Monterey County Bank is headquartered in Monterey and is the 146^th largest bank in the state of California. It is also the 3,053^rd largest bank in the nation. It was established in 1977 and as of June of 2016, it had grown to 43 employees at 4 locations. Monterey County Bank has a C health rating.

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Health

C

Data as of Q2 2016

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Health Grade Components

Overall
FDIC Certificate #	22460
Year Established	1977
Employees	43
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$194.1MM$181.3MM
Loans	Q2 2016vs Q2 2015	$95.8MM$105.5MM
Deposits	Q2 2016vs Q2 2015	$148.7MM$144.2MM
Equity Capital	Q2 2016vs Q2 2015	$16.3MM$14.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.9MM$2.2MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$202.00K$1.3MM
Real Estate Owned	Q2 2016vs Q2 2015	$21.7MM$24.9MM

Rates

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Locations

Monterey County Bank Locations
Salinas Branch	1127 South Main Street	Salinas, CA 93901
Carmel Rancho Branch	3785 Via Nona Marie	Carmel Rancho, CA 93923
Pacific Grove Branch	542 Lighthouse Avenue	Pacific Grove, CA 93950
Monterey County Bank	601 Munras Avenue	Monterey, CA 93940