Overview / Commentary
Moonlight Credit Union is headquartered in Worthington and is the 124th largest credit union in the state of Pennsylvania. It is also the 2,411th largest credit union in the nation. It was established in 1947 and as of December of 2024, it had grown to 8 employees and 3,730 members at 1 location. Moonlight Credit Union has an A health rating.
Field of Membership Restrictions
Moonlight Credit Union is open to businesses or other legal entities and anyone who lives, works, worships, or attends school in Armstrong County, Pennsylvania. Immediate family of credit union members also qualify.
See current membership details
Health
A
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Moonlight Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64883 |
| Year Chartered | 1947 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.52% |
| Return on Equity - YTD | 9.64% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $51.4MM$48.3MM |
| Loans | Q4 2024vs Q4 2023 | $34.6MM$30.1MM |
| Deposits | Q4 2024vs Q4 2023 | $43.3MM$41MM |
| Equity Capital | Q4 2024vs Q4 2023 | $8.1MM$7.3MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $78K$89K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $28K$0 |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |