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Overview / Commentary
601 Munras Avenue
Monterey, CA 93940

Monterey County Bank is headquartered in Monterey and is the 152nd largest bank in the state of California. It is also the 3,156th largest bank in the nation. It was established in 1977 and as of December of 2016, it had grown to 46 employees at 4 locations. Monterey County Bank has a C- health rating.


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Health Grade Components

FDIC Certificate #22460
Year Established1977
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.36%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$183.3MM$191.4MM
LoansQ4 2016vs Q4 2015$94.7MM$101.8MM
DepositsQ4 2016vs Q4 2015$149.0MM$152.0MM
Equity CapitalQ4 2016vs Q4 2015$16.2MM$16.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.5MM$2.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$63.00K$221.00K
Real Estate OwnedQ4 2016vs Q4 2015$21.7MM$21.8MM

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Monterey County Bank Locations
Salinas Branch1127 South Main StreetSalinas, CA 93901
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923
Pacific Grove Branch542 Lighthouse AvenuePacific Grove, CA 93950
Monterey County Bank601 Munras AvenueMonterey, CA 93940