Mountain Commerce Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mcb.com

865-694-5725

6101 Kingston Pike
Knoxville, TN 37919

Mountain Commerce Bank is headquartered in KNOXVILLE and is the 13^th largest bank in the state of Tennessee. It is also the 653^rd largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 108 employees at 7 locations. Mountain Commerce Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4931
Year Established	1910
Employees	108
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	6.64%
Annual Interest Income	$22.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.79B$1.8B
Loans	Q1 2025vs Q1 2024	$1.46B$1.44B
Deposits	Q1 2025vs Q1 2024	$1.58B$1.6B
Equity Capital	Q1 2025vs Q1 2024	$151.3MM$146.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$11.4MM$12.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$891K$805K
Real Estate Owned	Q1 2025vs Q1 2024	$7MM$3.8MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Mountain Commerce Bank.

Locations

Mountain Commerce Bank Locations
Mountain Commerce Bank	6101 Kingston Pike	Knoxville, TN 37919
Bristol Hwy Branch	3122 Bristol Hwy	Johnson City, TN 37601
Cedar Bluff Road Branch	320 North Cedar Bluff Road, Suite 101	Knoxville, TN 37923
Main Street Branch	400 North Main Avenue	Erwin, TN 37650
Unicoi Branch	4200 Unicoi Drive	Unicoi, TN 37692
Brentwood Branch	5205 Maryland Way	Brentwood, TN 37027

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