Montana Educators' Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.60% | 1-year CD | 2.55% - Barclays 12 Month Online CD |
| 0.05% | Savings | |
| 0.90% | 2-year CD | 2.75% - Synchrony Bank 24 Month CD |
Montana Educators' Credit Union is headquartered in Missoula and is the 32nd largest credit union in the state of Montana. It is also the 3,581st largest credit union in the nation. It was established in 1995 and as of June of 2018, it had grown to 4 employees and 1,416 members at 2 locations. Montana Educators' Credit Union's money market rates are 14% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership is open to residents of Missoula County in Montana.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68190 |
| Year Chartered | 1995 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 6.6% |
| Annual Interest Income | $281.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $16.9MM$18.1MM |
| Loans | Q2 2018vs Q2 2017 | $9.8MM$9.7MM |
| Deposits | Q2 2018vs Q2 2017 | $15.3MM$16.5MM |
| Equity Capital | Q2 2018vs Q2 2017 | $1.6MM$1.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $70.00K$55.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $0$5.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Montana Educators' Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Montana Educators' Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | - | $1k | Club Account | ||
| OTHER TIERS: 0.10% → $1k+ | |||||
| 0.25% | $5 | - | IRA Shares | ||
| 0.05% | $5 | - | Regular Shares | ||
| 0.05% | $35 | - | Medical Savings | ||
Montana Educators' Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
Montana Educators' Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Draft Account |
Montana Educators' Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 2 Year Share Certificate | |
| 0.60% | $1k | - | 1 Year Share Certificate | |
| 0.40% | $1k | - | 6 Month Share Certificate |
Montana Educators' Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $1k | - | 1 Year IRA Share Certificate |
| Montana Educators' Credit Union Locations | ||
|---|---|---|
| Branch Office | 1001 Chestnut Hills Pkwy | Fort Wayne, IN 46814 |
| Branch Office | 2000 S Russell St | Missoula, MT 59801-6658 |