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Overview / Commentary
601 Munras Avenue
Monterey, CA 93940

Monterey County Bank is headquartered in Monterey and is the 148th largest bank in the state of California. It is also the 3,103rd largest bank in the nation. It was established in 1977 and as of September of 2016, it had grown to 48 employees at 4 locations. Monterey County Bank has a C health rating.


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Health Grade Components

FDIC Certificate #22460
Year Established1977
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.72%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$189.3MM$183.8MM
LoansQ3 2016vs Q3 2015$95.2MM$104.2MM
DepositsQ3 2016vs Q3 2015$154.6MM$146.5MM
Equity CapitalQ3 2016vs Q3 2015$16.6MM$14.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.7MM$2.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$144.00K$1.3MM
Real Estate OwnedQ3 2016vs Q3 2015$21.7MM$21.6MM

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Monterey County Bank Locations
Salinas Branch1127 South Main StreetSalinas, CA 93901
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923
Pacific Grove Branch542 Lighthouse AvenuePacific Grove, CA 93950
Monterey County Bank601 Munras AvenueMonterey, CA 93940