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Overview / Commentary
831-649-4600
601 Munras Avenue
Monterey, CA 93940

Monterey County Bank is headquartered in Monterey and is the 150th largest bank in the state of California. It is also the 3,118th largest bank in the nation. It was established in 1977 and as of September of 2017, it had grown to 45 employees at 4 locations. Monterey County Bank has a C- health rating.

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Health
C-

Health Grade Components

Overall
FDIC Certificate #22460
Year Established1977
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD13.89%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$185.2MM$189.3MM
LoansQ3 2017vs Q3 2016$85.0MM$95.2MM
DepositsQ3 2017vs Q3 2016$150.6MM$154.6MM
Equity CapitalQ3 2017vs Q3 2016$16.4MM$16.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.2MM$1.7MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$130.00K$144.00K
Real Estate OwnedQ3 2017vs Q3 2016$20.7MM$21.7MM
Rates

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Locations


Monterey County Bank Locations
Salinas Branch1127 South Main StreetSalinas, CA 93901
Carmel Rancho Branch3785 Via Nona MarieCarmel Rancho, CA 93923
Pacific Grove Branch542 Lighthouse AvenuePacific Grove, CA 93950
Monterey County Bank601 Munras AvenueMonterey, CA 93940