Monterey Credit Union is headquartered in MONTEREY and is the 109th largest credit union in the state of California. It is also the 1,012th largest credit union in the nation. It was established in 1968 and as of December of 2022, it had grown to 55 employees and 17,141 members at 4 locations. Monterey Credit Union has a B+ health rating.
Membership to Monterey Credit Union is open to those who live or work in the California counties of Monterey, San Benito, Santa Clara, Santa Cruz, or San Luis Obispo.
See current membership details
Overall | |
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NCUA # | 97071 |
Year Chartered | 1968 |
Employees | 55 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.51% |
Return on Equity - YTD | 5.5% |
Annual Interest Income | $9.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $297.8MM$306.1MM |
Loans | Q4 2022vs Q4 2021 | $190.3MM$178.8MM |
Deposits | Q4 2022vs Q4 2021 | $255.5MM$266.4MM |
Equity Capital | Q4 2022vs Q4 2021 | $27.5MM$36.7MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.1MM$1.2MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $1.1MM$1.3MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Monterey Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $10k* | - | Money Market | ||
OTHER TIERS: 0.03% → Up to $2.5k | 0.05% → $2.5k - $10k | |||||
0.05% | - | - | Market IRA |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.02%* | - | $10k | Wealth Builder Checking | ||
OTHER TIERS: 0.01% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $1k | - | 24 Month CD | |
0.35% | $1k | - | 18 Month CD | |
0.30% | $1k | - | 12 Month CD | |
0.20% | $1k | - | 6 Month CD | |
0.10% | $1k | - | 3 Month CD | |
0.05% | $100k | - | 30 Day Jumbo CD | |
0.05% | $100k | - | 60 Day Jumbo CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $1k | - | 24 Month IRA | |
0.35% | $1k | - | 18 Month IRA | |
0.30% | $1k | - | 12 Month IRA | |
0.20% | $1k | - | 6 Month IRA | |
0.10% | $1k | - | 3 Month IRA |
Monterey Credit Union Locations | ||
---|---|---|
Branch Office | 1566 N Main St | Salinas, CA 93906 |
Branch Office | 24560 Silver Cloud Ct Ste 204 | MONTEREY, CA 93940-6560 |
Branch Office | 501 E FRANKLIN ST | MONTEREY, CA 93940 |
Branch Office | 1760 Airline Hwy Ste H2 | Hollister, CA 95023 |