Featured Savings Rates
Featured Accounts

Mosaic Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%1-year CD1 Year CD
0.25%SavingsRegular Share Account
1.50%2-year CD2 Year CD

Overview / Commentary
540-564-6080
31 S Carlton St
Harrisonburg, VA 22801-4324

Mosaic Federal Credit Union is headquartered in Harrisonburg and is the 89th largest credit union in the state of Virginia. It is also the 3,711th largest credit union in the nation. It was established in 1986 and as of December of 2017, it had grown to 9 employees and 4,312 members at 1 location. Mosaic Federal Credit Union's CD rates are 11% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Harrisonburg, Virginia and to employees of Virginia Poultry Growers Co-op, Pilgrim's Pride Corporation, May Supply, Bowman Apple Products, or Valley Custom Homes.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mosaic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24281
Year Chartered1986
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD7.57%
Annual Interest Income$945.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$14.8MM$13.9MM
LoansQ4 2017vs Q4 2016$13.2MM$11.4MM
DepositsQ4 2017vs Q4 2016$13.7MM$12.8MM
Equity CapitalQ4 2017vs Q4 2016$1.1MM$1.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$77.00K$109.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$263.00K$256.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Mosaic Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Regular Share Account
0.15%--Christmas Club Account
0.15%--Vacation Club Account

Mosaic Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-2 Year CD
1.00%$1k-1 Year CD
0.90%$1k-6 Month CD
Locations


Mosaic Federal Credit Union Locations
Branch Office31 S Carlton StHarrisonburg, VA 22801-4324

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