Advertising Disclosure
  1. Banks
  2. Mountain Credit Union

Mountain Credit Union


Overview / Commentary
www.mountaincu.org
828-452-2216
1700 Russ Avenue
Waynesville, NC 28786

Mountain Credit Union is headquartered in Waynesville and is the 18th largest credit union in the state of North Carolina. It is also the 945th largest credit union in the nation. It was established in 1963 and as of September of 2024, it had grown to 75 employees and 30,784 members at 8 locations. Mountain Credit Union has an A health rating.

Field of Membership Restrictions

Mountain Credit Union is open to those who live, work, worship, or attend school in the North Carolina counties of Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, McDowell, Swain, or Transylvania, or those who live or work on the Cherokee Indian Reservation. Membership is also open to all federal employees located in 20 western counties of North Carolina, including field personnel paid from an office located in those counties, and to immediate family of current members.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68531
Year Chartered1963
Employees75
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.27%
Annual Interest Income$13.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$339.7MM$340MM
LoansQ3 2024vs Q3 2023$210.7MM$220.2MM
DepositsQ3 2024vs Q3 2023$303.5MM$303.5MM
Equity CapitalQ3 2024vs Q3 2023$37.1MM$34.4MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.3MM$1.6MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.6MM$784K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Sorry, we do not have rate data for Mountain Credit Union.

Locations


Mountain Credit Union Locations
Branch Office1700 Russ AveWaynesville, NC 28786-5807
Branch Office1700 Russ AveWaynesville, NC 28786-5807
Branch Office3533 US 441 NWhittier, NC 28789-8735
Branch Office3270 Hendersonville RdFletcher, NC 28732-9242
Branch Office720 E Main StFranklin, NC 28734-2674
Branch Office1453 Sand Hill RdCandler, NC 28715
Branch Office30 Highway 107Sylva, NC 28779
Branch Office8005 NC Highway 141Marble, NC 28905-5520

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.