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Overview / Commentary
800-328-8051
37321 Garfield Rd
Clinton Township, MI 48036-2052

Motor City Co-op Credit Union is headquartered in Clinton Township and is the 79th largest credit union in the state of Michigan. It is also the 1,314th largest credit union in the nation. It was established in 1948 and as of September of 2017, it had grown to 55 employees and 17,478 members at 4 locations. Motor City Co-op Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to all residents of Michigan.
See current membership details

Reviews (1)

Great local credit union

Posted by: M.Guerra | Jun 23, 2015

I have been a customer of Motor City Co-op Credit union for the last 14 years. They were the only banking institution that would offer me a competitive auto loan at 18 and I have maintained my account with them ever sense. In the past I have had CD's to lock up future savings and have found that the rates have been close to other banks overall. The staff has always been friendly and helpful. They have never failed to answer any questions I have had about products and services in a professional way. Overall I would highly recommend them to anyone living on the East side of metro Detroit.



Health

Health Grade Components

Overall
NCUA #63289
Year Chartered1948
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD3.64%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$137.7MM$140.1MM
LoansQ3 2017vs Q3 2016$107.7MM$94.4MM
DepositsQ3 2017vs Q3 2016$118.3MM$115.4MM
Equity CapitalQ3 2017vs Q3 2016$19.1MM$18.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.2MM$840.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$757.00K$388.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Motor City Co-op Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Individual Retirement Account
0.75%$300-Holiday Club
0.40%*$90k*-Savings Growth Account
OTHER TIERS: 0.20% $300 - $10k | 0.25% $10k - $50k | 0.35% $50k - $90k
0.20%$300-Vacation Club Account
0.20%$300-Savings Account
0.15%$5k-Money Management Account

Motor City Co-op Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2k-Money Market Account

Motor City Co-op Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-5 Year CD
1.90%$500-4 Year CD
1.75%$500-3 Year CD
1.25%$500-2 Year CD
1.00%$500-18 Month CD
0.85%$500-365 Day CD
0.55%$500-180 Day CD
0.40%$500-90 Day CD

Motor City Co-op Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-5 Year IRA
1.90%$500-4 Year IRA
1.75%$500-3 Year IRA
1.25%$500-2 Year IRA
0.85%$500-1 Year IRA
Locations


Motor City Co-op Credit Union Locations
Branch Office25141 Hoover RdWarren, MI 48089
Branch Office3151 Gratiot AveDetroit, MI 48207-2335
Branch Office27454 Gratiot AveRoseville, MI 48066-2916
Branch Office37321 Garfield RdClinton Township, MI 48036-2052