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Mountain Empire Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%1-year CD12 Month CD
0.10%SavingsIRA Shares
0.15%2-year CD24 Month CD

Overview / Commentary
276-782-9639
1413 N MAIN ST
MARION, VA 24354-4315

Mountain Empire Federal Credit Union is headquartered in MARION and is the 86th largest credit union in the state of Virginia. It is also the 3,563rd largest credit union in the nation. It was established in 1952 and as of December of 2017, it had grown to 9 employees and 4,163 members at 1 location. Mountain Empire Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Smythe, Wythe or Washington County.
See current membership details

Reviews (1)

WHAT A JOKE!!!!!

My wife and I used this credit union..BRIEFLY!!!! They are horrid! Rude from the moment you walk in the door. Even after closing our account the sent us statements for over 10 years!!! Yes, you read that correctly. For 10 years they wasted YOUR money stamping envelopes every month to send a zero balance statement to former members. Talk about wasting money!



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain Empire Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8197
Year Chartered1952
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.92%
Annual Interest Income$615.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$17.1MM$16.5MM
LoansQ4 2017vs Q4 2016$9.8MM$9.1MM
DepositsQ4 2017vs Q4 2016$15.2MM$14.6MM
Equity CapitalQ4 2017vs Q4 2016$1.6MM$1.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$40.00K$68.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$36.00K$40.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Mountain Empire Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Savings
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--IRA Shares
0.10%--Special Clubs

Mountain Empire Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-24 Month CD
0.10%$1k-12 Month CD
Locations


Mountain Empire Federal Credit Union Locations
Branch Office1413 N MAIN STMARION, VA 24354-4315

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