Montecito Bank & Trust is headquartered in Santa Barbara and is the 44th largest bank in the state of California. It is also the 512th largest bank in the nation. It was established in 1975 and as of December of 2020, it had grown to 248 employees at 15 locations. Montecito Bank & Trust has an A health rating.
Overall | |
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FDIC Certificate # | 21956 |
Year Established | 1975 |
Employees | 248 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.67% |
Return on Equity - YTD | 6.58% |
Annual Interest Income | $63.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $1.95B$1.61B |
Loans | Q4 2020vs Q4 2019 | $1.30B$1.03B |
Deposits | Q4 2020vs Q4 2019 | $1.73B$1.41B |
Equity Capital | Q4 2020vs Q4 2019 | $188.8MM$174.1MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $14.6MM$13.1MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $9.3MM$8.5MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | First Steps Savings | |
0.05% | - | - | Business Sweep Savings | |
0.05% | - | - | CA Saver | |
0.05% | - | - | Health Savings Account | |
0.02% | - | - | Personal Savings | |
0.02% | - | - | Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.07% | - | - | Private Access Checking | |
0.05% | - | - | Community Dividends Checking | |
0.02% | - | - | Access Checking | |
0.02% | - | - | Business Interest Checking |