Overview / Commentary
606-784-2201
503 W Main St
Morehead, KY 40351-1539

Morehead Community Federal Credit Union is headquartered in Morehead and is the 29th largest credit union in the state of Kentucky. It is also the 2,756th largest credit union in the nation. It was established in 1978 and as of June of 2018, it had grown to 10 employees and 3,816 members at 1 location. Morehead Community Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to Morehead Community Federal Credit Union if open to anyone who attends school, works, worships or lives in Rowan County.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Morehead Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23070
Year Chartered1978
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.27%
Annual Interest Income$609.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$34.0MM$32.7MM
LoansQ2 2018vs Q2 2017$16.6MM$16.3MM
DepositsQ2 2018vs Q2 2017$29.9MM$28.8MM
Equity CapitalQ2 2018vs Q2 2017$3.9MM$3.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$84.00K$97.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$75.00K$110.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$24.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Morehead Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Morehead Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10-Share (Savings) Account
0.50%--IRA Share Account
0.50%--Christmas Club Account
0.50%--Vacation Club Account

Morehead Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$100k*-Money Market Savings
OTHER TIERS: 0.45% $2k - $10k | 0.80% $10k - $25k | 1.00% $25k - $50k | 1.11% $50k - $100k

Morehead Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-Premier Checking
OTHER TIERS: 0.25% $100 - $2k | 0.35% $2k - $25k | 0.55% $25k - $50k

Morehead Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.73%$1k-48 Month CD
2.52%$1k-36 Month CD
2.42%$1k-24 Month CD
2.22%$1k-18 Month CD
2.15%$1k-12 Month CD
2.15%$1k-15 Month CD
1.51%$1k-7 Month CD
1.31%$1k-6 Month CD
0.80%$1k-3 Month CD

Morehead Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$1k-36 Month IRA
2.42%$1k-24 Month IRA
2.02%$1k-12 Month IRA
Locations


Morehead Community Federal Credit Union Locations
Branch Office503 W Main StMorehead, KY 40351-1539

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