Monterey Credit Union


Overview / Commentary
831-647-1000
501 E Franklin ST
Monterey, CA 93940

Monterey Credit Union is headquartered in MONTEREY and is the 108th largest credit union in the state of California. It is also the 926th largest credit union in the nation. It was established in 1968 and as of June of 2020, it had grown to 63 employees and 17,794 members at 7 locations. Monterey Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership to Monterey Credit Union is open to those who live or work in the California counties of Monterey, San Benito, Santa Clara, Santa Cruz, or San Luis Obispo.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #97071
Year Chartered1968
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.01%
Return on Equity - YTD0.08%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$280.8MM$243.4MM
LoansQ2 2020vs Q2 2019$144.6MM$152.8MM
DepositsQ2 2020vs Q2 2019$230.9MM$205.3MM
Equity CapitalQ2 2020vs Q2 2019$37.4MM$35.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.0MM$1.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$534.00K$914.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Monterey Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monterey Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-Platinum Savings
OTHER TIERS: 0.03% Up to $100k
0.03%--High Rate Savings
0.03%--Christmas Club
0.03%--Roth IRA Accumulation
0.03%--Education IRA Accumulation
0.03%--SEP IRA Accumulation
0.01%--Share Savings

Monterey Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Money Market
0.03%--Market IRA

Monterey Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$10kWealth Builder Checking
OTHER TIERS: 0.01% $10k+

Monterey Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD
0.05%$1k-12 Month CD
0.05%$1k-18 Month CD
0.05%$1k-24 Month CD
0.05%$100k-30 Day Jumbo CD
0.05%$100k-60 Day Jumbo CD

Monterey Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100k-30 Day Jumbo IRA
0.05%$100k-60 Day Jumbo IRA
0.05%$1k-3 Month IRA
0.05%$1k-6 Month IRA
0.05%$1k-12 Month IRA
0.05%$1k-18 Month IRA
0.05%$1k-24 Month IRA
Locations


Monterey Credit Union Locations
Branch Office1566 N Main StSalinas, CA 93906
Branch Office24560 Silver Cloud Ct Ste 204MONTEREY, CA 93940-6560
Branch Office501 E FRANKLIN STMONTEREY, CA 93940
Branch Office915 Playa Ave Ste BSand City, CA 93955
Branch Office161 Fountain AvePacific Grove, CA 93950
Branch Office1760 Airline Hwy Ste H2Hollister, CA 95023
Branch Office26135 Carmel Rancho Blvd Ste B5Carmel, CA 93923

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