Overview / Commentary
831-647-1000
501 E Franklin ST
Monterey, CA 93940

Monterey Credit Union is headquartered in MONTEREY and is the 109th largest credit union in the state of California. It is also the 940th largest credit union in the nation. It was established in 1968 and as of June of 2018, it had grown to 72 employees and 18,147 members at 7 locations. Monterey Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Monterey Credit Union is open to those who live or work in Monterey, Santa Cruz, San Luis Obispo, or Santa Clara counties.
See current membership details

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Health

Health Grade Components

Overall
NCUA #97071
Year Chartered1968
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD3.62%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$238.1MM$232.9MM
LoansQ2 2018vs Q2 2017$145.6MM$137.1MM
DepositsQ2 2018vs Q2 2017$202.5MM$197.3MM
Equity CapitalQ2 2018vs Q2 2017$32.3MM$32.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.8MM$1.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$792.00K$834.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Monterey Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monterey Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Platinum Savings
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k
0.15%--High Rate Savings
0.10%*$50k*-Christmas Club
OTHER TIERS: 0.05% Up to $50k
0.05%--Market IRA
0.05%--Roth IRA Accumulation
0.05%--Education IRA Accumulation
0.05%--SEP IRA Accumulation
0.01%--Share Savings

Monterey Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market
OTHER TIERS: 0.05% Up to $50k

Monterey Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$250-Market Checking

Monterey Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-24 Month CD
OTHER TIERS: 0.35% $1k - $50k
0.40%*$50k*-18 Month CD
OTHER TIERS: 0.25% $1k - $50k
0.30%*$50k*-12 Month CD
OTHER TIERS: 0.25% $1k - $50k
0.15%$1k-3 Month CD
0.15%$1k-6 Month CD
0.10%$100k-30 Day Jumbo CD
0.10%$100k-60 Day Jumbo CD

Monterey Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-24 Month IRA
OTHER TIERS: 0.35% $1k - $50k
0.40%*$50k*-18 Month IRA
OTHER TIERS: 0.25% $1k - $50k
0.30%*$50k*-12 Month IRA
OTHER TIERS: 0.25% $1k - $50k
0.15%$1k-3 Month IRA
0.15%$1k-6 Month IRA
0.10%$100k-30 Day Jumbo IRA
0.10%$100k-60 Day Jumbo IRA
Locations


Monterey Credit Union Locations
Branch Office1566 N Main StSalinas, CA 93906
Branch Office2600 Garden Rd Ste 115MONTEREY, CA 93940-5321
Branch Office501 E FRANKLIN STMONTEREY, CA 93940
Branch Office915 Playa Ave Ste BSand City, CA 93955
Branch Office161 Fountain AvePacific Grove, CA 93950
Branch Office1760 Airline Hwy Ste H2Hollister, CA 95023
Branch Office26135 Carmel Rancho Blvd Ste B5Carmel, CA 93923

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