Montecito Bank & Trust
Overview / Commentary
Montecito Bank & Trust is headquartered in Santa Barbara and is the 49th largest bank in the state of California. It is also the 587th largest bank in the nation. It was established in 1975 and as of June of 2016, it had grown to 212 employees at 12 locations. Montecito Bank & Trust has an A+ health rating.
Health
A+
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 21956 |
| Year Established | 1975 |
| Employees | 212 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 10.69% |
| Annual Interest Income | $23.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.28B$1.21B |
| Loans | Q2 2016vs Q2 2015 | $741.4MM$650.8MM |
| Deposits | Q2 2016vs Q2 2015 | $1.10B$1.06B |
| Equity Capital | Q2 2016vs Q2 2015 | $143.2MM$121.5MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $10.5MM$11.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.3MM$7.6MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $1.6MM$1.6MM |
Rates
Sorry, we do not have rate data for Montecito Bank & Trust.
Locations
| Montecito Bank & Trust Locations | ||
|---|---|---|
| Montecito Bank & Trust | 1000 State Street | Santa Barbara, CA 93101 |
| Carpinteria Branch | 1023 Casitas Pass Road | Carpinteria, CA 93013 |
| Montecito Branch | 1106-A Coast Village Road | Montecito, CA 93108 |
| LA Cumbre Branch | 3802 State Street | Santa Barbara, CA 93105 |
| Ventura Branch | 4730 Telephone Road | Ventura, CA 93003 |
| Goleta Branch | 5658 Calle Real | Goleta, CA 93117 |
| Solvang Branch | 591 Alamo Pintado Road | Solvang, CA 93463 |
| Hollister Branch | 6900 Hollister Avenue | Goleta, CA 93117 |
| Westlake Village Branch | 968 South Westlake Blvd., Suite 10 | Westlake Village, CA 91361 |
| Camarillo Branch | 770 Paseo Camarillo # 120 | Camarillo, CA 93010 |