Monterey County Bank is headquartered in Monterey and is the 151^st largest bank in the state of California. It is also the 3,180^th largest bank in the nation. It was established in 1977 and as of March of 2017, it had grown to 46 employees at 4 locations. Monterey County Bank has a C- health rating.

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Health

C-

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	22460
Year Established	1977
Employees	46
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.07%
Return on Equity - YTD	13.29%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$180.8MM$186.6MM
Loans	Q1 2017vs Q1 2016	$92.5MM$100.1MM
Deposits	Q1 2017vs Q1 2016	$147.8MM$147.0MM
Equity Capital	Q1 2017vs Q1 2016	$14.8MM$16.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.2MM$1.9MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$3.4MM$167.00K
Real Estate Owned	Q1 2017vs Q1 2016	$18.6MM$21.8MM

Rates

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Locations

Monterey County Bank Locations
Salinas Branch	1127 South Main Street	Salinas, CA 93901
Carmel Rancho Branch	3785 Via Nona Marie	Carmel Rancho, CA 93923
Pacific Grove Branch	542 Lighthouse Avenue	Pacific Grove, CA 93950
Monterey County Bank	601 Munras Avenue	Monterey, CA 93940