $1k - $10k | 1.66% → $10k - $50k | 1.76% → $50k - $100k

Money One Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$25-1 Year IRA Certificate
2.01%$25-18 Month IRA Certificate
1.76%$25-2 Year IRA Certificate
1.63%$25-3 Year IRA Certificate
1.63%$25-5 Year IRA Certificate
1.56%$25-4 Year IRA Certificate
Locations


Money One Federal Credit Union Locations
Branch Office9800 Technology WayLargo, MD 20774

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