Overview / Commentary
Mountain Commerce Bank is headquartered in Knoxville and is the 19th largest bank in the state of Tennessee. It is also the 779th largest bank in the nation. It was established in 1910 and as of December of 2021, it had grown to 102 employees at 5 locations. Mountain Commerce Bank has an A+ health rating.
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Reviews (2)
Exceptional Bank
Posted by: jpalin | Jun 20, 2019
I know my banker by name and have his cell number if I have any issues. When I call I speak with an actual person and not some automated machine. Their online banking is clean and easy to use.
Horrible Customer Service
Posted by: boatboy9 | Jul 7, 2020
They dont seem to know how to use a phone and take every opportunity to capitalize on any customer mistake. Of the 4 banks I work with, this one is the worst.
Health
A+
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4931 |
| Year Established | 1910 |
| Employees | 102 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2% |
| Return on Equity - YTD | 19.67% |
| Annual Interest Income | $47.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $1.33B$1.11B |
| Loans | Q4 2021vs Q4 2020 | $1.06B$922.6MM |
| Deposits | Q4 2021vs Q4 2020 | $1.12B$934.6MM |
| Equity Capital | Q4 2021vs Q4 2020 | $131.4MM$115.5MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $10.5MM$13.3MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.9MM$2.5MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |