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Overview / Commentary
601 Munras Avenue
Monterey, CA 93940

Monterey County Bank is headquartered in Monterey and is the 146th largest bank in the state of California. It is also the 3,053rd largest bank in the nation. It was established in 1977 and as of June of 2016, it had grown to 43 employees at 4 locations. Monterey County Bank has a C health rating.


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Health Grade Components

FDIC Certificate #22460
Year Established1977
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$194.1MM$182.7MM
LoansQ2 2016vs Q2 2015$95.8MM$105.5MM
DepositsQ2 2016vs Q2 2015$148.7MM$144.2MM
Equity CapitalQ2 2016vs Q2 2015$16.3MM$15.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.9MM$2.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$202.00K$1.3MM
Real Estate OwnedQ2 2016vs Q2 2015$21.7MM$24.9MM

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Monterey County Bank Locations
Salinas Branch1127 South Main StreetSalinas, CA 93901
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923
Pacific Grove Branch542 Lighthouse AvenuePacific Grove, CA 93950
Monterey County Bank601 Munras AvenueMonterey, CA 93940