Montana Educators' Credit Union
LOCATIONS
2
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HEALTH RATING
B
View health report
CURRENT TOP RATE
0.60% APY
2 Year Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 1 Year Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Regular Shares |
| 0.60% | 2-year CD | 2 Year Share Certificate 1.65% - Synchrony Bank 24 Month CD |
Overview / Commentary
Montana Educators' Credit Union is headquartered in Missoula and is the 32nd largest credit union in the state of Montana. It is also the 3,610th largest credit union in the nation. It was established in 1995 and as of March of 2017, it had grown to 4 employees and 1,450 members at 2 locations. Montana Educators' Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to residents of Missoula County in Montana.
See current membership details
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Montana Educators' Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68190 |
| Year Chartered | 1995 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 8.22% |
| Annual Interest Income | $132.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $17.6MM$15.8MM |
| Loans | Q1 2017vs Q1 2016 | $9.2MM$9.2MM |
| Deposits | Q1 2017vs Q1 2016 | $16.0MM$14.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.5MM$1.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $58.00K$53.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $23.00K$70.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Montana Educators' Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | - | $1k | Club Account | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 0.05% | - | - | Regular Shares | ||
| 0.05% | $35 | - | Medical Savings | ||
| 0.05% | - | - | IRA Shares | ||
Montana Educators' Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $5k - $25k | 0.10% → $25k - $100k | |||||
Montana Educators' Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Draft Account |
Montana Educators' Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $1k | - | 2 Year Share Certificate | |
| 0.40% | $1k | - | 1 Year Share Certificate | |
| 0.25% | $1k | - | 6 Month Share Certificate |
Montana Educators' Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $1k | - | 1 Year IRA Share Certificate |
Locations
| Montana Educators' Credit Union Locations | ||
|---|---|---|
| Branch Office | 1001 Chestnut Hills Pkwy | Fort Wayne, IN 46814 |
| Branch Office | 2000 S Russell St | Missoula, MT 59801-6658 |