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Overview / Commentary
831-649-4600
601 Munras Avenue
Monterey, CA 93940

Monterey County Bank is headquartered in Monterey and is the 148th largest bank in the state of California. It is also the 3,137th largest bank in the nation. It was established in 1977 and as of June of 2017, it had grown to 44 employees at 4 locations. Monterey County Bank has a C- health rating.

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Health
C-

Health Grade Components

Overall
FDIC Certificate #22460
Year Established1977
Employees44
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD7.59%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$183.1MM$194.1MM
LoansQ2 2017vs Q2 2016$95.2MM$95.8MM
DepositsQ2 2017vs Q2 2016$149.5MM$148.7MM
Equity CapitalQ2 2017vs Q2 2016$15.5MM$16.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.2MM$1.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.4MM$202.00K
Real Estate OwnedQ2 2017vs Q2 2016$18.6MM$21.7MM
Rates

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Locations


Monterey County Bank Locations
Salinas Branch1127 South Main StreetSalinas, CA 93901
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923
Pacific Grove Branch542 Lighthouse AvenuePacific Grove, CA 93950
Monterey County Bank601 Munras AvenueMonterey, CA 93940