Mosaic Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 1 Year CD |
| 0.25% | Savings | Regular Share Account |
| 1.50% | 2-year CD | 2 Year CD 2.25% - Synchrony Bank 24 Month CD |
Mosaic Federal Credit Union is headquartered in Harrisonburg and is the 89th largest credit union in the state of Virginia. It is also the 3,711th largest credit union in the nation. It was established in 1986 and as of December of 2017, it had grown to 9 employees and 4,312 members at 1 location. Mosaic Federal Credit Union's CD rates are 11% higher than the national average, but it has a C health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Harrisonburg, Virginia and to employees of Virginia Poultry Growers Co-op, Pilgrim's Pride Corporation, May Supply, Bowman Apple Products, or Valley Custom Homes.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24281 |
| Year Chartered | 1986 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 7.57% |
| Annual Interest Income | $945.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $14.8MM$13.9MM |
| Loans | Q4 2017vs Q4 2016 | $13.2MM$11.4MM |
| Deposits | Q4 2017vs Q4 2016 | $13.7MM$12.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $1.1MM$1.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $77.00K$109.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $263.00K$256.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mosaic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Mosaic Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Regular Share Account | |
| 0.15% | - | - | Christmas Club Account | |
| 0.15% | - | - | Vacation Club Account |
Mosaic Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 2 Year CD | |
| 1.00% | $1k | - | 1 Year CD | |
| 0.90% | $1k | - | 6 Month CD |
| Mosaic Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 31 S Carlton St | Harrisonburg, VA 22801-4324 |