Monroe Federal Savings and Loan Association
LOCATIONS
3
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
3.20% APY
3 Year IRA CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.10% | 5-year CD | |
| 2.00% | 1-year CD | 1.30% - National Average |
| 0.05% | Savings |
Overview / Commentary
Monroe Federal Savings and Loan Association is headquartered in Tipp City and is the 130th largest bank in the state of Ohio. It is also the 4,205th largest bank in the nation. It was established in 1875 and as of September of 2018, it had grown to 22 employees at 3 locations. Monroe Federal Savings and Loan Association's CD rates are 2X the national average, and it has a B+ health rating.
Health
B+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Monroe Federal Savings and Loan Association has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29578 |
| Year Established | 1875 |
| Employees | 22 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 3.55% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $96.3MM$96.0MM |
| Loans | Q3 2018vs Q3 2017 | $69.4MM$66.6MM |
| Deposits | Q3 2018vs Q3 2017 | $81.7MM$83.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $11.2MM$11.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $583.00K$675.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $658.00K$686.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Monroe Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Passbook Savings | |
| 0.05% | $100 | - | Statement Savings |
Monroe Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $100k* | - | Money Fund Account | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.25% → $25k - $50k | 0.45% → $50k - $100k | |||||
Monroe Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.03% | $100 | - | Now Checking |
Monroe Federal Savings and Loan Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $1k | - | 3 Year CD | |
| 3.10% | $1k | - | 5 Year CD | |
| 3.10% | $1k | - | 4 Year CD | |
| 2.80% | $1k | - | 7 Year CD | |
| 2.40% | $1k | - | 2 Year CD | |
| 2.10% | $1k | - | 18 Month CD | |
| 2.00% | $1k | - | 1 Year CD | |
| 0.20% | $1k | - | 182 Day CD | |
| 0.10% | $1k | - | 91 Day CD |
Monroe Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.20% | $500 | - | 3 Year IRA CD | |
| 3.20% | $500 | - | 5 Year IRA CD | |
| 3.20% | $500 | - | 4 Year IRA CD | |
| 2.90% | $500 | - | 7 Year IRA CD | |
| 2.50% | $500 | - | 2 Year IRA CD | |
| 2.20% | $500 | - | 18 Month IRA CD | |
| 2.10% | $500 | - | 1 Year IRA CD |
Locations
| Monroe Federal Savings and Loan Association Locations | ||
|---|---|---|
| Monroe Federal Savings and Loan Association | 24 East Main Street | Tipp City, OH 45371 |
| 264 East National Road Branch | 264 East National Rd | Vandalia, OH 45377 |
| Dixie Drive Branch | 8512 N Dixie Dr | Dayton, OH 45414 |