Montana Educators' Credit Union

Overview / Commentary
2000 S Russell St
Missoula, MT 59801

Montana Educators' Credit Union is headquartered in Missoula and is the 31st largest credit union in the state of Montana. It is also the 3,173rd largest credit union in the nation. It was established in 1995 and as of September of 2022, it had grown to 5 employees and 1,463 members at 2 locations. Montana Educators' Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Montana Educators' Credit Union is open to: (1) those who live in Missoula County; (2) active and retired school employees in Sanders, Mineral, and Granite counties; (3) family of current credit union members.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Montana Educators' Credit Union has a low asset base.

Health Grade Components

NCUA #68190
Year Chartered1995
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.02%
Annual Interest Income$565.00K
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$26.4MM$24.1MM
LoansQ3 2022vs Q3 2021$16.3MM$13.1MM
DepositsQ3 2022vs Q3 2021$23.9MM$21.9MM
Equity CapitalQ3 2022vs Q3 2021$2.1MM$2.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$71.00K$68.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$7.00K$0
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Montana Educators' Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Montana Educators' Credit Union Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.10% $10k+
0.50%*-$1kChristmas Club
OTHER TIERS: 0.05% $1k+
0.05%$5-Regular Shares
0.05%$35-Medical Savings Account

Montana Educators' Credit Union Money Market Rates

1.00%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.50% $10k - $50k | 0.75% $50k - $100k

Montana Educators' Credit Union Checking Account Rates

2.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.25% $10k+
0.01%$1k-Share Draft Account

Montana Educators' Credit Union CD Rates

4.65%$1k-11 Month Share Certificate Special
4.00%$1k-1 Year Share Certificate
2.50%$1k-2 Year Share Certificate
1.50%$1k-6 Month Share Certificate

Montana Educators' Credit Union Locations
Branch Office2000 S Russell StMissoula, MT 59801-6658
Branch Office1001 Chestnut Hills PkwyFort Wayne, IN 46814

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.