Monroe Telco Federal Credit Union
Overview / Commentary
Monroe Telco Federal Credit Union is headquartered in West Monroe and is the 49th largest credit union in the state of Louisiana. It is also the 2,425th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 13 employees and 3,630 members at 2 locations. Monroe Telco Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Monroe Telco Federal Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities) in the Louisiana parishes of Caldwell, Jackson, Lincoln, Morehouse, Ouachita, Richland, or Union.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Monroe Telco Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1725 |
| Year Chartered | 1936 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.32% |
| Return on Equity - YTD | 9.84% |
| Annual Interest Income | $645K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $51.2MM$50.3MM |
| Loans | Q1 2025vs Q1 2024 | $23.5MM$22.2MM |
| Deposits | Q1 2025vs Q1 2024 | $43.9MM$43.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.7MM$6.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $73K$58K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $320K$137K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |