Montana Educators' Credit Union is headquartered in Missoula and is the 31st largest credit union in the state of Montana. It is also the 3,173rd largest credit union in the nation. It was established in 1995 and as of September of 2022, it had grown to 5 employees and 1,463 members at 2 locations. Montana Educators' Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Montana Educators' Credit Union is open to: (1) those who live in Missoula County; (2) active and retired school employees in Sanders, Mineral, and Granite counties; (3) family of current credit union members.
See current membership details
Overall | |
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NCUA # | 68190 |
Year Chartered | 1995 |
Employees | 5 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.64% |
Return on Equity - YTD | 8.02% |
Annual Interest Income | $565.00K |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $26.4MM$24.1MM |
Loans | Q3 2022vs Q3 2021 | $16.3MM$13.1MM |
Deposits | Q3 2022vs Q3 2021 | $23.9MM$21.9MM |
Equity Capital | Q3 2022vs Q3 2021 | $2.1MM$2.0MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $71.00K$68.00K |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $7.00K$0 |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Montana Educators' Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | - | $10k | Kasasa Saver | ||
OTHER TIERS: 0.10% → $10k+ | |||||
0.50%* | - | $1k | Christmas Club | ||
OTHER TIERS: 0.05% → $1k+ | |||||
0.05% | $5 | - | Regular Shares | ||
0.05% | $35 | - | Medical Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → Up to $10k | 0.50% → $10k - $50k | 0.75% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Kasasa Cash Checking | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.01% | $1k | - | Share Draft Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.65% | $1k | - | 11 Month Share Certificate Special | |
4.00% | $1k | - | 1 Year Share Certificate | |
2.50% | $1k | - | 2 Year Share Certificate | |
1.50% | $1k | - | 6 Month Share Certificate |
Montana Educators' Credit Union Locations | ||
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Branch Office | 2000 S Russell St | Missoula, MT 59801-6658 |
Branch Office | 1001 Chestnut Hills Pkwy | Fort Wayne, IN 46814 |