Mount Vernon Bank and Trust Company

Overview / Commentary
206 First Street West
Mount Vernon, IA 52314

Mount Vernon Bank and Trust Company is headquartered in Mount Vernon and is the 157th largest bank in the state of Iowa. It is also the 3,609th largest bank in the nation. It was established in 1884 and as of June of 2019, it had grown to 23 employees at 2 locations. Mount Vernon Bank and Trust Company has an A+ health rating.


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Health Grade Components

FDIC Certificate #10494
Year Established1884
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.12%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$130.9MM$122.3MM
LoansQ2 2019vs Q2 2018$93.2MM$85.3MM
DepositsQ2 2019vs Q2 2018$109.3MM$103.1MM
Equity CapitalQ2 2019vs Q2 2018$18.3MM$17.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$990.00K$987.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$0$89.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0

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Mount Vernon Bank and Trust Company Locations
Mount Vernon Bank and Trust Company206 First Street WestMount Vernon, IA 52314
Drive-In Branch116 Third Avenue SouthMount Vernon, IA 52314

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