Montana Educators' Credit Union


Overview / Commentary
406-728-1034
2000 S Russell St
Missoula, MT 59801

Montana Educators' Credit Union is headquartered in Missoula and is the 32nd largest credit union in the state of Montana. It is also the 3,260th largest credit union in the nation. It was established in 1995 and as of March of 2021, it had grown to 5 employees and 1,423 members at 2 locations. Montana Educators' Credit Union has a B health rating.

Field of Membership Restrictions

Montana Educators' Credit Union is open to: (1) those who live in Missoula County; (2) active and retired school employees in Sanders, Mineral, and Granite counties; (3) family of current credit union members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Montana Educators' Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68190
Year Chartered1995
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.73%
Annual Interest Income$161.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$24.9MM$18.3MM
LoansQ1 2021vs Q1 2020$11.8MM$10.1MM
DepositsQ1 2021vs Q1 2020$22.7MM$16.4MM
Equity CapitalQ1 2021vs Q1 2020$1.9MM$1.8MM
Loan Loss AllowanceQ1 2021vs Q1 2020$68.00K$75.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$0$1,000
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Montana Educators' Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$10kKasasa Saver
OTHER TIERS: 0.10% $10k+
0.05%$35-Medical Savings Account
0.02%$5-Regular Shares

Montana Educators' Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k

Montana Educators' Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.25% $10k+
0.01%$1k-Share Draft Account

Montana Educators' Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-2 Year Share Certificate
0.15%$1k-1 Year Share Certificate
0.10%$1k-6 Month Share Certificate
Locations


Montana Educators' Credit Union Locations
Branch Office2000 S Russell StMissoula, MT 59801-6658
Branch Office1001 Chestnut Hills PkwyFort Wayne, IN 46814

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