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Overview / Commentary
831-649-4600
601 Munras Avenue
Monterey, CA 93940

Monterey County Bank is headquartered in Monterey and is the 147th largest bank in the state of California. It is also the 3,130th largest bank in the nation. It was established in 1977 and as of March of 2016, it had grown to 47 employees at 4 locations. Monterey County Bank has a C health rating.

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Health
C

Health Grade Components

Overall
FDIC Certificate #22460
Year Established1977
Employees47
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD5.03%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$186.5MM$185.6MM
LoansQ1 2016vs Q1 2015$100.1MM$111.2MM
DepositsQ1 2016vs Q1 2015$147.0MM$146.9MM
Equity CapitalQ1 2016vs Q1 2015$16.5MM$15.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.9MM$2.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$167.00K$2.3MM
Real Estate OwnedQ1 2016vs Q1 2015$21.8MM$24.9MM
Rates

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Locations


Monterey County Bank Locations
Salinas Branch1127 South Main StreetSalinas, CA 93901
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923
Pacific Grove Branch542 Lighthouse AvenuePacific Grove, CA 93950
Monterey County Bank601 Munras AvenueMonterey, CA 93940