Lake Ridge Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.lakeridge.bank

608-798-3961

1205 Main Street
Cross Plains, WI 53528

Lake Ridge Bank is headquartered in MIDDLETON and is the 8^th largest bank in the state of Wisconsin. It is also the 404^th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 362 employees at 19 locations. Lake Ridge Bank's savings rates are 6X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15091
Year Established	1908
Employees	362
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	7.56%
Annual Interest Income	$39.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$3.1B$3B
Loans	Q1 2025vs Q1 2024	$2.37B$2.38B
Deposits	Q1 2025vs Q1 2024	$2.56B$2.45B
Equity Capital	Q1 2025vs Q1 2024	$315.7MM$300.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$24.6MM$24.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$8.3MM$9.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Ridge Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.19%^*	$10k^*	-	High Yield Savings
OTHER TIERS: 0.25% → $0 - $10k
1.97%	$0	-	Health Savings Account
0.25%	$0	-	Junior Savings
0.25%	$0	-	Forward Savings
0.25%	$0	-	Beyond Business Savings Account

Lake Ridge Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.87%^*	$250k^*	-	Forward Money Market Plus
OTHER TIERS: 0.40% → $0 - $25k \| 0.90% → $25k - $50k \| 1.02% → $50k - $100k \| 1.04% → $100k - $250k
1.81%^*	$250k^*	-	Beyond Business Money Market
OTHER TIERS: 0.40% → $0 - $25k \| 0.90% → $25k - $50k \| 1.02% → $50k - $100k \| 1.04% → $100k - $250k

Lake Ridge Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	Forward Checking Plus

Lake Ridge Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.60%	$1k	-	22 Month CD Special
3.13%	$1k	-	13 Month CD Special
2.93%	$1k	-	48-59 Month CD
2.93%	$1k	-	60 Month CD
2.78%	$1k	-	36-47 Month CD
2.63%	$1k	-	24-35 Month CD
2.37%	$1k	-	12-23 Month CD
2.17%	$1k	-	6-11 Month CD
1.76%	$1k	-	3 Month CD

Lake Ridge Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.93%	$1k	-	48-59 Month IRA
2.93%	$1k	-	60 Month IRA
2.78%	$1k	-	36-47 Month IRA
2.63%	$1k	-	24-35 Month IRA
2.37%	$1k	-	12-23 Month IRA
2.17%	$1k	-	6-11 Month IRA
1.76%	$1k	-	3 Month IRA

Locations

Availability

Madison Area

Madison Area bank & credit union details

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