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Motor City Co-op Credit Union

Popular Accounts at this Credit Union

1.71%5-year CD5 Year CD
0.65%1-year CD365 Day CD
0.15%SavingsMoney Management Account

Overview / Commentary
37321 Garfield Rd
Clinton Township, MI 48036-2052

Motor City Co-op Credit Union is headquartered in Clinton Township and is the 76th largest credit union in the state of Michigan. It is also the 1,280th largest credit union in the nation. It was established in 1948 and as of March of 2017, it had grown to 50 employees and 17,044 members at 4 locations. Motor City Co-op Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to all residents of Michigan.
See current membership details

Reviews (1)

Great local credit union

Posted by: M.Guerra | Jun 23, 2015

I have been a customer of Motor City Co-op Credit union for the last 14 years. They were the only banking institution that would offer me a competitive auto loan at 18 and I have maintained my account with them ever sense. In the past I have had CD's to lock up future savings and have found that the rates have been close to other banks overall. The staff has always been friendly and helpful. They have never failed to answer any questions I have had about products and services in a professional way. Overall I would highly recommend them to anyone living on the East side of metro Detroit.


Health Grade Components

NCUA #63289
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.26%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$143.2MM$138.7MM
LoansQ1 2017vs Q1 2016$103.0MM$66.4MM
DepositsQ1 2017vs Q1 2016$120.5MM$118.5MM
Equity CapitalQ1 2017vs Q1 2016$18.8MM$18.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.1MM$828.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$623.00K$99.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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Motor City Co-op Credit Union Savings Account Rates

0.75%--Individual Retirement Account
0.75%$300-Holiday Club
0.40%*$90k*-Savings Growth Account
OTHER TIERS: 0.20% $300 - $10k | 0.25% $10k - $50k | 0.35% $50k - $90k
0.20%$300-Vacation Club Account
0.20%$300-Savings Account
0.15%$5k-Money Management Account

Motor City Co-op Credit Union Money Market Rates

0.15%$2k-Money Market Account

Motor City Co-op Credit Union CD Rates

1.71%$500-5 Year CD
1.46%$500-4 Year CD
1.26%$500-3 Year CD
1.06%$500-2 Year CD
0.85%$500-18 Month CD
0.65%$500-365 Day CD
0.45%$500-180 Day CD
0.25%$500-90 Day CD

Motor City Co-op Credit Union IRA Rates

1.71%$500-5 Year IRA
1.46%$500-4 Year IRA
1.26%$500-3 Year IRA
1.06%$500-2 Year IRA
0.65%$500-1 Year IRA

Motor City Co-op Credit Union Locations
Branch Office25141 Hoover RdWarren, MI 48089
Branch Office3151 Gratiot AveDetroit, MI 48207-2335
Branch Office28421 Utica RdRoseville, MI 48066-2532
Branch Office37321 Garfield RdClinton Township, MI 48036-2052