Montana Educators' Credit Union
LOCATIONS
2
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
0.75% APY
2 Year Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 1 Year Share Certificate |
| 0.05% | Savings | Regular Shares |
| 0.75% | 2-year CD | 2 Year Share Certificate |
Overview / Commentary
Montana Educators' Credit Union is headquartered in Missoula and is the 32nd largest credit union in the state of Montana. It is also the 3,610th largest credit union in the nation. It was established in 1995 and as of March of 2018, it had grown to 4 employees and 1,425 members at 2 locations. Montana Educators' Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to residents of Missoula County in Montana.
See current membership details
Health
C+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Montana Educators' Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68190 |
| Year Chartered | 1995 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 6.71% |
| Annual Interest Income | $141.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $16.6MM$17.6MM |
| Loans | Q1 2018vs Q1 2017 | $9.6MM$9.2MM |
| Deposits | Q1 2018vs Q1 2017 | $15.0MM$16.0MM |
| Equity Capital | Q1 2018vs Q1 2017 | $1.5MM$1.5MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $69.00K$58.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1,000$23.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Montana Educators' Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | - | $1k | Club Account | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 0.05% | - | - | Regular Shares | ||
| 0.05% | $35 | - | Medical Savings | ||
| 0.05% | - | - | IRA Shares | ||
Montana Educators' Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $5k - $100k | |||||
Montana Educators' Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Draft Account |
Montana Educators' Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 2 Year Share Certificate | |
| 0.50% | $1k | - | 1 Year Share Certificate | |
| 0.30% | $1k | - | 6 Month Share Certificate |
Montana Educators' Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 1 Year IRA Share Certificate |
Locations
| Montana Educators' Credit Union Locations | ||
|---|---|---|
| Branch Office | 1001 Chestnut Hills Pkwy | Fort Wayne, IN 46814 |
| Branch Office | 2000 S Russell St | Missoula, MT 59801-6658 |