Montana Credit Union

Montana Credit Union


Overview / Commentary
406-727-2210
15 14th St S
Great Falls, MT 59401

Montana Credit Union is headquartered in Great Falls and is the 7th largest credit union in the state of Montana. It is also the 940th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 72 employees and 25,329 members at 4 locations. Montana Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Montana Credit Union is open to those who live in the Montana counties of Beaverhead, Big Horn, Blaine, Broadwater, Carbon, Cascade, Chouteau, Deer Lodge, Fergus, Flathead, Gallatin, Garfield, Glacier, Golden Valley, Granite, Hill, Jefferson, Judith Basin, Lake, Lewis and Clark, Liberty, Lincoln, Madison, Meagher, Minera, Missoula, Musselshell, Park, Petroleum, Phillips, Pondera, Powell, Ravalli, Rosebud, Sanders, Silver Bow, Stillwater, Sweetgrass, Teton, Toole, Treasure, Valley, Wheatland, or Yellowstone.
See current membership details

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Health

Health Grade Components

Overall
NCUA #4164
Year Chartered1940
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.93%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$348MM$334.6MM
LoansQ1 2025vs Q1 2024$230.2MM$224.5MM
DepositsQ1 2025vs Q1 2024$309.8MM$299.3MM
Equity CapitalQ1 2025vs Q1 2024$37.7MM$32.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$941K$889K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$500K$314K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Montana Credit Union Locations
Branch Office540 Smelter Ave NEGreat Falls, MT 59404
Branch Office901 8th Ave SGreat Falls, MT 59405
Branch Office15 14th St SGreat Falls, MT 59401-3800
Branch Office2828 10th Ave SGreat Falls, MT 59405-3241

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