Featured Savings Rates
Featured Accounts

Morehead Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.60%1-year CD12 Month CD
0.25%SavingsShare (Savings) Account
1.41%4-year CD48 Month CD

Overview / Commentary
606-784-2201
503 W Main St
Morehead, KY 40351-1539

Morehead Community Federal Credit Union is headquartered in Morehead and is the 30th largest credit union in the state of Kentucky. It is also the 2,828th largest credit union in the nation. It was established in 1978 and as of June of 2016, it had grown to 10 employees and 3,874 members at 1 location. Morehead Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Memberships is open to those who live, work, attend school, or worship in Rowan County.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Morehead Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23070
Year Chartered1978
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.06%
Annual Interest Income$496.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$32.0MM$29.8MM
LoansQ2 2016vs Q2 2015$15.8MM$16.1MM
DepositsQ2 2016vs Q2 2015$28.4MM$26.4MM
Equity CapitalQ2 2016vs Q2 2015$3.4MM$3.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$160.00K$146.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$199.00K$317.00K
Real Estate OwnedQ2 2016vs Q2 2015$5.00K$31.00K
Rates
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Morehead Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Share (Savings) Account
0.25%--IRA Share Account
0.25%--Christmas Club Account
0.25%--Vacation Club Account

Morehead Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-48 Month CD
1.10%$1k-36 Month CD
0.80%$1k-24 Month CD
0.75%$1k-18 Month CD
0.70%$1k-15 Month CD
0.60%$1k-7 Month CD
0.60%$1k-12 Month CD
0.30%$1k-6 Month CD
0.25%$1k-3 Month CD

Morehead Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-36 Month IRA
0.75%$1k-24 Month IRA
0.50%$1k-12 Month IRA
Locations


Morehead Community Federal Credit Union Locations
Branch Office503 W Main StMorehead, KY 40351-1539