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Lake Ridge Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lakeridge.bank
608-798-3961
1205 Main Street
Cross Plains, WI 53528

Lake Ridge Bank is headquartered in MIDDLETON and is the 8th largest bank in the state of Wisconsin. It is also the 404th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 362 employees at 19 locations. Lake Ridge Bank's savings rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15091
Year Established1908
Employees362
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.56%
Annual Interest Income$39.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.1B$3B
LoansQ1 2025vs Q1 2024$2.37B$2.38B
DepositsQ1 2025vs Q1 2024$2.56B$2.45B
Equity CapitalQ1 2025vs Q1 2024$315.7MM$300.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$24.6MM$24.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.3MM$9.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Lake Ridge Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Ridge Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.19%*$10k*-High Yield Savings
OTHER TIERS: 0.25% → $0 - $10k
1.97%$0-Health Savings Account
0.25%$0-Junior Savings
0.25%$0-Forward Savings
0.25%$0-Beyond Business Savings Account

Lake Ridge Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%*$250k*-Forward Money Market Plus
OTHER TIERS: 0.40% → $0 - $25k | 0.90% → $25k - $50k | 1.02% → $50k - $100k | 1.04% → $100k - $250k
1.81%*$250k*-Beyond Business Money Market
OTHER TIERS: 0.40% → $0 - $25k | 0.90% → $25k - $50k | 1.02% → $50k - $100k | 1.04% → $100k - $250k

Lake Ridge Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Forward Checking Plus

Lake Ridge Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$1k-22 Month CD Special
3.13%$1k-13 Month CD Special
2.93%$1k-48-59 Month CD
2.93%$1k-60 Month CD
2.78%$1k-36-47 Month CD
2.63%$1k-24-35 Month CD
2.37%$1k-12-23 Month CD
2.17%$1k-6-11 Month CD
1.76%$1k-3 Month CD

Lake Ridge Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.93%$1k-48-59 Month IRA
2.93%$1k-60 Month IRA
2.78%$1k-36-47 Month IRA
2.63%$1k-24-35 Month IRA
2.37%$1k-12-23 Month IRA
2.17%$1k-6-11 Month IRA
1.76%$1k-3 Month IRA
Locations

Availability

Madison Area

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